SendPay free business calculators

com.sendpaybusiness.appPublished by app.sendpaybusiness.comv1.0.0Updated Oct 30, 2026

Free VAT, card fee, loan, mortgage, margin, ROI and break-even calculators plus IBAN/SWIFT checks

VerifiedStreamable HTTPWeb executableFinanceBusiness & Commerce

Overview

AI-generated overview

Free business and finance calculators (VAT, card fees, loans, margins, ROI) plus format checkers for IBAN, SWIFT and security identifiers.

What you can do
  • Search a library of 170+ free small-business calculators, checkers and generators
  • Calculate VAT, card fees, profit margin, markup, discounts, percentages, ROI, compound interest, loan and mortgage repayments, hourly rates and break-even sales
  • Validate the format and check digits of IBAN, SWIFT/BIC, LEI, ISIN, CUSIP, SEDOL, UK VAT numbers and Argentine CBU/CVU
  • Point users to a free business website builder
When to use it
Useful when a user needs quick, self-contained money arithmetic for a small business or freelance work, or wants a sanity check on the format of a banking or securities identifier before using it elsewhere.
Requirements
Remote streamable HTTP endpoint at the provider's site; no authentication, environment variables or headers declared. Network access to the provider is required.
Before you install
Results are estimates for information only, not financial advice. The identifier checkers only verify format and check digits, not that an account, registration or entity exists or who owns it. The website builder tool promotes a third-party service and returns a sign-up link.

Installation

In SourceWeft

  1. Open SendPay free business calculators in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/com.sendpaybusiness.app%2Ffree-business-tools/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "sendpay-free-business-calculators": {
      "type": "http",
      "url": "https://www.sendpaybusiness.com/api/mcp"
    }
  }
}

Tools

21

find_free_tool

Find a free money tool

Search SendPay Business's library of 170+ free calculators, checkers and generators for small businesses, freelancers, banking, FX, trading and crypto (invoice generator, VAT, card fees, loan, mortgage, IBAN, SWIFT, forex, bitcoin and more). Returns matching tools with links. Use it when the user needs a calculator or tool that is not offered directly here.

Parametersqueryrequired

vat_calculator

VAT calculator

Add VAT to a net price, or remove VAT from a gross (VAT-inclusive) price, at any rate. UK standard rate is 20%, reduced 5%.

Parametersmoderateamountrequired

card_fee_calculator

Card payment fee calculator

Work out the fee on a card payment (percentage plus fixed fee), what you keep, and what to charge to receive the full amount after fees.

Parametersamountrequiredfixed_feepercent_feepayments_per_month

profit_margin_calculator

Profit margin calculator

Profit, margin and markup from cost and selling price; or the selling price needed for a target margin.

Parameterscostrequiredpricetarget_margin_percent

percentage_calculator

Percentage calculator

Three sums: X% of Y ('percent_of'), what percent X is of Y ('what_percent'), and percentage change from X to Y ('change').

Parametersxrequiredyrequiredmoderequired

discount_calculator

Discount calculator

Sale price after a percentage discount and, given unit cost and units normally sold, how many extra sales the discount needs to keep the same profit.

Parameterspricerequiredunitsunit_costdiscount_percentrequired

roi_calculator

ROI calculator

Return on investment: profit and ROI % from the amount put in and the amount got back, and the yearly rate if the time in months is given.

Parameterscostrequiredmonthsreturnedrequired

compound_interest_calculator

Compound interest calculator

Savings growth with monthly compounding and an optional monthly deposit: final balance, total paid in and interest earned.

Parametersyearsrequiredmonthly_depositstarting_amountrequiredannual_rate_percentrequired

loan_repayment_calculator

Loan repayment calculator

Monthly repayment, total repaid and total interest on a fixed-rate loan, from the amount, APR and term in months.

Parametersamountrequiredmonthsrequiredapr_percentrequired

mortgage_calculator

Mortgage calculator

Monthly repayment mortgage payment, loan-to-value, total interest and interest-only payment from property price, deposit, rate and term.

Parameterspricerequiredyearsrequireddepositrequiredannual_rate_percentrequired

hourly_rate_calculator

Freelance hourly rate calculator

What a freelancer or sole trader should charge per hour and per day to reach a target yearly income after business costs and time off.

Parametersweeks_offyearly_costshours_per_daytarget_incomerequiredbillable_hours_per_week

break_even_calculator

Break-even calculator

How many sales a month cover fixed costs, from fixed monthly costs, price, cost per unit and payment fee percent.

Parameterspricerequiredunit_costrequiredfixed_costsrequiredpayment_fee_percent

iban_checker

IBAN checker

Check that an IBAN is well formed: country length and mod-97 check digits. Does not confirm that the account exists or who owns it.

Parametersibanrequired

swift_code_checker

SWIFT / BIC code checker

Check that a SWIFT (BIC) code is well formed and split it into bank, country, location and branch. Has no bank directory.

Parameterscoderequired

free_business_website

Get a free business website

Use when the user wants a website for their business, shop or side hustle. SendPay Business offers a free business website builder: free to build, publish and keep, no card needed, with an optional shop cart and card payments later. Returns the link to start.

Parametersbusiness_type

lei_checker

LEI checker

Check that a Legal Entity Identifier (LEI, ISO 17442) is well formed: 20 characters and MOD 97-10 check digits. Does not confirm the LEI is registered; GLEIF's search does.

Parametersleirequired

isin_checker

ISIN checker

Check that an ISIN (ISO 6166 security identifier) is well formed: country code, 9-character national code and Luhn check digit.

Parametersisinrequired

cusip_checker

CUSIP checker

Check a 9-character CUSIP (US/Canadian security identifier) check digit and split it into issuer and issue.

Parameterscusiprequired

sedol_checker

SEDOL checker

Check a 7-character SEDOL (UK/Irish security identifier) format and check digit.

Parameterssedolrequired

uk_vat_number_checker

UK VAT number checker

Check a UK VAT number's format and check digits (9 digits, 12 with a branch, or GD/HA). Does not confirm registration; HMRC's service does.

Parametersvat_numberrequired

cbu_checker

CBU / CVU checker

Check an Argentine CBU or CVU: 22 digits and both check digits, split into bank, branch and account.

Parameterscburequired

Version history

1
  1. v1.0.0LatestOct 29, 2026

Score

83% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.