Points or Cash

app.pointsorcashPublished by pointsorcash.appOfficial publisherv1.1.0Updated Nov 3, 2026

Use points or pay cash? Cents-per-point verdicts, transfer partners, award prices, lounges.

VerifiedStreamable HTTPWeb executable

Overview

Points or Cash's hosted MCP server (pointsorcash.app), published by pointsorcash.app; no sign-in required; Streamable HTTP; 5 tools.

No AI overview yet: these facts come from the registry entry and the server itself.

Publisher
pointsorcash.app
Endpoint
pointsorcash.app
Last checked

Installation

In SourceWeft

  1. Open Points or Cash in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/app.pointsorcash%2Fpoints-or-cash/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "points-or-cash": {
      "type": "http",
      "url": "https://pointsorcash.app/mcp"
    }
  }
}

Tools

5

transfer_options

Transfer options

Which of the traveler's bank points can become miles/points in a target loyalty program, at what ratio, and how many they would end up with. Based on a researched transfer-partner table (has an as_of date; ratios change and transfer bonuses are not included). Pass the traveler's balances.

Parametersbalancesrequiredmiles_neededrequiredtarget_programsrequired

award_chart

Award prices

Typical saver award prices (one-way) by program, market and cabin from a researched table, plus known sweet spots. Use when live award search is unavailable, to shortlist programs, or to judge whether a live price is good. Prices are estimates with an as_of date; dynamic programs vary.

Parameterscabinrequiredmarketrequiredprogramsrequired

points_value

Points or cash verdict

Exact cents-per-point for an award vs the cash fare, in the trip currency: (cash − award fees − what paying cash would earn) ÷ points × 100. When the award is paid by transferring bank points, pass bank + program: it applies the traveler's transfer ratio (e.g. Belgian Amex to Flying Blue is 2:1) and any active bonus, and judges the value per bank point spent. Call it for every award you compare, rather than doing the maths yourself.

Parametersoptionsrequiredcurrencyrequiredcash_back_pctrequiredpoints_per_unit_paying_cashrequired

cashback_cards

Cash-back cards

Earn rates for crypto-cashback and flat-cashback cards (Coinbase One Card, Gemini, Crypto.com, Fold, Robinhood Gold, Citi Double Cash, Wells Fargo Active Cash and more): rate on airfare, hotels, travel portals and everything else, fees, caps and how rewards pay out. Use when the traveler pays cash with one of these cards, to value the cash option (cash back earned) and to pass cash_back_pct to points_value.

Parameterscardsrequired

lounges

Lounge access

Airport lounges for a journey: the lounges at each airport (origin, connections, destination) and which ones the traveler can use with their cards, plus access rules by ticket and status (business class, oneworld/Star Alliance/SkyTeam elite). Covers 214 airports, including Brussels and the main European and Asian hubs, with access by ticket, status, Priority Pass and cards by issuing country. Use it when planning the full journey, after the flights are decided or when the traveler asks about lounges. Card rules change often; the data has an as_of date and verified flags.

Parameterscardsrequiredairportsrequired

Version history

1
  1. v1.1.0LatestNov 3, 2026

Score

83% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.