calculate_flip_profit
Fix-and-flip profit calculator
Runs the fixandflip.loans calculator on a deal: profit, cash you put in, return on cash (and simple annualized), profit as % of ARV, the hard-money loan with interest, points and fees, holding and selling costs, the 70% rule maximum price and whether the deal meets it, and the breakeven sale price. Optionally prices the loan at a listed lender's advertised starting rate.
Parametersarvrequiredlendermonthsltc_pctrate_pctfinancingpoints_pctrehab_costrequiredarv_cap_pctinterest_onlender_feespurchase_pricerequired+5 more
compare_lender_costs
Compare lenders' advertised rates on one flip
Prices one flip at each listed lender's advertised fix-and-flip starting rate (from its own website, read 2026-10-24), ranked by profit: interest cost, total financing and profit per lender, with your own leverage, points and fees held the same. Optional state keeps only lenders that list it (plus those to check).
Parametersarvrequiredstatemonthsltc_pctfinancingpoints_pctrehab_costrequiredarv_cap_pctinterest_onlender_feespurchase_pricerequiredrehab_funded_pct+4 more
find_lenders
Find fix-and-flip or DSCR lenders by state
Lists the hard-money and DSCR lenders on fixandflip.loans whose own websites (read 2026-10-24) say they lend in a state, with starting rate, leverage, minimum credit score, experience rule, loan size and a source link each. Lenders that publish no state list are returned as "check".
Parameterssortlimitstateoffsetloan_typecredit_score
get_lender_terms
One lender's published terms
Everything fixandflip.loans recorded from one lender's own website (read 2026-10-24): fix-and-flip and DSCR rates, leverage, points, terms, credit and experience rules, loan sizes, the states it lends in, license line, notes and the exact source pages.
Parameterslenderrequired