FortFi Treasury MCP

FortFi MCP capability guide: onboarding paths, pricing, limits, workflows, and full tool catalog. Call first when unsure which tool to use (e.g. market research → discover_tokens, not the Explore UI REST route).

Who am I? Returns treasury email, user id, credential kind/scopes, vault summary, and policy limits for this API key. Call first to confirm you are on the correct account before money-moving tools.

Takes no parameters.

List FortFi wallets for this account: chain, address, nickname, metadata tags, and default flag. Optional metadataKey/metadataValue filter (exact match). Pass cursor and/or limit to page through large fleets — response becomes { items, nextCursor } when either is set; omit both for the plain array of all wallets.

List all allowlisted recipients. Includes cooldown status: `cooldownActive: true` means the recipient cannot yet receive funds (24-hour gate).

Takes no parameters.

Recent account activity: one row per money move (sends, swaps, bridges), blocked attempt, or account change (keys, recipients). Money rows and blocked rows carry a confirmationNumber (FF-XXXX-XXXX) the owner can quote to FortFi support. Blocked rows carry the reasons. Pass view: 'full' for every internal step. Optional walletId filters to one vault's history. Pass cursor (from a previous page's nextCursor, even as an empty string on the first call) to switch the response to { items, nextCursor } and page back through full history instead of only the most recent entries.

Treasury activity timeline (JSON) for reconciliation: normalized labels, USD hints, vault scope, and categories. Optional walletId narrows to one vault. Requires reporting:read (or account:read).

Track an owned Fusion+ cross-chain order by orderHash. Returns authoritative settlement/refund status, source and destination transactions, receiver, and the real destination token contract.

Current policy limits: per-tx/daily/monthly caps (USDC smallest units). Agent accounts also include agent cap tier limits, maxWallets, and credential access expiry.

Takes no parameters.

Monthly UpTo product balance: cap, used, remaining, and period bounds. Billable writes consume this pool; unused budget is refunded at period end.

Takes no parameters.

Resend the dashboard claim email to contactEmail (MCP agent API key only; keys:manage scope). Use when the original link expired (72h) or was lost. Rate limit: 3/hour.

Takes no parameters.

List all FortFi agent accounts funded by the same payment wallet as this agent. Use to discover agentLabel / userId when renewing or spawning siblings (treasury multi-agent setups).

Takes no parameters.

Active co-signers on this account.

Takes no parameters.

Amount-banded cosigner quorum rules for sends and swaps. Below-band amounts auto-execute; matching bands require N cosigner votes.

Takes no parameters.

Set cosigner quorum rules (send + swap USD bands). Tightening rules works with the agent key alone. WEAKENING them (lower required cosigners / raise the amount floor) is a GOVERN action: sign a challenge with your funding wallet (challengeId + walletSignature); applies immediately once signed (same as passkey in the UI). Amounts use USDC micro-units (1 USDC = 1000000).

Pending actions that require this account's co-signer approval. Use when this agent is a co-signer on another account.

Add a payout address to the allowlist. Human developer key (frtfi_hu_* + DA): added with 24h cooldown (no Assist passkey). Agent key (frtfi_ag_*): GOVERN — funding-wallet signature required; then approved immediately.

Remove a recipient from the FortFi allowlist (tightening policy — no funding-wallet GOVERN). Human developer key, session, or agent treasury key. Re-sync Turnkey policies in the app so the enclave matches.

Approve a recipient still in cooldown (early release). Active cosigners may approve directly. Human passkey owners: use the FortFi app (passkey) or the approval email link; owner bearer keys cannot self-clear. Agent-owned accounts: owner self-approval is GOVERN (funding-wallet signature).

Preview a batch recipient import (max 50 rows). Each row: { address, chainId, nickname? }. Returns ready_new, already_exists, or invalid per line. Read-only.

Apply a validated recipient manifest (human/developer key). Adds new allowlist rows with normal 24h cooldown. Agent keys: use add_recipient per row (GOVERN).

Preview batch payroll/payout (max 50 lines). Each line: { recipientId, amountUsdc, memo? }. All recipients must be allowlisted, same chain as fromWalletId, and past cooldown.

Execute a validated payout manifest sequentially (one ActionIntent per line). Requires Delegated Access or agent wallet. Set dryRun:true to validate only.

Transfer USDC to an allowlisted recipient, OR pay a FortFi invoice by public pid (paymentRequestPid + fromWalletId — amount optional for partial pay). Recipient path requires allowlist approval. Invoice path binds settlement to the pid (Delegated Access / agent accounts execute server-side when configured).

Invite a co-signer. Agents: pass cosignerUserId (GOVERN / funding-wallet sign when using an agent API key). Humans: pass email — opens instructions for Security UI passkey provision (Turnkey dual-control with MCP DA).

Alias of invite_agent_cosigner. Humans: email → Security UI. Agents: cosignerUserId.

Approve a pending action as co-signer. Use with list_pending_cosigner_approvals.

Reject a pending action as co-signer.

Full portfolio summary across all wallets: token balances with USD values, 24h change, and total net worth.

Takes no parameters.

Token holdings for a specific wallet, with USD values and 24h change.

Read-only treasury review: allocation buckets (cash, yield, tokens), top holdings, and optional drift vs target weights. Safe for cron — no proposals created.

Read-only rebalance planner toward target weights. Returns suggested legs (swap, yield_deposit, yield_withdraw) without executing. Use propose_* + confirm_proposal to act.

Market-wide token discovery on a FortFi chain (USD). Use for trending/gainers/losers/volume/mcap — NOT the browser Explore REST route. Sorts: gainers_1d, gainers_30d, gainers_90d, gainers_365d, losers_1d, losers_30d, losers_90d, losers_365d, market_cap, volume_1d. No 7d or 30d-volume sort exists upstream — closest available gainers granularity to '1 week' is gainers_1d or gainers_30d; say so explicitly rather than silently picking one. Returns contract addresses for propose_swap / propose_bridge.

Fetch a compact Zerion chart summary plus deterministic EMA, RSI, MACD, Bollinger, return, max-drawdown, and data-quality analysis. Raw points are omitted by default; set includePoints:true only for visual charting or external analysis. Discontinuous pre-migration/launch samples are excluded from TA.

Batch cheap-screen tokens across requested chains. Defaults to verified assets, $5M market cap, $50K daily volume, top 30-day performers plus volume leaders, stablecoin removal, and cross-chain deduplication. Returns no proposal.

Two-stage token ranking: run the cheap screen, then concurrently fetch deterministic chart evidence only for the strongest candidates. Quick charts 5 candidates over month+3months; standard charts 10 over day+month+3months+year; deep charts 20 and requires explicit opt-in. Returns evidence for user review and never creates a proposal.

Returns which swap/bridge tool to use for a given from→to chain pair, with notes on protocols supported.

List active ERC-20 token approvals (spender grants) on this account. Useful before proposing a swap to confirm the CoW vault is approved.

Takes no parameters.

List pending co-signer invites sent TO this account (where this account is the invitee). Use to discover accounts you can become a co-signer for.

Takes no parameters.

Accept a pending co-signer invite. After accepting, you will be able to approve/reject pending actions for that account.

Remove an active co-signer from this account. GOVERN action (it shrinks the approver set): via an agent key, sign a challenge with your funding wallet (challengeId + walletSignature); applies immediately once signed.

Register (or replace) a single backup governance wallet — the agentic equivalent of a backup passkey. Either the funding wallet or this backup can authorize future governance. GOVERN action: sign the challenge with your CURRENT funding wallet (challengeId + walletSignature); applies immediately once signed. Max one backup.

Remove the registered backup governance wallet. GOVERN action: sign with your funding wallet (challengeId + walletSignature); applies immediately once signed. After removal, only the funding wallet may authorize governance.

List open governance requests on this account: pending (awaiting signature) and legacy scheduled rows. Use to monitor for unexpected loosening attempts.

Takes no parameters.

Veto/cancel a pending governance challenge before it is signed and applied. Cancelling TIGHTENS security, so it needs only the agent key (no signature). Also cancels legacy scheduled rows from before immediate-apply parity.

Revoke a pending outbound co-signer invite before it is accepted.

Cancel a pending approval that you (the account owner) initiated.

Rename a wallet (account nickname), then call confirm_proposal with the returned proposalId.

Create a new wallet on a supported chain. Optional metadata tags (e.g. customer_id). Then call confirm_proposal with the returned proposalId. Agent accounts execute server-side when no cosigners are configured.

Confirm a pending proposal returned by a propose_* tool. Reuses the same policy, risk, allowlist, vault-grant, delegated-authority, and cosign checks as POST /api/mcp/confirm. Returns executed, pending-approval, or passkey-required status.

Propose updating wallet metadata tags (flat string key/value pairs; replaces existing tags on confirm). Returns proposalId; call confirm_proposal to apply. Not a money-moving action.

Optional advanced step: fetch a same-chain swap quote (CoW on EVM, Jupiter on Solana) and return previewQuoteId. Omit previewQuoteId on propose_* to bundle quote+proposal in one call. Does not execute or move funds.

Optional advanced step: fetch a cross-chain bridge quote (Fusion+ or deBridge) and return previewQuoteId. Omit previewQuoteId on propose_bridge to bundle quote+proposal in one call.

Check ERC-20 allowance for an upcoming CoW swap (cow_swap) or Fusion bridge (fusion_bridge). Call before propose_swap / propose_bridge; if insufficient, use propose_token_approve then confirm.

Propose max ERC-20 approval for CoW or Fusion spenders. Returns proposalId: call confirm_proposal before swap/bridge. API keys on a passkey account cannot approve the Fusion (bridge) spender: fusion_bridge returns OWNER_PASSKEY_REQUIRED.

Propose an EVM CoW swap. Autonomous agents: fetches and binds a quote inline (default), or pass previewQuoteId from preview_swap_quote for a two-step review. confirm always signs the bound quote — same principle as FortFi Assist. Human session MCP: confirm requires passkey in the app.

Propose a Solana Jupiter swap. Autonomous agents: inline quote by default, or previewQuoteId for two-step review. confirm signs the bound quote.

Propose a Fusion+ or deBridge cross-chain swap. FortFi resolves chain-specific verified token contracts from sellSymbol/buySymbol; optional token addresses are mismatch assertions, never routing overrides. Inline quote by default, or use previewQuoteId for two-step review. Agent wallets execute on confirm_proposal. API keys on a passkey account cannot bridge: this returns OWNER_PASSKEY_REQUIRED, and the owner bridges in the FortFi app with their passkey (preview_bridge_quote still works).

Open Morpho yield discovery by chain with discovered, policyEligible, manuallyCurated, executionReady, and eligibilityReasons. Default minimum TVL is $500K everywhere (listing, policy, Turnkey). executionReady means TVL qualifies and you have a wallet on that chain; POLICY_SYNC_RECOMMENDED is advisory only.

Active Morpho yield positions with per-vault valueUsd, earnedUsd (Morpho pnlUsd), netApy, and a summary block. summary.cumulativeEarnedUsd matches Morpho pnl on the open vaults when the ledger cannot explain the balance. A deposit missing from the ledger is principal, not earnings. Use at the start of every yield desk run to report standing P&L.

Takes no parameters.

Evidence for one Morpho vault: current net APY/TVL, historical APY and TVL series, period statistics, quality flags, allocation, instant-withdrawal liquidity, separated eligibility/readiness status, and timestamp. Rank on evidence.apy.medianPercent: the raw series contains upstream artifacts (points above 3000% APY) so averagePercent is filtered and medianPercent is the robust level. Check evidence.liquidity.redeemableUsd before sizing, since vaults typically run near 90% utilization and only unborrowed supply can be withdrawn on demand. Use before recommending or proposing a deposit.

Batch-rank Morpho markets using current net APY, APY median/average/range/volatility, TVL trend/drawdown, vault age, curation, instant-withdrawal liquidity, warnings, and current-user execution eligibility. Results are ordered by current net APY, which is a spot rate that spikes: re-rank on evidence.apy.medianPercent before acting, since a vault printing 12% today commonly pays under 5% tomorrow. Runs evidence requests concurrently and never creates a proposal.

Propose Morpho vault deposit, then call confirm_proposal. With Delegated Access / agent key this executes server-side when policy permits. Use list_yield_markets for vaultAddress.

Propose Morpho vault withdraw, then call confirm_proposal. With Delegated Access this executes server-side when policy permits. Use list_yield_positions for vaultAddress.

List active Polymarket prediction markets on Polygon with volume, liquidity, and outcome prices.

Search Polymarket markets by question text.

Rank Polymarket markets by volume, liquidity, or 24h volume.

Get a Polymarket market by conditionId with optional outcome price history from the public CLOB API.

List Polymarket outcome token positions for a Polygon wallet. walletId is required.

Propose buying Polymarket outcome shares, then call confirm_proposal. Requires Polygon wallet.

Propose selling Polymarket outcome shares (redeem collateral), then call confirm_proposal.

Propose redeeming winning shares from a resolved Polymarket market (CTF on Polygon), then call confirm_proposal.

List Hyperliquid perpetual markets with live mark/mid/oracle prices, funding, open interest, and 24h volume. Public data; no proposal.

Get a Hyperliquid perp market by symbol with mark/funding context and optional candle history.

Security master for Hyperliquid perps: symbol, dex, desk label, short symbol, display name, asset class (crypto/equity/commodity/fx/index/pre_ipo), plus live volume and funding. Default scope=core; pass scope=all for HIP-3.

Rank Hyperliquid perp markets by 24h volume, pctChange, or funding. Returns dex + assetClass tags. Default scope=core; pass scope=all for HIP-3. Cheap filter only — use screen_hyperliquid_markets for breakout TA.

Breakout screener for Hyperliquid perps: min volume filter, rank, HL candle TA (RSI, MACD, Bollinger). Returns dex + assetClass tags and long/short/neutral bias. Default scope=core; scope=all for HIP-3. Never creates proposals.

Rank a Hyperliquid perp universe by trailing return in one call, for a dollar-neutral long/short book. Returns dex, assetClass, trailing returns, realized vol, funding, rank, percentile, and long/short/hold buckets. Default scope=core (validated trend desk); pass scope=all for HIP-3 cross-asset books. Read-only; never creates proposals.

Run an out-of-sample backtest on Hyperliquid perp OHLCV stored in FortFi research Postgres (hl_research_candles). Returns IS/OOS metrics and a pass/fail verdict. Read-only; uses synced historical data, not live HL API for bars. Strategies: momentum_cross (default).

Run an out-of-sample backtest from a Strategy Spec JSON (universe + rank factor or named pattern + portfolio rules). Deterministic; reads hl_research_* Postgres. Agent should translate natural-language strategy ideas into the spec object before calling. Pass presetId instead of spec to get a FortFi house preset (crypto-majors, core-momentum, mag7, semis, memory, ai-compute, pre-ipo, ...) with its frozen spec and published OOS, walk-forward, drawdown and leverage scenarios; add rerun:true to recompute it live.

Long price history for one Hyperliquid perp, with no gap up to now: FortFi's stored candles (years for most markets, synced daily) plus live candles since the last sync. Returns the latest `limit` candles in the window, oldest first, as {t,o,h,l,c,v}. When older candles exist, olderEndTime is set: pass it as endTime to page back. includeFunding adds hourly funding rates for the same window. Use get_hyperliquid_market for a quick recent look, this for research.

Read the loss cap on a Hyperliquid wallet: the max loss in percent, whether it is armed or tripped, the balance it was set at, and (live) how much the wallet has lost or made since. Deposits and withdrawals do not count as gains or losses. Returns lossCap null when none is set.

Add a loss cap to a Hyperliquid wallet, or lower the one it has. If the wallet loses maxLossPct from the balance at the moment the cap is set, FortFi cancels its open orders, closes its positions and blocks new trades on it until the owner resets the cap in the app. An API key can only add or tighten a cap: raising, removing or resetting it needs the owner's passkey in the app. The cap is also measured from when it is set, so set it before trading.

Scoreboard for a Hyperliquid wallet from Hyperliquid's public data: balance, P&L in dollars and percent, win rate (closed trades that beat their fees), trades, fees, volume, worst drop, the loss cap, and BTC buy-and-hold over the same window (no leverage) as the bar to beat. Same numbers anyone can check on the Hyperliquid explorer (explorerUrl). Use it to review how your trading is going before changing anything.

Row counts and last ingest time for hl_research_* tables (candles, funding, symbols). Use before backtests to confirm data freshness.

Takes no parameters.

List FortFi autonomous Hyperliquid strategies (house presets) with their published backtest: out-of-sample return, Sharpe and drawdown at 1x, walk-forward windows, every leverage scenario, tested leverage (start_strategy accepts these), high-risk leverage (owner passkey only), and the minimum account size per leverage. Read-only.

Takes no parameters.

List strategies running on your Hyperliquid accounts (presets and copy trades): status, leverage, cap, next rebalance, and whether an API key started it. Stopped strategies are hidden unless includeStopped is true.

Get one strategy with its last 20 runs (each run lists the orders it placed and their result).

Top Hyperliquid accounts by profit over a window (week, month, allTime), from Hyperliquid's public leaderboard. Only accounts over $25k that traded this month and are profitable all-time. Use get_copy_trade_wallet before copying one.

Deep dive on any Hyperliquid address: account value, leverage, open positions with share of book, PnL and volume for day, week, month and all time, and a copy preview per leverage cap (which positions would be copied, coverage, and the minimum account size so each copied position is at least $10).

Start a house preset on a hyperliquid-mainnet wallet and place its first orders. Leverage must be one of the preset's testedLeverage or highRiskLeverage levels; high-risk levels need acceptHighRisk: true. Requires the owner to have turned on autonomous trading and confirmed perps eligibility. One strategy per wallet. Every order is an ActionIntent under this key's caps and co-sign rules; the key is re-checked every run and the strategy pauses if it is revoked.

Copy another Hyperliquid account on one of your wallets. Every hour FortFi reads their book, keeps their largest positions until 95% of their exposure is covered (at most 10 names), scales to your equity and leverage cap, and trades only when a position drifts more than 10% from target. Leverage cap 1 or 2; 3 and 5 are high risk and need acceptHighRisk: true. Same rails, caps and key re-checks as start_strategy.

Resize a strategy or copy trade: raise or lower its leverage (offered levels only) or allocation cap. Moving into a high-risk level needs acceptHighRisk: true. The loss cap can be added or lowered, never raised or removed (OWNER_PASSKEY_REQUIRED).

Pause a strategy. Positions stay open; no more orders until resumed.

Resume a paused strategy. An API key can only resume a strategy it started; others need the owner in the app.

Stop a strategy and close every position it opened (cash out). Positions it did not open are left alone.

Run a strategy's rebalance now instead of waiting for its schedule. Returns the run outcome.

List open Hyperliquid perp positions and margin summary for a hyperliquid-mainnet wallet (its address is used on the L1 order book).

Get Hyperliquid wallet balances: L1 perps margin (withdrawable), HL Spot USDC (MoonPay HyperCore lands here), and HyperEVM USDC/HYPE. Also returns a `perps` aggregate over open positions: openPositionCount, unrealizedPnlUsd, entryNotionalUsd, and unrealizedPnlPct (null when nothing is open).

One-shot Hyperliquid trading desk snapshot for agent loops: margin, balances, positions, open orders, recent fills, and a `performance` block with unrealizedPnlUsd, unrealizedPnlPct, entryNotionalUsd, openPositionCount, and realizedPnlUsdRecentFills. Prefer this over many separate reads every 30-60 minutes.

List resting Hyperliquid orders including SL/TP triggers for a wallet.

Recent Hyperliquid trade fills with closedPnl per fill. Use for P&L review and trade history (up to 2000 from HL).

Propose opening a Hyperliquid perp position. Runs FortFi perp policy (max leverage, max notional) and rejects non-hyperliquid-mainnet wallets. Optional marginMode picks cross or isolated margin. Returns a proposalId for confirm_proposal.

Propose closing a Hyperliquid perp position (reduce-only). Omit size to close the whole position. Returns a proposalId for confirm_proposal.

Propose modifying an open Hyperliquid perp position: its stop-loss / take-profit and/or its leverage. Only the exit you pass is replaced: changing stopLoss keeps the resting take-profit(s), and vice versa. leverage changes the open position's leverage in place (keeps its cross / isolated mode, size unchanged). Raising leverage runs FortFi perp policy (max leverage) and the wallet loss cap; lowering it needs enough margin on Hyperliquid. Returns a proposalId for confirm_proposal.

Propose cancelling resting Hyperliquid orders (limit orders and SL/TP triggers) on one market. Pass oids from list_hyperliquid_open_orders, or omit oids to cancel every resting order on that symbol. Moves no money, but cancelling a stop loss removes protection, so it follows the normal confirm_proposal flow.

Propose moving HyperEVM USDC into Hyperliquid perp margin (top up). Set perpDex for HIP-3 desks (xyz, io, para). Returns proposalId; execute with confirm_proposal (server-side when Delegated Access or agent credential).

Propose moving Hyperliquid perp USDC to the owner's own HyperEVM wallet (same address; perp to HL Spot, then sendAsset to the USDC system address). Funds cannot go to any other recipient. Returns proposalId; human confirms with passkey via Perps Withdraw to HyperEVM or confirm_proposal.

Propose moving USDC from HL Spot into core perps margin (required after MoonPay HyperCore on-ramp). Returns proposalId; human confirms via Perps Deposit to tradable balance or confirm_proposal.

Move USDC between Hyperliquid margin desks without HyperEVM (any perp book: core, xyz, io, para, mkts, …, or spot → any perp desk). Use list_hyperliquid_balances perpDesks[].dex for valid dex ids.

List Hyperliquid HIP-4 outcome markets on the same account as perps. Prices are quote-micro (650000 = $0.65) from exchange mids. volumeUsd is 0 because outcomeMeta does not publish volume.

One HIP-4 outcome market. id is the numeric outcome id. Optional walletId reads that Hyperliquid account's share balance.

Propose a HIP-4 buy or sell on the Hyperliquid account. size is micro-USDC collateral (10000000 = $10). limitPrice is quote-micro. Runs outcome policy (no leverage, max notional) before any signature. Confirm with confirm_proposal.

Create a per-customer checkout session: resolves (or provisions) the customer's own vault from your externalCustomerId, mints a payment request that settles into it, and returns checkoutUrl + x402Url. The paid webhook then carries customer identity. Price from productSlug or ad-hoc amountUsd.

Create a shareable payment request for a vault. Returns pid, paymentUrl, and qrPayload for humans or agents.

Get a payment request by internal id or public pid, including settlement attempts.

List payment requests for the authenticated account.

Cancel an open payment request with no verified settlement.

Extend an open payment request expiry (default extension window in days).

Pay an open FortFi invoice via x402 EIP-3009 from a governed Turnkey vault. Requires Delegated Access on human developer keys or an agent account. Base mainnet first.

Merchant view: paid and partially paid invoices on your collection vaults (what you sold). Includes payer, method, and settlement details.

Buyer view: FortFi checkouts your vaults paid (what you bought). Matches settlements by payer wallet address across your fleet.

Create a persistent product checkout link (/pay/p/{slug}). Each visit mints a fresh payment request. One webhook endpoint receives paid events for all products.

List persistent product checkout links for the account.

Takes no parameters.

Get a payment product by internal id or public slug.

Register a webhook URL. FortFi generates a signing secret (returned once) for the merchant to verify HMAC on incoming POSTs. Not per-product — one endpoint receives all paid events.

List registered webhook endpoints (secrets are never returned).

Takes no parameters.

List webhook delivery log. Use status=failed for dead-letter queue rows. Filter by paymentRequestId to find deliveries for one checkout.

Replay a dead-lettered or failed webhook delivery after fixing your endpoint. Re-sends the same event id and body for idempotent handlers.

Send a signed webhook.test event to an endpoint.

Parent-treasury vault inventory search (treasury credential + keys:manage + wallets:read). Matches nicknames, wallet IDs, addresses, external customer IDs, credential names, and prefixes. Never returns raw bearer keys.

Parent-treasury key-centric credential search (treasury credential + keys:manage + wallets:read). Complements search_vaults. Never returns raw bearer keys.

Mint a vault-scoped credential for an existing wallet (treasury + keys:manage). Returns bearerKey once when agentPublicKey is omitted. Requires FORTFI_VAULT_CREDENTIALS_ENABLED.

Atomically replace a vault credential's name, access mode, grants, and expiry (treasury + keys:manage). Revoked credentials cannot be updated.

Revoke a vault-scoped credential (treasury + keys:manage). Idempotent if already revoked.

Bulk-provision up to 20 customer vaults per job (treasury + keys:manage + wallets:write). Requires idempotencyKey in args. Poll get_provisioning_job until terminal; bearer secrets reveal once on first terminal GET.

Poll a bulk provisioning job (treasury + keys:manage + wallets:read). bearerKey appears once when secretsDelivery is revealed.

Create or sync one customer vault synchronously (treasury + wallets:write). Idempotent on externalCustomerId + namespace + chain. Returns wallet address immediately; Turnkey wallet creation may take a few seconds on first call.