generate_sepa_xml
Generate SEPA XML (pain.001 or pain.008) with XSD + business validation. Included in the multi and business subscriptions (monthly quota); demo callers are limited to 2 transactions per file. Party addresses are optional and structured only: street_name, building_number, post_code, town_name, country — town_name and country are required as soon as any address field is given (SEPA banks refuse unstructured addresses from November 2026). A party accepts no other key: address_lines, a nested address object, postal_code, city and the like are refused rather than ignored. In the 2009 versions (pain.001 001.03, pain.008 001.02) a structured address passes the ISO XSD but not the German DK profile GBIC_3, which admits only Ctry and AdrLine: for a German bank, omit the address there or use the format's 2019 version (see list_supported_versions).
Takes no parameters.
