build_insurance_requirements
Build contract insurance requirements
Recommends the insurance a general contractor should require of a subcontractor, or a property manager or HOA of a vendor: general liability, auto, umbrella and workers' comp limits, additional insured, waiver of subrogation and primary/non-contributory wording, scaled to the trade's risk and the contract size. Returns the reasoning for each limit, contract-ready exhibit text, and a requirements object that check_certificate accepts.
traderequiredcontextrequiredoverridescontractSizerequiredhasEmployeesusesVehiclescancellationNoticeDays