Mcp Open Finance

io.github.codespar由 GitHub 账号 codespar 发布v0.2.2更新于 Oct 24, 2026

MCP server for Open Finance Brasil — accounts, transactions, consents, credit, loans, investments

发布方自己的服务：Finance Foundation

已验证STDIO仅桌面金融商业与电商

服务详情

标识符: io.github.codespar/mcp-open-finance
传输: STDIO
运行时: Desktop only
信任: Verified
发布于: Sep 16, 2026

安全提示

MCP 服务会接收对话中的工具调用请求，并可能执行外部操作。启用前请先了解该服务能做什么，并只授予它所需的权限。

注册中心已验证此条目所属的 GitHub 账号 codespar。这并不表明该账号就是产品方。

SourceWeft 的检查只涵盖条目是否完整、端点是否响应；不审查服务器的代码，也不审查其工具的行为。

在 README 中添加徽章

向读者展示该 MCP 服务已收录于 SourceWeft，徽章链接到本页。

[![Listed on SourceWeft](https://sourceweft.com/badge/mcp/io.github.codespar%2Fmcp-open-finance.svg)](https://sourceweft.com/mcp/io.github.codespar%2Fmcp-open-finance?utm_source=readme&utm_medium=badge)

概览

AI 生成的概览

一个本地 MCP 服务器，让助手接入 Open Finance Brasil 接口，查询银行账户、交易、授权、信用卡、贷款和投资。

可以做什么: 列出银行账户、余额、交易和透支额度，读取信用卡账户、账单和交易。查看贷款与融资合同及其还款计划，列出投资产品。读取个人和企业客户的资质信息，如收入和职业。获取、创建和撤销数据访问授权。创建支付发起授权并发起 PIX 等支付。
适用场景: 当你对接的巴西金融机构提供 Open Finance Brasil 接口，并希望助手读取客户的账户、卡片、贷款和投资数据、管理授权或发起支付时适用。
运行要求: 通过 npx 在本地运行，需要 Node.js。需要参与机构提供的 OAuth2 客户端凭据，以 OPEN_FINANCE_BASE_URL、OPEN_FINANCE_CLIENT_ID 和 OPEN_FINANCE_CLIENT_SECRET 设置，并需能访问该机构的 API。

安装前请注意

保存可访问金融数据的 OAuth2 客户端凭据，勿放入共享配置。多个工具会创建或撤销授权并发起支付，可能动用真实资金，使用前请确认。账户、卡片、贷款和资质数据会发送到所配置的机构 API 及模型提供方。沙箱可用性因机构而异。

安装

在 SourceWeft 中

打开控制台中的 Mcp Open Finance，将其添加到工作区。
为需要使用其工具的对话启用该服务。

Desktop only，通过 STDIO。 STDIO 服务会启动本地进程，因此需要 SourceWeft 桌面宿主。

其他 MCP 客户端

参照仓库中的启动说明。

README

@codespar/mcp-open-finance

MCP server for Open Finance Brasil — open banking standard for accounts, transactions, and consents

[npm] [License: MIT]

Quick Start

Claude Desktop

Add to ~/.config/claude/claude_desktop_config.json:

json

{  "mcpServers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

{  "mcpServers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

Claude Code

Cursor / VS Code

Add to .cursor/mcp.json or .vscode/mcp.json:

json

{  "servers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

{  "servers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

Tools (18)

Tool	Purpose
`list_accounts`	List customer bank accounts via Open Finance
`get_account_balance`	Get account balance via Open Finance
`list_transactions`	List account transactions via Open Finance
`get_account_overdraft_limits`	Get account overdraft (limites) via Open Finance
`get_consent`	Get consent details by ID
`create_consent`	Create a new consent request for data access
`revoke_consent`	Revoke an existing consent (data or payment)
`list_credit_cards`	List credit card accounts via Open Finance
`get_credit_card_bills`	Get credit card bills (faturas) via Open Finance
`get_credit_card_transactions`	Get credit card transactions via Open Finance
`list_loans`	List loan contracts (empréstimos) via Open Finance
`get_loan_payments`	Get loan payment schedule via Open Finance
`list_financings`	List financing contracts (financiamentos) via Open Finance
`list_investments`	List investment products via Open Finance
`create_payment_consent`	Create payment-initiation consent (e.g., PIX) via Open Finance
`create_payment`	Initiate a payment using an authorized payment consent
`get_personal_qualifications`	Get personal customer qualifications (income, occupation) via Open Finance
`get_business_qualifications`	Get business customer qualifications via Open Finance

Authentication

Open Finance Brasil uses OAuth2 client credentials. Each financial institution provides its own base URL and credentials.

Sandbox / Testing

Sandbox availability varies by institution. Contact your financial institution for Open Finance sandbox access.

Get your credentials

Go to Open Finance Brasil
Register with a participating financial institution
Obtain your OAuth2 client credentials
Set the environment variables

Environment Variables

Roadmap

v0.2 (planned)

revoke_consent — Revoke a data sharing consent
list_payments — List initiated payments
create_payment_consent — Create a payment initiation consent
initiate_payment — Initiate a payment via Open Finance
get_payment_status — Get payment initiation status

v0.3 (planned)

insurance_products — List insurance products from institutions
pension_products — List pension products from institutions

Want to contribute? Open a PR or request a tool.

Enterprise

Need governance, budget limits, and audit trails for agent payments? CodeSpar Enterprise adds policy engine, payment routing, and compliance templates on top of these MCP servers.