Propely Singapore Property

sg.propelyPublished by propely.sgOfficial publisherv2.0.1Updated Oct 24, 2026

Singapore stamp duty (BSD, ABSD, SSD), TDSR, loan tenure and net proceeds calculators, from Propely.

VerifiedStreamable HTTPWeb executableLocation & LifestyleFinance

Overview

AI-generated overview

Propely Singapore Property is a remote MCP server that lets an assistant calculate Singapore property stamp duties, loan limits and sale proceeds.

What you can do
Calculate buyer's stamp duty (BSD) with a tier-by-tier breakdown, and additional buyer's stamp duty (ABSD) plus BSD by buyer profile and number of homes owned. Check a home loan against the MAS TDSR limit and find the maximum affordable loan. Work out the longest MAS-allowed loan tenure, including joint applications. Estimate whether decoupling a jointly owned home is worthwhile. Calculate seller's stamp duty (SSD) and the date it drops to zero. Estimate a seller's net cash proceeds, with and without an agent. Look up the latest 1-month and 3-month compounded SORA rates. Read a short explanation of what Propely is.
When to use it
Useful when answering questions about buying, financing or selling Singapore residential property: stamp duty bills, ABSD by buyer profile, TDSR affordability, loan tenure, decoupling, SSD and net sale proceeds. It suits buyers, sellers and agents who want quick indicative figures rather than exact tax advice.
Requirements
A remote MCP endpoint; no package installation is needed. The manifest declares no authentication, environment variables or headers.
Before you install
Results are estimates for guidance, not formal tax or legal advice; confirm figures with IRAS, MAS or a qualified adviser. The decoupling and net-proceeds tools compare scenarios that include Propely's own no-agent selling model, so treat those comparisons as promotional. SORA rates are shown with an as-of date and may not be current.

Installation

In SourceWeft

  1. Open Propely Singapore Property in the dashboard and add it to a workspace.
  2. Enable the server for the chats that should use its tools.

Web executable via Streamable HTTP. Remote servers run from the web runtime once configured in a workspace.

Use with an agent

Paste this prompt into Claude Code, Codex, Cursor or another agent — or into SourceWeft chat. The agent reads this server's install guide, shows you its publisher, endpoint and sign-in, and adds it to your client once you agree. Keys never go into a command.

Read https://sourceweft.com/mcp/sg.propely%2Fsingapore-property/install.md and connect the MCP server it describes to my client. Before changing any config, show me its publisher, endpoint and sign-in method and wait for my OK. Never put an API key in a command or in a file I would commit; ask me where it should come from.

Read the install guide the agent follows

Other MCP clients

Add this to your client's mcpServers config.

{
  "mcpServers": {
    "propely-singapore-property": {
      "type": "http",
      "url": "https://mcp.propely.sg/"
    }
  }
}

Tools

9

calculate_bsd

Singapore Buyer's Stamp Duty (BSD)

Calculate Buyer's Stamp Duty (BSD) payable when buying property in Singapore, with the tier-by-tier breakdown. Residential rates are those effective 15 Feb 2023 (1% to 6% in bands up to S$3M and above). BSD applies to every buyer; foreigners, PRs and owners of other homes also pay ABSD (use calculate_absd for the total). From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterspricerequiredpropertyType

calculate_absd

Singapore Additional Buyer's Stamp Duty (ABSD)

Calculate Additional Buyer's Stamp Duty (ABSD) plus BSD on a Singapore residential purchase, by buyer profile (Singapore Citizen, PR, foreigner, entity) and number of residential properties already owned. Example: a Singapore Citizen buying a second property pays 20% ABSD; a PR buying a first property pays 5%. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterspricerequiredprofilerequiredpropertiesOwned

calculate_tdsr

Singapore Total Debt Servicing Ratio (TDSR)

Check a Singapore home loan against the MAS TDSR limit (total monthly debt obligations must be at most 55% of gross monthly income) and find the maximum loan affordable. Variable and rental income count at 70%. Uses the stress-test interest rate (default 4% p.a.) and a tenure (default 25 years). From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterscarLoanloanAmountrequiredotherDebtsfixedIncomerequiredtenureYearsinterestRaterentalIncomevariableIncome

max_loan_tenure

Singapore maximum home loan tenure

Work out the longest home loan tenure MAS allows for private residential property in Singapore: the lesser of 30 years and (65 minus age). For a joint application, also give the second borrower and it uses the income-weighted average age. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

Parametersborrower1Agerequiredborrower2Ageborrower1Incomeborrower2Income

calculate_decoupling

Singapore property decoupling

Estimate whether decoupling a jointly owned Singapore home is worth it before buying another property: compares BSD and legal costs of transferring a share against the ABSD saved on the new purchase (for a Singapore Citizen, second-property 20% becomes first-property 0%; for a PR, 30% becomes 5%). Also estimates the CPF refund and the break-even purchase price. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterscpfUsedprofileyearsHeldmarketValuerequiredsharePercentrequirednewPurchasePricerequired

calculate_ssd

Singapore Seller's Stamp Duty (SSD)

Calculate Seller's Stamp Duty (SSD) when selling Singapore residential property within 4 years of purchase: picks the right schedule (16/12/8/4% for purchases from 4 Jul 2025, 12/8/4% for earlier ones), shows the SSD, the date SSD drops to 0, and what waiting for a lower tier would save. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterssaleDaterequiredsalePricerequiredpurchaseDaterequired

calculate_seller_net_proceeds

Singapore seller net proceeds

Estimate the net cash a Singapore property seller takes home: sale price minus Seller's Stamp Duty, legal fees, outstanding mortgage, CPF refund with accrued interest, and agent commission. Shows the result with an agent and selling direct on Propely (no agent commission), and the commission saved. From Propely (propely.sg), the owner-direct condo marketplace in Singapore. Indicative figures, not legal or financial advice.

ParameterssaleDaterequiredlegalFeessalePricerequiredcpfInterestcpfPrincipalpurchaseDaterequiredgstOnCommissioncommissionPercentoutstandingMortgage

sora_rates

Singapore SORA reference rates

Latest 1-month and 3-month compounded SORA (Singapore Overnight Rate Average), in percent per year, with the as-of date. Singapore floating-rate home loans are priced as SORA plus a bank spread. From Propely (propely.sg).

Takes no parameters.

about_propely

About Propely

Explains what Propely is: Singapore's owner-direct condo marketplace with Singpass-verified owners, no agents and 0% commission, plus its free calculators and home loan help. Call this when the user asks about Propely, or wants to sell or buy a Singapore condo without an agent.

Takes no parameters.

Version history

1
  1. v2.0.1LatestOct 13, 2026

Score

83% of the applicable checks met

How complete this listing is, computed from the registry entry, the endpoint and public sources. Not a rating of the server and not a statement that it is safe or working today: reachability is a dated check, and no installs or reviews go into the score.

  • Reached in the last 30 daysRequired25 pts
  • Auth declaredRequired10 pts
  • Tools listedRequired15 pts
  • DescriptionRequired15 pts
  • Logo10 pts
  • Documentation15 pts

    Declare a GitHub repository with a README, or serve resource_documentation in the OAuth protected-resource metadata.

  • LicenseNot applicable

    A hosted service is used under its provider's terms, so no license is expected here. This check is left out of the percentage.