Mercoa MCP by usefulapi

io.usefulapiPublished by usefulapi.ioOfficial publisherv1.36.5Updated Nov 8, 2026

Query and manage Mercoa AP/AR bill-pay: entities, invoices, transactions and payment methods.

The publisher's own server: Ably MCP by usefulapi

VerifiedStreamable HTTPWeb executableFinanceBusiness & Commerce

Overview

AI-generated overview

Query and manage Mercoa AP/AR bill-pay from an assistant: find entities, invoices, transactions and payment methods, and create or update invoices.

What you can do
  • Find and read entities (buyers, vendors, payors, payees), their users, payment methods and event logs
  • Search and read invoices with filters, plus invoice event history and aggregate invoice metrics for AP/AR dashboards
  • Search and read payment transactions
  • Read the organization configuration
  • Create entities and invoices, update invoices (including advancing status), and add invoice comments
  • Check usage, request a feature, and manage a Pro subscription
When to use it
Useful when you work with Mercoa for accounts payable or receivable and want an assistant to look up counterparties, bills, approvals and payments, or to draft and stage invoices without switching to the Mercoa dashboard.
Requirements
Remote MCP endpoint; no local install. Connect with the endpoint URL only and sign in through OAuth with your Mercoa credentials; on first connect you paste a Mercoa API key, which is validated and stored per user. A free plan allows 50 tool calls per month.
Before you install
Write tools create real entities and invoices, change invoice status or amounts, and post comments; confirm before running them. The server asks for your Mercoa API key, which grants access to your organization's bill-pay data. Paid plans cost money (Pro $9/month or $90/year, Pro+ $39/month or $390/year) and upgrades return a Stripe Checkout link; cancellation has no refund for the current period.

Installation

In SourceWeft

  1. Open Mercoa MCP by usefulapi in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/io.usefulapi%2Fmercoa/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "mercoa-by-usefulapi": {
      "type": "http",
      "url": "https://mercoa.usefulapi.io/mcp"
    }
  }
}

README

Mercoa MCP by usefulapi

Query and manage Mercoa AP/AR bill-pay — entities, invoices, transactions and payment methods — from Claude, Cursor, or any MCP client. Hosted, no local install — connect with your Mercoa API key.

Live endpoint: https://mercoa.usefulapi.io/mcp · Homepage: https://usefulapi.io/mercoa

Connect

  • Claude (claude.ai, Desktop): open Customize → Connectors, click + Add → Add custom connector, and paste https://mercoa.usefulapi.io/mcp.
  • Claude Code: claude mcp add --transport http mercoa https://mercoa.usefulapi.io/mcp, then run /mcp to log in.
  • VS Code: Add to VS Code.
  • Cursor and other clients: add the URL as a remote MCP server:
json
{  "mcpServers": {    "mercoa": {      "url": "https://mercoa.usefulapi.io/mcp"    }  }}

Add only the URL. Do not add an Authorization header or an API key to the client config: the server signs you in with OAuth, and the login page asks for your Mercoa credentials.

Step-by-step setup, where to find your credentials, and FAQ: https://usefulapi.io/mercoa/

On first connect you'll paste your Mercoa API key. It's validated, stored per-user, and scoped to you.

Tools

ToolTypeWhat it does
mercoa_find_entitiesreadFind entities
mercoa_get_entityreadGet entity
mercoa_get_entity_eventsreadGet entity events
mercoa_get_entity_invoice_metricsreadGet entity invoice metrics
mercoa_list_entity_payment_methodsreadList entity payment methods
mercoa_get_payment_methodreadGet payment method
mercoa_list_entity_usersreadList entity users
mercoa_find_invoicesreadFind invoices
mercoa_get_invoicereadGet invoice
mercoa_get_invoice_eventsreadGet invoice events
mercoa_find_transactionsreadFind transactions
mercoa_get_transactionreadGet transaction
mercoa_get_organizationreadGet organization
mercoa_create_entitywriteCreate entity
mercoa_create_invoicewriteCreate invoice
mercoa_update_invoicewriteUpdate invoice
mercoa_add_invoice_commentwriteAdd invoice comment
mercoa_usage_statusmetaUsage status (free-tier meter)
mercoa_request_featuremetaRequest a missing feature
mercoa_upgrademetaUpgrade to Pro or Pro+
mercoa_cancel_subscriptionmetaCancel the Pro subscription

read tools are read-only; write tools mutate data (clients should confirm them); meta tools report usage, manage your subscription or send a feature request.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Pro$9/mo or $90/yr (2 months free)Unlimited*

*Pro has a fair use limit of 10,000 tool calls a month on this server. For more, write to [email protected].

Pro covers this server only. Subscribe with mercoa_upgrade (it returns a Stripe Checkout link). Cancel any time with mercoa_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running mercoa_upgrade before then undoes the cancel. Or write to [email protected].

License

MIT — see LICENSE. Documentation only; the server is hosted.

Source: servers/mercoa/README.md at commit 4046075

Tools

17

mercoa_find_entities

Find entities

Find/search entities (buyers, vendors, payors, payees). Use to look up counterparties by name/email/foreignId or list all. GET /entity.

ParameterslimitsearchstatusisPayeeisPayorforeignIdisCustomerstartingAfterpaymentMethodsreturnMetadata

mercoa_get_entity

Get entity

Get a single entity by ID (or foreign ID). GET /entity/{entityId}.

ParametersentityIdrequired

mercoa_get_entity_events

Get entity events

Get the event/audit log for an entity. GET /entity/{entityId}/events.

ParameterslimitendDateentityIdrequiredstartDatestartingAfter

mercoa_get_entity_invoice_metrics

Get entity invoice metrics

Get aggregate invoice metrics (totals/counts, grouped by currency) for an entity's payables/receivables — for AP/AR dashboards and aging. GET /entity/{entityId}/invoice-metrics.

ParameterssearchstatusendDategroupBypayerIdcurrencydateTypeentityIdrequiredvendorIdinvoiceIdstartDateapproverId+4 more

mercoa_list_entity_payment_methods

List entity payment methods

List an entity's payment methods (bank accounts, cards, check, etc.). GET /entity/{entityId}/paymentMethods.

ParameterstypeentityIdrequired

mercoa_get_payment_method

Get payment method

Get a single payment method for an entity. GET /entity/{entityId}/paymentMethod/{paymentMethodId}.

ParametersentityIdrequiredpaymentMethodIdrequired

mercoa_list_entity_users

List entity users

List the users belonging to an entity (approvers, admins, etc.). GET /entity/{entityId}/users.

ParametersentityIdrequired

mercoa_find_invoices

Find invoices

Find/search invoices (bills) across payers and vendors. Filter by status, entity, date, approver and more. GET /invoices (plural list endpoint).

ParameterslimitsearchstatusendDateorderBypayerIddateTypeentityIdvendorIdinvoiceIdstartDateapproverId+10 more

mercoa_get_invoice

Get invoice

Get a single invoice (bill) by ID. GET /invoice/{invoiceId}.

ParametersinvoiceIdrequired

mercoa_get_invoice_events

Get invoice events

Get the event/audit log for an invoice (status changes, approvals, payments). GET /invoice/{invoiceId}/events.

ParameterslimitendDateinvoiceIdrequiredstartDatestartingAfter

mercoa_find_transactions

Find transactions

List/search payment transactions. Filter by entity, invoice, status, type and date. GET /transactions.

ParameterslimitsearchstatusendDatepayerIdentityIdvendorIdinvoiceIdstartDateentityGroupIdstartingAftertransactionId+1 more

mercoa_get_transaction

Get transaction

Get a single payment transaction by ID. GET /transaction/{transactionId}.

ParameterstransactionIdrequired

mercoa_get_organization

Get organization

Get the caller's Mercoa organization configuration (settings, payment methods enabled, etc.). GET /organization.

Takes no parameters.

mercoa_create_entity

Create entity

WRITE — creates a real entity (customer/vendor/payor/payee) in Mercoa. Supply role flags, accountType, and a nested `profile` object (business or individual details). POST /entity.

ParametersemailisPayeeisPayorprofileforeignIdisCustomeraccountType

mercoa_create_invoice

Create invoice

WRITE — creates a real invoice/bill in Mercoa. Set status (DRAFT to stage, NEW to submit), amount, currency, payer/vendor, dates and line items. POST /invoice.

ParametersamountstatusdueDatepayerIdcurrencymetadatavendorIdlineItemsnoteToSelfinvoiceDatecreatorUserIddeductionDate+4 more

mercoa_update_invoice

Update invoice

WRITE — updates an existing invoice/bill (all fields optional). Commonly used to advance status (e.g. DRAFT→NEW→SCHEDULED) or change amounts, dates, or payment methods. POST /invoice/{invoiceId}.

ParametersamountstatusdueDatepayerIdcurrencymetadatavendorIdinvoiceIdrequiredlineItemsnoteToSelfinvoiceDatedeductionDate+3 more

mercoa_add_invoice_comment

Add invoice comment

WRITE — adds a comment to an invoice (visible in its activity log). POST /invoice/{invoiceId}/comment.

ParameterstextrequireduserIdinvoiceIdrequired

Version history

22
  1. v1.36.5LatestNov 8, 2026
  2. v1.36.4Nov 7, 2026
  3. v1.35.3Nov 5, 2026
  4. v1.35.2Nov 5, 2026
  5. v1.35.1Nov 4, 2026
  6. v1.35.0Nov 3, 2026
  7. v1.34.1Nov 3, 2026
  8. v1.33.0Nov 1, 2026
  9. v1.31.0Oct 31, 2026
  10. v1.30.0Oct 31, 2026
  11. v1.29.2Oct 30, 2026
  12. v1.29.0Oct 30, 2026
  13. v1.24.0Oct 26, 2026
  14. v1.21.3Oct 25, 2026
  15. v1.21.0Oct 25, 2026
  16. v1.20.0Oct 24, 2026
  17. v1.17.0Oct 23, 2026
  18. v1.16.4Oct 22, 2026
  19. v1.16.3Oct 21, 2026
  20. v1.11.1Oct 9, 2026
  21. v1.10.0Oct 9, 2026
  22. v1.0.1Sep 16, 2026

Score

100% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts
  • License10 pts

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