Candor Finance

money.candorPublished by candor.moneyOfficial publisherv1.3.3Updated Nov 7, 2026

Personal finance for your AI agent: money goals, a budget, and a weekly review of your accounts.

VerifiedStreamable HTTPWeb executableProductivity & WorkflowFinance

Overview

AI-generated overview

Connects an AI agent to Candor, a personal finance app, so it can work from your real accounts to set goals, budget and review spending weekly.

What you can do
  • Read and save the Candor workspace: records, computed figures, goals, budget, rules and notes
  • Plan money goals and build a budget with the user
  • Run weekly check-ins and a full financial checkup across spending, bills, debt, savings and investments
  • Sort transactions, find lost money such as fees, price increases or missed refunds, and prepare taxes
  • Add records and open the Candor front door to start a financial task
When to use it
Useful when you want your existing agent to help with personal finances using figures computed from your linked US accounts rather than estimates, and to keep a plan and decisions across conversations.
Requirements
Remote Streamable HTTP endpoint at api.candor.money with OAuth discovery and dynamic client registration; the agent obtains its own client ID, so no shared client secret is needed. A Candor account and subscription, plus US accounts connected read-only on Candor's website. No environment variables or local secrets.
Before you install
It handles personal financial data, so authorize only on a private runtime or per-user isolated account. The agent can read and save your Candor workspace and acts outside Candor only with your approval; every action is logged with its reason. It cannot move money or change anything at a financial institution. Requests carry two non-secret headers naming the package version and install route.

Installation

In SourceWeft

  1. Open Candor Finance in the dashboard and add it to a workspace.
  2. Connect the required credentials. They are stored privately and never shown on public pages.
  3. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/money.candor%2Fcandor-finance/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config. The client completes OAuth sign-in on first connect.

{
  "mcpServers": {
    "candor-finance": {
      "type": "http",
      "url": "https://api.candor.money/mcp"
    }
  }
}

README

Candor Finance

Candor is a personal finance app that helps you reach your money goals with ChatGPT, Claude, or the AI agent you already use. Your agent works from your real bank, card, loan, and investment accounts: it sets up goals and a budget with you, finds money you are losing to fees, price increases, or missed refunds, and remembers your plan and decisions between conversations. Every week Candor reviews your spending, bills, debt, savings, and investments and tells your agent what's worth talking through and why. Candor never moves money.

[Reach your money goals with your AI agent]

Start free trial · See how it works · Security

  • Works with ChatGPT, Codex, Claude, Claude Code, Grok Bot, Gemini CLI, OpenClaw, Hermes, and any agent that supports MCP and Agent Skills.
  • US accounts connect read-only on Candor's website.
  • Your data is not sold or used to train models.
  • Every agent action is recorded with its reason.

Add Candor to your agent

AgentWhere to get it
ChatGPT and CodexCandor Finance in ChatGPT's directory
ClaudeCandor Finance in Claude's directory
Claude CodeInstall from this repo's marketplace
Gemini CLI, OpenClaw, Hermes, and othersSend your agent START.md

Your agent asks you to approve its access once, then takes its first look. Setup guides for each agent are at candor.money/connect.

What stays true

  • Candor never moves money. Accounts connect read-only through a bank-grade connection provider. Your agent acts outside Candor only with your okay.
  • Figures come from your records. Candor computes totals, budgets, and goal paces from your accounts, so your agent isn't guessing a plausible number.
  • You can see what your agent did and why. Every action is recorded with its reason, and your plans and decisions stay saved when you switch agents.
  • Your data isn't sold or used to train models. No ads. You're the customer. See Privacy.

What this plugin runs and sends

  • No hooks, commands, agents, or background processes. The plugin adds skills and one MCP server, nothing else.
  • Skills are instructions. Each skill is Markdown, with no scripts.
  • One MCP server, Candor's own. It is the hosted server at https://api.candor.money/mcp, which your agent authorizes with OAuth. Through it the agent reads and saves your Candor workspace. It cannot move money or change anything at a financial institution.
  • Two non-secret headers. Requests to that server carry Candor-Agent-Package-Version and, where the host supports it, Candor-Agent-Package-Route, naming the package version and where it was installed from. Neither holds a credential or personal data.
  • No local secrets. The plugin reads no environment variables, credentials, or local files.
  • openclaw/ is separate. That subtree is a CLI-based skill for OpenClaw only and is not part of this plugin.

For agents: connection materials

The official package for Candor. It gives the AI agent you already use the person's records, the figures Candor computes from them, the goals, budget, rules, and notes it keeps, and Candor's weekly review, plus one skill per job: getting started, planning a goal, budgeting, weekly check-ins, a full checkup, sorting transactions, finding money, tax prep, and adding records.

Give your agent START.md. It has the MCP connection, skill download, and supported package options. The agent uses its own harness's setup workflow and asks you only for steps it cannot complete.

  • MCP: https://api.candor.money/mcp, Streamable HTTP with OAuth discovery and dynamic client registration. Your harness obtains its own client ID; no shared client secret is needed.
  • Skills: every directory under skills/. candor-finance is the front door and the rest are workflows. START also links a single-skill ZIP that carries all of them for hosts that upload one skill.
  • Supported packages: Agent Plugins 1.0.0 (plugin.json, skills/, mcp.json), Claude and Codex marketplaces (.claude-plugin/ and .codex-plugin/), and a Gemini CLI extension (gemini-extension.json). Use whichever format your harness supports, or install skill and MCP separately.

Your harness owns installation, authorization, skill locations, and reloads. Keep working installations. Once the skill and tools are available, call candor_open for MCP or run candor open for the CLI, then continue into the user's financial task. Use a private runtime or per-user account isolation before authorizing personal financial access on a shared host.

Grok Bot installs the cursor/ plugin from the Cursor Marketplace. It pairs the same MCP-based skill with the remote MCP server and is listed for Grok Bot only; .cursor-plugin/marketplace.json points the marketplace at it.

The root skill uses MCP, including for capable OpenClaw and Hermes hosts. The separate openclaw/skills/ projection uses the Candor CLI and is only for CLI installations. Keep the skill matched to the connection it operates. Candor continues to enforce sign-in, access, and financial-data permissions.

Manage your Candor account and subscription at app.candor.money. When Candor gives the agent a secure account link, it explains the required step and opens that exact page.

Except for the scoped MIT-0 OpenClaw skill subtree and the scoped MIT cursor/ plugin, Copyright 2026 Candor Systems, Inc. All rights reserved. See LICENSE.

Release notes

See the changelog for changes by package version.

Source: README.md at commit 47be1e6

Tools

0
This server asks you to sign in, so SourceWeft could not read its tools without an account and has not indexed them. What a connected account sees can depend on that account and its permissions.

Version history

24
  1. v1.3.3LatestNov 7, 2026
  2. v1.3.1Nov 5, 2026
  3. v1.3.0Nov 4, 2026
  4. v1.2.0Nov 3, 2026
  5. v1.1.0Oct 24, 2026
  6. v0.1.236Oct 23, 2026
  7. v0.1.234Oct 21, 2026
  8. v0.1.219Oct 19, 2026
  9. v0.1.212Oct 17, 2026
  10. v0.1.210Oct 13, 2026
  11. v0.1.209Oct 12, 2026
  12. v0.1.208Oct 10, 2026
  13. v0.1.206Oct 9, 2026
  14. v0.1.162Oct 3, 2026
  15. v0.1.158Oct 3, 2026
  16. v0.1.157Oct 3, 2026
  17. v0.1.155Oct 2, 2026
  18. v0.1.152Sep 30, 2026
  19. v0.1.147Sep 30, 2026
  20. v0.1.145Sep 29, 2026
  21. v0.1.141Sep 26, 2026
  22. v0.1.140Sep 25, 2026
  23. v0.1.131Sep 23, 2026
  24. v0.1.19Sep 16, 2026

Score

75% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listed15 pts

    Answer tools/list without a credential, or ship a package that starts in a sandbox without one.

  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts
  • License10 pts

    Declare a license in the repository or the registry entry.

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