Homeloanscalculator

io.github.SirCharanPublished by GitHub account SirCharanv1.0.0Updated Oct 30, 2026

Free home loan EMI, eligibility, stamp duty and tax benefit calculators for India.

VerifiedStreamable HTTPWeb executableLocation & LifestyleFinance

Overview

AI-generated overview

Remote MCP server with Indian home loan calculators: EMI and amortization, rate sensitivity, eligibility, stamp duty and tax benefits.

What you can do
  • Calculate monthly EMI, total interest and a year-by-year repayment schedule for a home loan, including optional prepayments or a rate change
  • Compare how EMI and total interest shift when the interest rate moves up or down in small steps
  • Estimate the maximum EMI and loan amount a borrower qualifies for from net monthly income and existing EMIs
  • Compute stamp duty, registration fee, cess and total cost for a property purchase by state and buyer gender
  • Work out Section 80C and 24(b) deductions and the tax saved in a given repayment year for a chosen tax slab
When to use it
Useful when someone wants quick Indian home loan numbers — affordability, monthly payments, rate-change impact, upfront purchase costs or tax savings — without opening a separate calculator site.
Requirements
Remote endpoint at homeloanscalculator.in over streamable HTTP; no package, account, API key or environment variable is declared.
Before you install
Results are estimates based on the inputs and the state rate rows supplied; stamp duty and tax rules vary by state and year, so figures should be checked against official sources before any financial decision. Inputs are sent to a third-party service.

Installation

In SourceWeft

  1. Open Homeloanscalculator in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/io.github.SirCharan%2Fhomeloanscalculator/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "homeloanscalculator": {
      "type": "http",
      "url": "https://homeloanscalculator.in/mcp"
    }
  }
}

Tools

5

emi

Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

ParametersmodeyearsmonthsmonthlylumpSumsprincipalrequiredrateResetannualRaterequiredextraMonthly

sensitivity

Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

ParametersyearsdeltasmonthsprincipalrequiredannualRaterequired

eligibility

Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}

ParametersfoiryearsmonthsannualRaterequiredexistingEmisnetMonthlyIncomerequired

stampDuty

Takes a property value, buyer gender and a state rate row and returns the stamp duty, registration fee, cess and total for a property purchase. Example input: {"propertyValue":8000000,"gender":"female","state":"maharashtra"}

ParametersstaterequiredgenderpropertyValuerequired

taxBenefit

Takes a loan amount, annual rate, tenure and tax slab and returns the Section 80C and 24(b) deductions and the tax saved in a given repayment year. Example input: {"principal":5000000,"annualRate":8.5,"years":20,"slabRate":0.3}

ParametersyearyearsmonthsslabRaterequiredprincipalrequiredannualRaterequired

Version history

1
  1. v1.0.0LatestOct 30, 2026

Score

83% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.