Rychlá Hypo – Czech mortgages

cz.rychlahypo由 rychlahypo.cz 发布官方发布者v1.0.1更新于 Oct 24, 2026

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

已验证Streamable HTTP可网页运行金融数据与分析

概览

AI 生成的概览

远程 MCP 服务器，让助手查询捷克六大银行的当前房贷利率、月供对比和最高可贷额度估算。

可以做什么
按固定利率期限查询六大捷克银行当前公布的房贷利率，含 RPSN、LTV 附加费、限额和费用。按给定贷款金额比较各银行的月供、RPSN、总成本和总利息，并按从低到高排序。根据收入、支出、债务和房产估算各银行可贷金额，或判断申请金额能否获批。获取持牌捷克房贷中介的免费正式评估联系方式。
适用场景
适合回答捷克房贷利率问题、比较六大捷克银行的还款额，或按各银行自身信贷方法估算可贷额度时使用。
运行要求
远程 Streamable HTTP 端点；无需认证、API 密钥或环境变量。免费，每个 IP 每分钟限 20 次请求。需要能访问服务商端点的网络。
安装前请注意
结果仅供参考，不构成银行报价或财务建议。条款要求展示利率时至少同等醒目地展示 RPSN，并注明服务商为来源；禁止转售结果、搭建竞争性比价、批量抓取和逆向还原计算方法。中介联系方式工具用于推广商业中介服务。计算引擎为托管服务，不开源。

安装

在 SourceWeft 中

  1. 打开 控制台中的 Rychlá Hypo – Czech mortgages，将其添加到工作区。
  2. 为需要使用其工具的对话启用该服务。

Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。

交给智能体安装

把这段提示词粘贴到 Claude Code、Codex、Cursor 等智能体，或 SourceWeft 对话中。智能体会读取该服务器的安装指南，先向你展示发布者、端点和登录方式，经你同意后再把它添加到你的客户端。密钥不会写进任何命令。

阅读 https://sourceweft.com/mcp/cz.rychlahypo%2Fmortgages/install.md，并按其中说明把这个 MCP 服务器接入我的客户端。修改任何配置之前，先告诉我它的发布者、端点和登录方式，等我确认。不要把 API 密钥写进命令或我会提交的文件；问我密钥应从哪里获取。

查看智能体所依据的安装指南

其他 MCP 客户端

把它添加到你客户端的 mcpServers 配置中。

{
  "mcpServers": {
    "rychl-hypo-czech-mortgages": {
      "type": "http",
      "url": "https://rychlahypo.cz/mcp"
    }
  }
}

README

Rychlá Hypo MCP server – Czech mortgages

Remote MCP server with Czech mortgage data for AI assistants and agents. It answers questions like "What mortgage rate can I get in the Czech Republic?" or "How much will a Czech bank lend me on a 60 000 CZK net income?" for the six largest Czech mortgage banks: Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank and mBank.

This repository only documents the hosted server. The calculation engine runs on rychlahypo.cz and is not open source.

Tools

ToolWhat it does
get_mortgage_ratesCurrent offered rates of 6 Czech banks by fixation period (1, 3, 5, 7, 10 years) with APRC (RPSN), LTV surcharges, limits and fees. Verified daily in the banks' calculators.
compare_mortgagesMonthly payment, APRC, total cost and total interest of a given loan at each bank, sorted from cheapest.
calculate_max_mortgageHow much each bank will lend, or whether a requested amount gets approved, from household income, debts, children and property. Uses each bank's own credit methodology (DSTI, DTI, LTV, living costs, income recognition).
get_advisor_contactHow to get a binding assessment and free arrangement with a licensed mortgage intermediary.

No personal data is needed (ages and amounts only) and nothing is stored.

Connect

Claude Code

bash
claude mcp add --transport http rychlahypo https://rychlahypo.cz/mcp

Claude.ai / Claude Desktop, ChatGPT (developer mode) – add a custom connector with URL https://rychlahypo.cz/mcp.

Cursor, VS Code, Windsurf and other clients

json
{  "mcpServers": {    "rychlahypo": { "url": "https://rychlahypo.cz/mcp" }  }}

Example

bash
curl -s -X POST https://rychlahypo.cz/mcp -H 'Content-Type: application/json' -d '{  "jsonrpc": "2.0", "id": 1, "method": "tools/call",  "params": { "name": "compare_mortgages",    "arguments": { "loan_amount": 4000000, "property_value": 5000000, "term_years": 30, "fixation": "3R" } } }'

Terms

Free to use for showing results to people in AI assistants, apps and websites. When you show a rate, show the APRC (RPSN) at least as prominently (Czech consumer credit law, § 91 of Act No. 257/2016 Coll.) and cite Rychlá Hypo (https://rychlahypo.cz) as the source. Reselling results, building a competing mortgage comparison on top of the API, bulk harvesting and reconstructing the methodology are not allowed. Results are indicative, not a bank offer or financial advice.

Rychlá Hypo is operated by Kurdiovsky s.r.o. Mortgages are arranged by Jan Kurdiovský, tied agent of SAB servis s.r.o., registered with the Czech National Bank. Contact: [email protected]

Česky

Veřejný MCP server Rychlé Hypo: aktuální sazby hypoték 6 bank s RPSN, srovnání splátek a kolik vám která banka půjčí podle své metodiky. Zdarma, bez klíče a bez osobních údajů. Dokumentace: https://rychlahypo.cz/api-dokumentace

来源：README.md，提交 000a3d1

工具

4

get_mortgage_rates

Aktuální sazby hypoték 6 bank

Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

输入参数fixation

compare_mortgages

Srovnání splátek hypotéky u 6 bank

Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'.

输入参数fixationterm_yearsloan_amount必填property_valueall_applicants_under_36

calculate_max_mortgage

Kolik mi která banka půjčí

Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

输入参数regionmarriedpurposechildrenfixationown_fundsapplicants必填investmentterm_yearsalimony_paidhousing_costchildren_ages另有 7 个

get_advisor_contact

Kontakt na hypotečního specialistu

How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

无需输入参数。

版本历史

1
  1. v1.0.1最新Sep 27, 2026

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