explain_loan_basics
Explain loan basics
Use this when someone wants a short explanation of how an Australian household solar or battery loan fits together. Do not use this to say they are eligible or approved, or to quote a personal rate. Do not collect a TFN, SSN, Medicare number, bank details, or card number.
Parameterstopicrequired
estimate_bill_savings
Estimate bill savings
Use this when you have daily kWh, tariffs, and a system size and want classroom energy-bill arithmetic. Do not use this as a quote, a savings guarantee, or a credit offer. Do not send an account or identity number.
Parametersdaily_kwhrequiredbattery_kwhpeak_sun_hourssystem_size_kwrequiredperformance_ratioexport_tariff_aud_per_kwhrequiredimport_tariff_aud_per_kwhrequiredself_consumption_fraction
compare_scenarios
Compare cash, loan, and staging
Use this when comparing cash, a loan, and adding a battery later with numbers the caller already has. Do not use this to offer a rate or say they should borrow. A missing rate uses a labelled 7% teaching default, not a lender rate.
Parameterssolar_cost_audrequiredloan_term_yearsrequiredbattery_cost_audannual_solar_savings_audannual_battery_extra_savings_audillustrative_annual_rate_percent
explain_hesl
Home Energy Saver Loan
Use this when explaining the NSW Home Energy Saver program: the loan cap, published income thresholds, what it can fund, and who delivers it. Do not use this to decide if a person is eligible or approved. Send them to energy.nsw.gov.au.
Parametersquestion
explain_loan_options
Ways to pay
Use this when comparing cash, a personal or green loan, installer finance, a home-loan top-up, and the NSW Home Energy Saver Loan. Do not use this to rank a cheapest option or publish a rate as an offer.
Parametersquestion
explain_solar
Rooftop solar
Use this when explaining how rooftop solar meets a household bill: imports, exports, and STCs. Do not use this as a quote or a site assessment.
Parametersquestion
explain_battery
Home battery
Use this when explaining what a home battery stores and why backup is a separate feature. Do not use this to recommend a product or promise bill savings.
Parametersquestion
explain_insulation
Insulation
Use this when explaining ceiling insulation and draught-proofing, including the NSW loan list. Do not use this to specify a product or print a savings figure.
Parametersquestion
decision_checklist
Decision checklist
Use this when preparing questions for an installer, a lender, or both. Do not use this to collect the answers, a TFN, an SSN, a Medicare number, bank details, or a card number.
Parametersaudience
Use this when the question is about SparkReady or how household solar and battery loans usually work, and the public FAQ may cover it. Do not use this to invent an answer, assess an application, or request a TFN, SSN, Medicare number, bank account, or card.
Parametersquestionrequired