HomeMortgageOnline mortgage tools

com.homemortgageonline由 homemortgageonline.com 发布官方发布者v1.0.0更新于 Oct 24, 2026

Read-only mortgage calculators and the site's published rate snapshot.

已验证Streamable HTTP可网页运行金融数据与分析

概览

AI 生成的概览

远程 MCP 服务器，提供 HomeMortgageOnline 的只读房贷计算器和已发布利率快照，让助手估算月供、费用与税务工作表。

可以做什么
估算每月本金、利息、税费、保险和 HOA，以及 PMI、LTV、PMI 取消时点和最长 360 个月的固定还款摊还表。计算可负担房价、再融资回本月数，以及按过户费估算的过户所需现金。查询已发布的全国利率、带情景标签的 30 年固定利率展望，以及州级利率背景。运行房贷利息逐项扣除、点数、PMI 税务处理、SALT 和税后收入与 PITI 对比等税务工作表。按退伍军人、乡村、低首付、高价、再融资或常规等目标返回教育性贷款路径说明。
适用场景
适合在规划购房、再融资或预算时，快速获取只读的房贷估算或网站已发布的利率数据，无需打开网站。它是教育性计算器集合，不是个性化报价或贷款建议的来源。
运行要求
位于 homemortgageonline.com 的远程 streamable HTTP 端点；未声明软件包、环境变量或请求头。未声明身份验证。需要能访问该网站的网络连接。
安装前请注意
结果为估算，不是报价或贷款估算表，PMI 利率也不是贷款机构报价。许多工具要求提供全部输入，否则返回不可用。税务工作表使用你提供的假设，除非主动选择，否则不建模可扣除性或逐步递减。结果只读，不写入数据。

安装

在 SourceWeft 中

  1. 打开 控制台中的 HomeMortgageOnline mortgage tools，将其添加到工作区。
  2. 为需要使用其工具的对话启用该服务。

Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。

交给智能体安装

把这段提示词粘贴到 Claude Code、Codex、Cursor 等智能体，或 SourceWeft 对话中。智能体会读取该服务器的安装指南，先向你展示发布者、端点和登录方式，经你同意后再把它添加到你的客户端。密钥不会写进任何命令。

阅读 https://sourceweft.com/mcp/com.homemortgageonline%2Fmortgage-tools/install.md，并按其中说明把这个 MCP 服务器接入我的客户端。修改任何配置之前，先告诉我它的发布者、端点和登录方式，等我确认。不要把 API 密钥写进命令或我会提交的文件；问我密钥应从哪里获取。

查看智能体所依据的安装指南

其他 MCP 客户端

把它添加到你客户端的 mcpServers 配置中。

{
  "mcpServers": {
    "homemortgageonline-mortgage-tools": {
      "type": "http",
      "url": "https://homemortgageonline.com/mcp"
    }
  }
}

README

该仓库没有 README。

工具

15

mortgage_payment

Monthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.

输入参数pricetermYearsmonthlyHoadownPaymentannualInsuranceannualPropertyTaxannualRatePercent

affordability

Home price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.28%) are not filled in. Missing inputs return "not available".

输入参数termYearsdtiPercentdownPaymentmonthlyDebtsinsurancePercentannualRatePercentgrossAnnualIncomepropertyTaxPercent

refinance_break_even

Break-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".

输入参数newBalanceclosingCostsnewTermYearscurrentBalancemonthlySavingscurrentTermYearsnewAnnualRatePercentcurrentAnnualRatePercent

amortization_schedule

Fixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".

输入参数pricetermYearsloanAmountdownPaymentannualRatePercent

pmi_estimate

Monthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.

输入参数pricetermYearsdownPaymentannualRatePercentpmiAnnualRatePercenthomeValueGrowthPercent

closing_costs

Cash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.

输入参数pricecreditsprepaidsdownPaymentthirdPartyFeestitleFeePercentlenderFeePercent

loan_path_note

Educational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".

输入参数goalcredit

published_rates

Dated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.

输入参数product

rate_outlook

30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".

输入参数label

state_rate_context

Looks up a state on the rates-by-state page. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".

输入参数state

tax_itemize

Mortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".

输入参数filingStatusotherItemizedqualifiedInterestpointsPaidThisYearacquisitionIndebtednessstandardDeductionAssumption

tax_points

Points worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".

输入参数methodloanKindtermYearspointsPaidtermMonthssellerPointsloanPrincipalmonthsOutstanding

tax_pmi_treatment

PMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".

输入参数annualPmioriginalLtvagiIllustrationtaxYearAssumptionoptInCitedDeduction

tax_salt

SALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".

输入参数propertyTaxsaltCapAssumptionstateIncomeOrSalesTax

tax_take_home_piti

Take-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".

输入参数monthlyHoamonthlyPmimonthlyTaxesannualTakeHomemonthlyInterestmonthlyTakeHomemonthlyInsurancemonthlyPrincipalotherDebtPayments

版本历史

1
  1. v1.0.0最新Oct 15, 2026

评分

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