Duneland Financial acquisition financing tools

io.rekordPublished by rekord.iov1.0.0Updated Nov 4, 2026

Model a business acquisition: affordability, DSCR, capital stack, loan, seller note, SBA screen.

VerifiedStreamable HTTPWeb executableFinanceBusiness & Commerce

Overview

AI-generated overview

Remote MCP server that models small business acquisition financing: affordability, DSCR, capital stack, loans, seller notes and an SBA 7(a) screen.

What you can do
  • Test deal affordability from price, earnings, equity and loan terms, returning cash flow after salary and capex, debt service and DSCR
  • Lay out sources and uses for an acquisition and solve the senior loan as the remainder
  • Model a senior acquisition loan's payment, amortization, total interest, balloon and coverage
  • Model seller financing, amortizing or interest-only, with standby months and interest treatment
  • Normalize seller earnings into SDE with a conservative case and bridge to debt-service cash flow
  • Screen a deal against baseline SBA 7(a) requirements and flag each rule as pass, review or constraint
When to use it
Useful when a user is evaluating buying a small business and asks about affordability, down payment, loan terms, seller notes, DSCR or SBA eligibility. Start with the affordability check when a price and earnings are known, then use the other tools for individual parts of the structure.
Requirements
A remote streamable HTTP endpoint; no package, environment variables or headers are declared. Amounts are in US dollars and rates in annual percentage points.
Before you install
Results are illustrative and are not a financing commitment, so they should not be treated as an offer or approval. The SBA screen is a baseline check only, not a determination of eligibility. Inputs describe a prospective deal and are sent to the remote provider.

Installation

In SourceWeft

  1. Open Duneland Financial acquisition financing tools in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/io.rekord%2Fduneland-financial/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "duneland-financial-acquisition-financing": {
      "type": "http",
      "url": "https://dunelandfinancial.com/api/mcp/"
    }
  }
}

Tools

6

check_deal_affordability

Check deal affordability

Test whether a business acquisition supports its debt. Takes the purchase price, the seller's stated earnings, the buyer's equity share and loan terms; returns the cash flow after a market salary and capex, the senior loan, the annual debt service, the debt service coverage ratio (DSCR) against an initial-acquisition reference of 1.25 and an illustrative conventional reference of 1.50. These do not determine eligibility or approval. Use this first when the user has a price and earnings. Illustrative, not a commitment.

ParametersinterestRateequityPercentloanTermYearspurchasePricerequiredcapexAllowancesellerNoteRateaddBacksRejectedreportedEarningsrequiredsellerNoteAmountownerMarketSalarysellerNoteStandbyexistingDebtService+1 more

build_capital_stack

Build a capital stack

Lay out sources and uses for a business acquisition and solve the senior loan as the remainder. Takes the price, working capital, closing costs, buyer and other equity, a seller note with its terms, senior loan terms and annual cash flow; returns the funding gap, each source as a share of total uses, the first-year debt service, the coverage by year and a cash-flow sensitivity. Use when the user asks how the whole purchase gets funded.

ParametersdebtPayoffsellerNotesellerRateseniorRatetargetDscrbuyerEquityrequiredotherEquityclosingCostsseniorAmountcashAvailablepurchasePricerequiredannualCashFlowrequired+9 more

model_acquisition_loan

Model an acquisition loan

Compute the payment and amortization of a senior acquisition loan. Takes the principal, the rate, the term and the amortization period, with an optional annual cash flow for a coverage check; returns the monthly payment, first-year debt service, total interest, any balloon at maturity and the DSCR when cash flow is given. Use when the user asks what a loan of a given size costs each month or year.

ParametersratetermYearsloanAmountrequiredannualCashFlowamortizationYears

model_seller_note

Model a seller note

Model seller financing in a business acquisition: amortizing or interest-only, with optional standby months and interest treatment. Returns the monthly payment, the first full amortizing year of service, the balloon due at maturity, total interest, the share of the price the note carries and coverage when cash flow is given. Use when the user asks what a seller note costs or what is owed at the end.

ParametersnoteRaterepaymentnoteAmountrequiredmaturityYearspurchasePricestandbyMonthsannualCashFlowstandbyInterestamortizationYearsexistingAnnualService

normalize_sde_valuation

Normalize SDE and value the business

Normalize a seller's earnings into seller's discretionary earnings (SDE), itemizing each add-back with a conservative case alongside, then bridge to cash flow available for debt service and apply a multiple range the user supplies. Returns claimed SDE, conservative SDE, excluded double-counted adjustments, cash flow for debt service and the value range. Use when the user asks what the earnings are or what the business is worth on them. The tool does not supply industry multiples.

ParametersbasiscashTaxesadjustmentslowMultiplebaseEarningsrequiredhighMultiplemaintenanceCapexreplacementManagementworkingCapitalIncrease

screen_sba_eligibility

Screen baseline SBA 7(a) eligibility

Screen a business acquisition against baseline SBA 7(a) requirements: ownership citizenship, loan size, for-profit US operation, size standard, change of ownership, existing SBA debt, equity injection, seller note standby and credit elsewhere. Returns each rule as pass, review or constraint, with its source and verification status. This is a screen, not an eligibility finding: most rules route to review, and no answer produces "eligible". Use when the user asks whether an SBA loan is an option.

Parameterscitizenshiploan-amountfor-profit-ussize-standardcredit-elsewhereequity-injectionexisting-sba-debtchange-of-ownershipseller-note-standby

Version history

1
  1. v1.0.0LatestNov 4, 2026

Score

83% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.