Open Financial Mortgages

io.github.clara-finance由 GitHub 账号 clara-finance 发布v1.0.0更新于 Oct 29, 2026

Ontario, Canada mortgage options, published lender rates and a link to a licensed broker.

已验证Streamable HTTP可网页运行位置与生活金融

概览

AI 生成的概览

远程 MCP 服务器，用于安大略省住宅按揭的初步分析、已公布贷款利率查询，以及持牌经纪人的联系入口。

可以做什么
  • 根据用户给出的近似数值分析按揭、再融资、房屋净值或债务合并情形，给出估算净值、合并贷款价值比、缺失信息以及未排序的宽泛融资类别
  • 估算安大略省房产的房屋净值与合并贷款价值比
  • 按贷款类型、期限、受偿顺位、最低贷款价值比、用途或贷款机构关键词检索已公布的安大略省按揭利率，返回各机构原文表述、条件、核查日期与来源链接
  • 当用户希望获得持牌按揭专业人士帮助时，返回 Open Financial 的经纪接洽链接与联系方式
适用场景
适合用户想快速、无约束地初步了解安大略省按揭或再融资情况、查看贷款机构已公布的利率，或希望被引导至持牌经纪人时使用。不适用于资格审核、贷款机构匹配或信贷决策。
运行要求
需要可访问的远程 streamable HTTP 端点；未声明任何软件包、环境变量或请求头。无需账号或 API 密钥。服务器要求在进行分析前告知用户其近似数值将由 Clara 处理，并提供隐私声明。
安装前请注意
结果仅为初步参考：融资类别未排序，不评估资格或获批可能性，公布利率也不代表用户符合条件。服务器要求不要提供文件、社会保险号、银行信息、政府证件、出生日期、税务或工资单、征信评分或信用报告，且不收集姓名、邮箱或电话。近似数值由 Clara 代表 Open Financial 处理；经纪链接是转交环节，用户需自行在网站上填写资料。

安装

在 SourceWeft 中

  1. 打开 控制台中的 Open Financial Mortgages，将其添加到工作区。
  2. 为需要使用其工具的对话启用该服务。

Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。

交给智能体安装

把这段提示词粘贴到 Claude Code、Codex、Cursor 等智能体，或 SourceWeft 对话中。智能体会读取该服务器的安装指南，先向你展示发布者、端点和登录方式，经你同意后再把它添加到你的客户端。密钥不会写进任何命令。

阅读 https://sourceweft.com/mcp/io.github.clara-finance%2Fopen-financial-mortgage-options/install.md，并按其中说明把这个 MCP 服务器接入我的客户端。修改任何配置之前，先告诉我它的发布者、端点和登录方式，等我确认。不要把 API 密钥写进命令或我会提交的文件；问我密钥应从哪里获取。

查看智能体所依据的安装指南

其他 MCP 客户端

把它添加到你客户端的 mcpServers 配置中。

{
  "mcpServers": {
    "open-financial-mortgages": {
      "type": "http",
      "url": "https://mcp.openfinancial.ca/mcp/open"
    }
  }
}

工具

5

analyze_mortgage_scenario

Analyze mortgage scenario

Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.

输入参数citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount

get_financing_options

Explore financing categories

The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.

输入参数citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount

estimate_home_equity

Estimate home equity

The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.

输入参数citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount

search_published_mortgage_rates

Search published mortgage rates

Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.

输入参数feessorttermlimitkeywordpurposepositionminimumLtvmortgageType

get_open_financial_broker_help

Reach an Open Financial mortgage professional

Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.

无需输入参数。

版本历史

1
  1. v1.0.0最新Oct 29, 2026

评分

已满足适用检查项的 83%

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  • 图标10 分
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