Increase MCP by usefulapi

io.usefulapiPublished by usefulapi.ioOfficial publisherv1.36.5Updated Nov 8, 2026

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

The publisher's own server: Ably MCP by usefulapi

VerifiedStreamable HTTPWeb executableFinance Data & Analytics

Server details

Identifier: io.usefulapi/increase
Transport: Streamable HTTP
Runtime: Web executable
Trust: Verified
Published: Sep 16, 2026

Security note

MCP servers receive tool arguments from a conversation and may perform external actions. Review what a server can do before you enable it, and give it only the access it needs.

The registry verified that this server's namespace belongs to usefulapi.io, which also runs its endpoint. That identifies the publisher; it does not make the server's tools safe.

SourceWeft's checks cover whether the listing is complete and the endpoint answered; they do not review the server's code or what its tools do.

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Overview

AI-generated overview

Hosted MCP server that lets an assistant read Increase banking data — accounts, balances, transactions, transfers, cards and entities — with one…

What you can do: List and inspect bank accounts, account numbers and current or historical balances
List settled, pending and declined transactions, with filters by account, category and date
List ACH, wire, check and Real-Time Payments transfers, and fetch a single ACH transfer
List cards, entities (KYC records) and external counterparty accounts
Look up a 9-digit ABA routing number to see which real-time rails a bank supports
Register an external counterparty account (record only, moves no money); check usage and manage the subscription
When to use it: Useful when you want an assistant to answer questions about Increase banking activity — balances, settled or declined transactions, transfer status — or to register a counterparty account for later transfers, without building your own API integration.
Requirements: Remote streamable HTTP endpoint; no local install. Connect with the server URL only and sign in through OAuth, pasting an Increase API key on first connect, which is validated and stored per user. A free plan allows 50 tool calls per month; paid plans raise the limit.

Before you install

The Increase API key is entered at the hosted login page and stored by the third party, so banking data passes through that service. increase_create_external_account writes a new record to your Increase account; confirm before running it. Subscription tools can start a paid Stripe checkout or cancel Pro, with no refund for the current period. Usage is metered and capped by plan.

Installation

In SourceWeft

Open Increase MCP by usefulapi in the dashboard and add it to a workspace.
Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/io.usefulapi%2Fincrease/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "increase-by-usefulapi": {
      "type": "http",
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

README

Increase MCP by usefulapi

Read your Increase bank accounts, balances, transactions, transfers, cards and entities from Claude, Cursor, or any MCP client. Hosted, no local install — connect with your Increase API key.

Live endpoint: https://increase.usefulapi.io/mcp · Homepage: https://usefulapi.io/increase

Connect

Claude (claude.ai, Desktop): open Customize → Connectors, click + Add → Add custom connector, and paste https://increase.usefulapi.io/mcp.
Claude Code: claude mcp add --transport http increase https://increase.usefulapi.io/mcp, then run /mcp to log in.
VS Code: Add to VS Code.
Cursor and other clients: add the URL as a remote MCP server:

Add only the URL. Do not add an Authorization header or an API key to the client config: the server signs you in with OAuth, and the login page asks for your Increase credentials.

Step-by-step setup, where to find your credentials, and FAQ: https://usefulapi.io/increase/

On first connect you'll paste your Increase API key. It's validated, stored per-user, and scoped to you.

Tools

Tool	Type	What it does
`increase_list_accounts`	read	List accounts
`increase_get_account`	read	Get account
`increase_get_account_balance`	read	Get account balance
`increase_list_account_numbers`	read	List account numbers
`increase_list_transactions`	read	List transactions
`increase_get_transaction`	read	Get transaction
`increase_list_pending_transactions`	read	List pending transactions
`increase_list_declined_transactions`	read	List declined transactions
`increase_list_ach_transfers`	read	List ACH transfers
`increase_get_ach_transfer`	read	Get ACH transfer
`increase_list_wire_transfers`	read	List wire transfers
`increase_list_check_transfers`	read	List check transfers
`increase_list_real_time_payments_transfers`	read	List Real-Time Payments transfers
`increase_list_cards`	read	List cards
`increase_list_entities`	read	List entities
`increase_list_external_accounts`	read	List external accounts
`increase_lookup_routing_number`	read	Look up routing number
`increase_create_external_account`	write	Create external account
`increase_usage_status`	meta	Usage status (free-tier meter)
`increase_request_feature`	meta	Request a missing feature
`increase_upgrade`	meta	Upgrade to Pro or Pro+
`increase_cancel_subscription`	meta	Cancel the Pro subscription

read tools are read-only; write tools mutate data (clients should confirm them); meta tools report usage, manage your subscription or send a feature request.

Pricing

*Pro has a fair use limit of 10,000 tool calls a month on this server. For more, write to [email protected].

Pro covers this server only. Subscribe with increase_upgrade (it returns a Stripe Checkout link). Cancel any time with increase_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running increase_upgrade before then undoes the cancel. Or write to [email protected].

License

MIT — see LICENSE. Documentation only; the server is hosted.

Source: servers/increase/README.md at commit 4046075

Tools

increase_list_accounts

List accounts

List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

Parameterslimitcursorstatusentity_id

increase_get_account

Get account

Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

Parametersaccount_idrequired

increase_get_account_balance

Get account balance

Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

Parametersat_timeaccount_idrequired

increase_list_account_numbers

List account numbers

List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

Parameterslimitcursorstatusaccount_id

increase_list_transactions

List transactions

List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

Parameterslimitcursorcategoryaccount_idcreated_aftercreated_before

increase_get_transaction

Get transaction

Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

Parameterstransaction_idrequired

increase_list_pending_transactions

List pending transactions

List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

Parameterslimitcursorstatusaccount_id

increase_list_declined_transactions

List declined transactions

List declined transactions. Increase API: GET /declined_transactions. Filter by account.

Parameterslimitcursoraccount_id

increase_list_ach_transfers

List ACH transfers

List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

Parameterslimitcursorstatusaccount_id

increase_get_ach_transfer

Get ACH transfer

Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

Parametersach_transfer_idrequired

increase_list_wire_transfers

List wire transfers

List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

Parameterslimitcursoraccount_id

increase_list_check_transfers

List check transfers

List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

Parameterslimitcursoraccount_id

increase_list_real_time_payments_transfers

List Real-Time Payments transfers

List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

Parameterslimitcursoraccount_id

increase_list_cards

List cards

List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

Parameterslimitcursorstatusaccount_id

increase_list_entities

List entities

List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

Parameterslimitcursorstatus

increase_list_external_accounts

List external accounts

List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

Parameterslimitcursorstatus

increase_lookup_routing_number

Look up routing number

Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

Parameterslimitcursorrouting_numberrequired

increase_create_external_account

Create external account

Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

Parametersfundingdescriptionrequiredaccount_holderaccount_numberrequiredrouting_numberrequired

Version history

v1.36.5LatestNov 8, 2026
v1.36.4Nov 7, 2026
v1.35.3Nov 5, 2026
v1.35.2Nov 5, 2026
v1.35.1Nov 4, 2026
v1.35.0Nov 3, 2026
v1.34.1Nov 3, 2026
v1.33.0Nov 1, 2026
v1.31.0Oct 31, 2026
v1.30.0Oct 31, 2026
v1.29.2Oct 30, 2026
v1.29.0Oct 30, 2026
v1.24.0Oct 26, 2026
v1.21.3Oct 25, 2026
v1.21.0Oct 25, 2026
v1.20.0Oct 24, 2026
v1.17.0Oct 23, 2026
v1.16.4Oct 22, 2026
v1.16.3Oct 21, 2026
v1.11.1Oct 9, 2026
v1.10.0Oct 9, 2026
v1.0.1Sep 16, 2026

Score

100% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

Reached in the last 30 daysRequired25 pts
Auth declaredRequired10 pts
Tools listedRequired15 pts
DescriptionRequired15 pts
Logo10 pts
Documentation15 pts
License10 pts

Communication & Collaboration15 toolsNov 8, 2026

Plan	Price	Limit
Free	$0	50 tool calls / month
Pro	$9/mo or $90/yr (2 months free)	Unlimited*