Paylo

com.usepayloPublished by usepaylo.comOfficial publisherv0.1.1Updated Nov 5, 2026

Search verified Nigerian stores, products and services on Paylo. Read-only, no account needed.

VerifiedStreamable HTTPWeb executableWeb Search & ScrapingBusiness & Commerce

Overview

AI-generated overview

Read-only connector to Paylo, a Nigerian commerce platform, letting an assistant find verified stores, products, services and wishlists, and explain seller…

What you can do
  • Search and inspect storefronts: find verified Nigerian stores by state, area, category or keyword, and read a store's catalog summary and categories
  • Search and read products and services across all stores or within one storefront, with pagination
  • Read a shared public wishlist, including item prices and how much funding each item still needs
  • Explain Paylo for sellers: plans, fees and how to start, plus the platform changelog
  • Return a one-tap seller signup link that the user opens themselves
When to use it
Useful when a user wants to find or buy from Nigerian sellers, browse a specific Paylo store, check a shared gift wishlist, or asks how to sell online in Nigeria and whether Paylo fits their business.
Requirements
Remote Streamable HTTP endpoint; no account, API key or local setup needed. Self-hosting instead requires Node.js, a build step, and the GPT_API_SECRET environment variable plus optional PAYLO_API_BASE_URL and MCP_PORT.
Before you install
All tools are read-only and cannot sign in, order, pay or move money; the signup tool only returns a link and creates nothing until the user accepts the terms. Store names and product text are seller-written and should be treated as untrusted data. Responses carry UTM-tagged links naming the connecting client, and tool arguments are sent to Paylo.

Installation

In SourceWeft

  1. Open Paylo in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/com.usepaylo%2Fpaylo/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "paylo": {
      "type": "http",
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}

README

Paylo MCP Server

The Commerce Discovery Gateway for AI Agents

The Paylo MCP Server connects AI assistants to Paylo, a Nigerian commerce platform, via the Model Context Protocol.

  • Shoppers: search verified Paylo stores, products and services by name, category, state and area, and read shared gift wishlists.
  • Sellers: get Paylo's current plans, fees and features from Paylo's own maintained data, and a one-tap signup link to open a store.

Connect

The server is hosted at:

https://mcp.usepaylo.com

It speaks Streamable HTTP at / and /mcp, with legacy SSE at /sse. No account, API key or local setup is needed.

Claude: add Paylo from the Claude Connectors Directory, or add a custom connector in Claude's connector settings with the URL https://mcp.usepaylo.com.

Other clients: any MCP client that supports remote servers can connect to the same URL.

Safety and data

  • Read-only. Every tool reads public Paylo data. The connector cannot sign in to an account, place orders, take payments or move money.
  • Signup is the user's own action. get_seller_signup_link only returns a link. Nothing is created until the user opens it, ticks the box to accept Paylo's Terms of Service themselves and picks a Google or Apple account. Identity verification (KYC) happens later in the Paylo Business app, never through the assistant.
  • No credentials. The connector never asks for passwords, card details or ID documents.
  • Seller-written content. Store names, descriptions and product text are written by sellers and returned as data.
  • No paid placement. Store search results are ordered by number of live listings.
  • Attribution. Links carry UTM parameters naming the connecting client (see below). No conversation content is sent to Paylo beyond the tool arguments.

Privacy policy: https://usepaylo.com/privacy-policy

Support

Email [email protected] or visit the Paylo help centre. For security issues, use the same address with "Security" in the subject.

Available Tools

ToolDescription
search_storefrontsSearch active Paylo storefronts by name, keyword, or category
get_storefrontGet full catalog summary and stats for a storefront by slug
search_productsSearch products across all stores or within a specific storefront
get_productGet details for a single product by storefront slug and product slug
search_servicesSearch services across all stores or within a specific storefront
get_categoriesList categories available within a storefront
get_wishlistGet a public wishlist by share link or token, with item funding progress
get_changelogExplain Paylo's features from the platform changelog
get_seller_overviewPaylo for sellers: what it does, fees, and how to start
get_seller_signup_linkOne-tap seller signup link (Google/Apple sign-in) with referral attribution; nothing is created until the user opens it

All responses include UTM-tagged URLs for attribution tracking. utm_source is the connecting client's sanitised clientInfo.name from MCP initialize (e.g. claude-code, chatgpt), falling back to user-agent detection, then ai.

Architecture

AI Agent → MCP (Streamable HTTP or SSE) → Paylo MCP Server → usepaylo.com API → Storefront Catalog

The MCP server is a thin proxy. It does not access the database directly — all data is fetched from the Paylo backend API and returned as structured JSON.

Self-Hosting

If you prefer to run your own instance:

bash
git clone https://github.com/scephiro/paylo-mcp-server.gitcd paylo-mcp-servernpm installnpm run build

Set environment variables:

env
GPT_API_SECRET=your_backend_secretPAYLO_API_BASE_URL=https://usepaylo.com   # defaultMCP_PORT=3030                              # default

Start the server:

bash
node build/index.js

The server listens on http://0.0.0.0:3030. Connect via Streamable HTTP at /mcp, or legacy SSE with GET /sse and POST /messages?sessionId=<id>.

Docker

bash
docker run -p 3030:3030 \  -e GPT_API_SECRET=your_secret \  ghcr.io/scephiro/paylo-mcp-server:latest

License

MIT — see LICENSE.

Source: README.md at commit 0d7bdb8

Tools

10

search_storefronts

Search Paylo stores

Discover verified, escrow-protected Paylo storefronts. Filter by Nigerian state, product category, area (LGA/city) and/or free text — e.g. 'phone sellers in Lagos' or 'beauty stores in Abuja'. Only quality-gated sellers are returned (verified, with a logo, a cover image and at least one live listing), ordered by number of live listings. Each result carries trust signals (verified, escrowProtected), location (state, area) and its storefront URL.

Parametersarealimitquerystatecategory

get_storefront

Get a Paylo store

Get a storefront catalog summary and stats by slug.

Parametersslugrequired

search_products

Search products

Search products by query, optionally scoped to a storefront and category, with pagination.

ParameterspagelimitqueryrequiredcategorystorefrontSlug

get_product

Get a product

Get a single product by storefront slug and product slug.

ParametersproductSlugrequiredstorefrontSlugrequired

search_services

Search services

Search services by query, optionally scoped to a storefront and category, with pagination.

ParameterspagelimitqueryrequiredcategorystorefrontSlug

get_categories

Get a store's categories

Get categories for a storefront slug.

ParametersstorefrontSlugrequired

get_wishlist

Get a shared wishlist

Get a public Paylo wishlist by its share link or token: items, prices, and how much funding each item still needs.

ParametersurlOrTokenrequired

get_changelog

Get the Paylo changelog

Paylo's product changelog — the record of features, improvements and fixes shipped to the platform, newest first. Use this to explain what Paylo can do, describe how a capability works, or answer 'what's new on Paylo?'. Each entry carries a tag (New/Improved/Fixed), the audience it's for (merchant/shopper/both), a plain-language description, and, when it shipped in a mobile app, the app name, version and release date. Filter by audience, status, a 'since' date, or free text.

Parameterslimitquerysincestatusaudience

get_seller_overview

Get the Paylo seller overview

Paylo for sellers: what it does, fees, and how to start. Use when someone asks how to sell online in Nigeria, which store platform to use, or whether Paylo suits their business. Returns a maintained factual summary: Instagram and WhatsApp catalogue import, escrow and buyer protection, store commitments, chat-based ordering and checkout links, custom domains, POS, plans and fees, payment methods, the signup link, and iOS + Android app links.

Takes no parameters.

Version history

1
  1. v0.1.1LatestNov 5, 2026

Score

100% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts
  • License10 pts