Rein

io.github.bugiiiii11v0.5.1Updated Oct 6, 2026

Spend limits for AI agents that pay with x402: every paywall is policy-checked before a cent moves.

VerifiedSTDIODesktop onlyFinanceSecurity & Monitoring

Overview

AI-generated overview

Gives an AI agent a policy-checked, receipted way to fetch x402 paywalled URLs and pay for them only when spend rules allow.

What it does
Rein is a local stdio MCP server that acts as a spend guard for one agent. Its rein_fetch tool fetches a URL and pays an x402 paywall only if the policy engine allows it; rein_status, rein_receipts and rein_escalations report the governing rules, past payments and payments parked for human approval, and rein_heartbeat reports the agent alive. Refusals come back as tool errors with DENIED, ESCALATED or ALLOWED_BUT_UNPAID detail.
When to use it
Use it when an assistant needs to call paid x402 endpoints and you want per-call spend limits, receipts and an audit trail rather than an unrestricted wallet. It also fits teams that need human approval for larger payments, or that want to run in advisory mode first to see what would be paid.
Requirements
Runs locally via npx @reinconsole/mcp (Node.js). Needs REIN_ENGINE_URL and REIN_AGENT_ID, or a REIN_AGENT_FILE written by npx @reinconsole/init. A hosted engine may need REIN_ENGINE_API_KEY. Paying requires REIN_PAYER_PRIVATE_KEY; without it the server runs in advisory mode. REIN_NETWORK_PROFILE selects testnet (default) or mainnet. Network access to the engine and to fetched URLs.
Before you install
REIN_PAYER_PRIVATE_KEY is an agent wallet key that can move funds; REIN_ENGINE_API_KEY is a bearer secret for the engine. rein_fetch can spend money, and REIN_NETWORK_PROFILE=mainnet lets it pay real mainnet 402s, so the default testnet is safer. The server is non-custodial and governs spending authority, not funds. Fetched URLs and payment intents go to the configured engine and to the paywalled site.

Installation

In SourceWeft

  1. Open Rein in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Desktop only via STDIO. STDIO servers start a local process, so they need the SourceWeft desktop host.

Other MCP clients

Follow the launch instructions in the repository.

README

@reinconsole/mcp

The Rein guard, as an MCP server. Point any MCP-capable harness at it and its agent gets a spend-governed fetch: every x402 paywall is policy-checked, receipted and observable before a cent moves.

Rein is non-custodial. It governs an agent's authority to spend, not the funds.

Install

The fastest start is a free testnet sandbox -- no account, no signup:

bash
npx @reinconsole/init

It creates an agent on the hosted engine with a starter policy (Base Sepolia, $0.004 per-call cap), a test wallet with a little test USDC, and rein-agent.json, then prints this config with the path filled in:

json
{  "mcpServers": {    "rein": {      "command": "npx",      "args": ["-y", "@reinconsole/mcp"],      "env": { "REIN_AGENT_FILE": "/path/to/rein-agent.json" }    }  }}

The file supplies the engine URL, agent id, API key and wallet, so keys never sit on a command line or in the config. The sandbox lasts 7 days; npx @reinconsole/init --claim keeps it by signing in with GitHub or an Ethereum wallet.

Your own engine

Point it at any policy engine with variables instead of the file:

json
{  "mcpServers": {    "rein": {      "command": "npx",      "args": ["-y", "@reinconsole/mcp"],      "env": {        "REIN_ENGINE_URL": "http://127.0.0.1:8787",        "REIN_AGENT_ID": "agt_01J..."      }    }  }}

That is advisory mode: paywalls are evaluated against policy and reported, and nothing is ever paid. Add REIN_PAYER_PRIVATE_KEY to settle allowed payments.

npx -p @reinconsole/policy-engine rein-policy-engine runs an engine locally on 127.0.0.1:8787; see @reinconsole/policy-engine for registering an agent and writing a policy.

When the server is up it prints exactly one line to stderr. A harness shows nothing else, so if this line is missing the server is not running, and whatever preceded it is why:

[rein-mcp] 0.2.0 ready on stdio for agt_01J... via http://127.0.0.1:8787 (advisory -- no payer configured)

Environment

VariableRequiredMeaning
REIN_AGENT_FILEnoPath to the rein-agent.json that npx @reinconsole/init writes. Supplies the four values below; any variable set explicitly overrides its field.
REIN_ENGINE_URLyes, unless the filePolicy engine base URL.
REIN_AGENT_IDyes, unless the fileThe one agent this server speaks for. Never a tool argument.
REIN_ENGINE_API_KEYif the engine has authBearer secret for the engine.
REIN_PAYER_PRIVATE_KEYnoAgent wallet key. Omit for advisory mode: policy is checked, nothing is paid.
REIN_NETWORK_PROFILEnotestnet (default) or mainnet. Which network's 402s this server will pay; the other is refused before a signature exists. An unknown value refuses to boot.
REIN_MCP_TASK_IDnoDefault task attribution, so per-task budgets can cap this agent's work.
REIN_MCP_ESCALATION_WAIT_MSnoHold a tool call open this long waiting for a signed approval. Default 0.
REIN_MCP_MAX_BODY_BYTESnoCap on the response body returned to the model. Default 65536.

Everything is fixed at startup. Nothing here is reachable from a tool call.

REIN_NETWORK_PROFILE exists because the engine cannot draw this line: it maps Base and Base Sepolia onto the same chain, so a policy that allows one allows both, and the vendor's 402 would otherwise choose which network the agent's key spends on. The default is testnet, which means a 0.1.x install that paid mainnet 402s will refuse them until the profile is set to mainnet on purpose.

On a HOSTED engine, REIN_ENGINE_API_KEY should be an evaluate key issued with the org and narrowed to this one agent:

POST /v1/keys{ "name": "claude-desktop", "scopes": ["evaluate"], "orgId": "org_01J...", "agentIds": ["agt_01J..."] }

That is the whole blast radius of the secret sitting in a desktop config file: it can submit intents for this agent and nothing else — not another agent in the same org, not policy, not keys, not other tenants' anything. Against a self-hosted single-tenant engine, omit both fields and the key behaves exactly as it always has.

Tools

ToolRead-onlyWhat it answers
rein_fetchnoFetch a URL, paying for it only if policy allows.
rein_statusyesWhat rules govern this agent, and where it stands against them.
rein_receiptsyesWhat it has paid, and whether those payments settled.
rein_escalationsyesWhich of its payments are parked awaiting a human.
rein_heartbeatnoReport the agent alive, for dead-man monitoring.

rein_fetch is the only tool that can move money, and it is the only one without readOnlyHint.

The authority boundary

The client on the other end of this pipe is the agent -- the thing being governed. So a tool may do anything the agent could already do with its own fetch, and nothing that widens the agent's own authority.

There is deliberately no tool to approve an escalation, edit a policy, freeze or unfreeze an agent, mint an API key, or register an approver. An approval in Rein is an ed25519 signature over the decision by a registered approver key; a tool call is not a signature, and one that stood in for one would put the authority to move money behind whatever process holds the pipe. rein_escalations is read-only by construction, and a test asserts the whole tool surface rather than a sample of it, so adding an authority tool has to break a test first.

One server also speaks for exactly one agent. An agent id the caller could choose would turn an agent-scoped tool surface into a cross-agent admin API.

What a blocked payment looks like

A policy refusal comes back as a tool error -- the fetch did not happen, and a model that read it as an ordinary result would treat the explanation of a refusal as the data it asked for. The detail rides along, because the useful next move depends on which refusal it was:

  • DENIED -- final. The same request will be refused the same way.
  • ESCALATED -- parked for a human to sign. Poll rein_escalations, or move on. Nothing the agent can call will approve it.
  • ALLOWED_BUT_UNPAID -- not an error: policy said yes, but this server runs in advisory mode, so the 402 is returned unpaid.

Programmatic use

ts
import { createReinMcpServer } from '@reinconsole/mcp';import { StdioServerTransport } from '@modelcontextprotocol/sdk/server/stdio.js';
const server = createReinMcpServer({ engineUrl, agentId, payer });await server.connect(new StdioServerTransport());

createToolContext and reinTools are exported too, for embedding the same tools in a server that carries others.

License

MIT

Source: services/mcp/README.md at commit efbb433

Tools

0
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Version history

1
  1. v0.5.1LatestOct 6, 2026