calculate_mca_apr
MCA factor rate to APR
Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formula as the FundingTracker MCA calculator.
输入参数advance必填factor_rate必填term_months必填payment_frequency
estimate_mca_payoff
MCA payoff estimate
Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.
输入参数advance必填as_of_dateamount_paidfactor_rate必填payment_amount必填payment_frequency
mca_payment_impact
MCA payment cash-flow impact
Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).
输入参数payment_amount必填payment_frequencyaverage_daily_revenue必填
search_funders
Search the funder directory
Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Returns each funder's slug, profile link and merchant review rating.
输入参数limitqueryfinancing_type
get_funder
Get a funder profile
Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, average merchant rating, review count and the most recent public reviews.
输入参数slug必填
search_mca_guides
Search MCA guides
Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.
输入参数limitquery
get_mca_guide
Read an MCA guide
Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.
输入参数slug必填
about_fundingtracker
About FundingTracker
What FundingTracker.app is, who it is for, what it tracks, its plans, how bank data and contracts are handled, and links to its key public pages.
无需输入参数。