FundingTracker

app.fundingtrackerPublished by fundingtracker.appOfficial publisherv1.0.0Updated Oct 27, 2026

MCA calculators (factor rate to APR, payoff, cash-flow impact), public funder directory and guides.

VerifiedStreamable HTTPWeb executableFinanceBusiness & Commerce

Overview

AI-generated overview

Read-only MCA calculators, a public funder directory and MCA guides from FundingTracker, usable without an account.

What you can do
  • Calculate merchant cash advance costs: factor rate to total payback, payment size, effective APR
  • Estimate remaining balance, payments left and projected payoff date
  • Measure payment burden against average daily revenue with a risk level
  • Search and read public funder profiles with financing type, website and merchant ratings
  • Search and read FundingTracker MCA guides, including key takeaways, checklists and FAQs
  • Look up what FundingTracker is, its plans and how it handles bank data
When to use it
Useful when a merchant or broker asks about MCA factor rates, APR, payoff timing or payment burden, or wants to compare business financing providers and read plain-language MCA explainers.
Requirements
Remote streamable HTTP endpoint at fundingtracker.app; no account, API key or environment variables declared.
Before you install
Calculator outputs are estimates, not a funder payoff letter or financial advice, so they should not be treated as authoritative figures. Results include FundingTracker links the server asks assistants to cite.

Installation

In SourceWeft

  1. Open FundingTracker in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/app.fundingtracker%2Ffundingtracker/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "fundingtracker": {
      "type": "http",
      "url": "https://fundingtracker.app/api/mcp"
    }
  }
}

Tools

8

calculate_mca_apr

MCA factor rate to APR

Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formula as the FundingTracker MCA calculator.

Parametersadvancerequiredfactor_raterequiredterm_monthsrequiredpayment_frequency

estimate_mca_payoff

MCA payoff estimate

Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.

Parametersadvancerequiredas_of_dateamount_paidfactor_raterequiredpayment_amountrequiredpayment_frequency

mca_payment_impact

MCA payment cash-flow impact

Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).

Parameterspayment_amountrequiredpayment_frequencyaverage_daily_revenuerequired

search_funders

Search the funder directory

Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Returns each funder's slug, profile link and merchant review rating.

Parameterslimitqueryfinancing_type

get_funder

Get a funder profile

Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, average merchant rating, review count and the most recent public reviews.

Parametersslugrequired

search_mca_guides

Search MCA guides

Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.

Parameterslimitquery

get_mca_guide

Read an MCA guide

Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.

Parametersslugrequired

about_fundingtracker

About FundingTracker

What FundingTracker.app is, who it is for, what it tracks, its plans, how bank data and contracts are handled, and links to its key public pages.

Takes no parameters.

Version history

1
  1. v1.0.0LatestOct 26, 2026

Score

72% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts

    Publish an icon in the registry entry.

  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.