com.optimayield由 optimayield.com 发布官方发布者v1.1.0更新于 Nov 5, 2026
Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.
免费的远程 MCP 服务器，用于美国银行财务分析：按 FDIC 证书号查询银行，并运行利率冲击、利差、到期和拨备计算器。
Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。
把这段提示词粘贴到 Claude Code、Codex、Cursor 等智能体，或 SourceWeft 对话中。智能体会读取该服务器的安装指南，先向你展示发布者、端点和登录方式，经你同意后再把它添加到你的客户端。密钥不会写进任何命令。
阅读 https://sourceweft.com/mcp/com.optimayield%2Fbank-tools/install.md，并按其中说明把这个 MCP 服务器接入我的客户端。修改任何配置之前，先告诉我它的发布者、端点和登录方式，等我确认。不要把 API 密钥写进命令或我会提交的文件；问我密钥应从哪里获取。把它添加到你客户端的 mcpServers 配置中。
{
"mcpServers": {
"optimayield-free-bank-treasury-tools": {
"type": "http",
"url": "https://www.optimayield.com/api/mcp"
}
}
}Find a bank's FDIC certificate number
Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state.
limitquery必填stateBank profile: size, capital, margin, liquidity
Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every value.
certificate必填Net interest income rate-shock calculator
Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
regimefedMoveBpcertificate必填loanBetaOverridedepositBetaOverrideMargin capture report: loan beta versus deposit beta
Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
cyclecertificate必填Maturity wall refinancing calculator
Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
certificate必填retentionPercentwholesaleSpreadBprenewalRatePercentDeposit pricing decision: Defend, Match, or Lead
Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
categorycertificate必填leadPremiumBpmarketRatePercentreplacementSpreadBprepricedSharePercentbaselineRunoffPercentrunoffPerPointPercentLoss and reserve scenario: charge-offs, provision, and capital
Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
certificate必填reserveBuildBptaxRatePercentloanGrowthPercentcapitalFloorPercentstressNcoRatePercentearningsOffsetPercent已满足适用检查项的 83%
该评分衡量此收录条目的完整程度，依据注册中心条目、端点与公开来源计算得出。它不是对服务器本身的评价，也不表示服务器安全或当前可用：可连通性是带日期的检查结果，评分也不包含安装量或用户评价。
请声明包含 README 的 GitHub 仓库，或在 OAuth 受保护资源元数据中提供 resource_documentation。
托管服务按其提供方的条款使用，因此这里不要求许可证。此检查项不计入百分比。