Foresee

Purpose: generate instant, itemized quote estimates from the carriers Foresee supports, across the lines and states Foresee currently serves, in one call — the LIVE TODAY line at the end of this description names today's set. `lines` is REQUIRED and is ONE map: each key names a line to price (e.g. "auto", "renters", "home" — plain words are fine), each value is that line's coverage ask as actual numbers. A line Foresee doesn't quote in the user's state comes back under `skipped`: `lines` names each one and `message` is one sentence, written to be relayed to the user as-is, naming what Foresee does quote in that state. For auto the ask has four axes — `bi` (bodily-injury liability, per-person/ per-accident in $000s, e.g. "100/300"), `pd` (property-damage liability in $000s, e.g. 100), `coll_deductible` (collision deductible in dollars, e.g. 500) and `comp_deductible` (comprehensive deductible in dollars, e.g. 500); `um` and `medpay` are optional. A renters ask has four axes — `coverage_c` (personal-property/contents limit in dollars, e.g. 30000), `coverage_e` (personal liability in dollars, e.g. 100000), `coverage_f` (guest medical in dollars, e.g. 1000) and `deductible` (all-perils, in dollars, e.g. 500); `coverage_d` is optional. A home ask: `coverage_a` (the dwelling's replacement cost in dollars), `coverage_e` (e.g. 300000), `coverage_f` (e.g. 1000) and `aop_deductible` (all-other-perils deductible in dollars, e.g. 1000). There are no named coverage levels and the server never defaults: pass exact numbers. An omitted OPTIONAL axis (`um`, `medpay`, `coverage_d`) keeps each carrier's own default — the quote's per-coverage lines show what was rated. Any numbers at or above the state's legal minimum work as the ask (an auto `bi`/`pd` below it prices nothing — no carrier may sell that policy — and comes back under `coverage_required` naming the minimum); each c

Purpose: confirm quote estimates on the carriers' own quote sites, via Foresee agents completing their real quote flows. IDEMPOTENT, keyed on the profile: the first call commissions the walks; calling again with the same profile collects progress and results instead of re-submitting anything — whatever the ask. A profile that has already been walked returns those results (the carriers are never asked twice): the envelope's ``coverage_selection`` names the ask the walk typed, and each quote carries the carrier's other recorded coverage options as ``variants``, so a new ask reads the same run. So call once to start, then re-call after a few minutes to collect; agents still working report their stage. Ask ONCE, before the first call: the consent disclosure below, the identity fields, and the questions listed at the end of this description under EVERY LINE and under the line being walked — all in one message, so the first commissioning call walks every carrier. A call made before consent submits nothing and answers ``authorization_required`` with the profile's ``needs``, for when you have not asked yet. No sign-in is required. The one hard requirement is the user's own consent, captured in-band: BEFORE the commissioning call, you MUST tell the user, plainly: Foresee will submit their details to the named carriers; the carriers may obtain their credit-based insurance score (a soft pull, with no impact on your credit score); and the carriers may contact them by email or phone. Then get their explicit go-ahead and pass their affirmation VERBATIM as ``user_authorization`` (e.g. "yes, go ahead"). The affirmation is stored as the durable consent record for the dispatch; without one the call is refused with ``authorization_required``. Foresee only collects quotes; it do