Bank Statement

io.github.theluckystrike由 GitHub 账号 theluckystrike 发布v0.22.6更新于 Oct 24, 2026

Import a bank CSV, categorise it, summarise it per currency and reconcile it against your expenses.

概览

AI 生成的概览

本地 MCP 服务器,可将银行 CSV 导入私有账本,对交易分类、按币种汇总,并与支出收据对账。

可以做什么
导入银行 CSV 导出文件,自动识别表头、日期、金额与币种列、本地化数字格式及重复行,并列出已导入账户及其余额和日期范围。按日期范围、账户、分类或文本列出和搜索交易,并按币种给出合计。设置分类规则,并按 id 为交易指定分类。按分类、月份、账户或交易对手汇总收入、支出与净额,始终分币种统计。识别周期性扣款和订阅,给出周期与年化成本,并与配套支出记录工具中的收据对账。将某区间导出为 CSV 或 JSON(仅 Pro)。
适用场景
适合在对话中完成个人或小生意的月末记账:把银行导出变成可读、已分类的账本,发现未分类支出和订阅,并检查哪些扣款缺少收据。适合希望账单数据留在本机、而非放在会计 SaaS 中的用户。
运行要求
通过 stdio 在本机运行,仅限桌面端。说明称 npm 包尚未发布,需通过 .mcpb 安装包或克隆源码并用 Node.js 与 npm 构建。未声明任何账户、API 密钥或环境变量。Pro 许可证密钥(MCP_LICENSE_KEY 或 license_activate)为可选项,可解锁更多账户、完整历史、不限规则数和导出。
安装前请注意
它处理敏感的银行账单数据;README 称所有内容以普通 JSON 文件存放在本地数据目录,且服务器不发起任何网络请求,但在用于真实账单前应自行核实。导入会写入本地账本,设置规则会重新应用到已存交易,导出可能覆盖已有文件。Pro 为一次性付费授权;免费模式限制账户数、历史范围、规则数和导出。

安装

在 SourceWeft 中

  1. 打开 控制台中的 Bank Statement,将其添加到工作区。
  2. 为需要使用其工具的对话启用该服务。

Desktop only,通过 STDIO。 STDIO 服务会启动本地进程,因此需要 SourceWeft 桌面宿主。

其他 MCP 客户端

参照 仓库 中的启动说明。

README

mcp-bank-statement

In the official MCP Registry (io.github.theluckystrike/bank-statement-csv-categorize-reconcile-ledger).

[bank-statement demo]

Export the CSV from your bank, say "import this", and the month is readable. This MCP server turns a bank export into a local ledger: it finds the header row under whatever preamble the bank prints above it, works out which column is the date, which is the money and which way the money went, and reads amounts in the file's own locale, so 1 234,56 from mBank and 1,234.56 from a US bank both become the same number. A debit is stored negative and a credit positive, once, at import, so nothing downstream has to guess. Re-importing the same export adds nothing: every line carries a hash of its date, amount, currency and description, with an occurrence index, so two identical coffees on one day stay two transactions while a second import of the same file stays zero. Your rules categorise transactions as they arrive, summaries report money in, money out and the net per currency and never mix currencies, recurring_detect finds the subscriptions and what each costs per year, and reconcile_expenses matches bank debits against the receipts in mcp-expense-tracker so you can see which debits have no receipt and which receipts never reached the bank. Everything is a plain JSON file on your own machine; nothing is uploaded anywhere.

Turn a bank CSV into a categorised, reconciled month in chat, no accounting SaaS required.

Bank profiles: Revolut, Wise, mBank, PKO BP, ING, N26, and a generic reader that works from the headers alone.

File shapes it reads without being asked: UTF-8 and UTF-16 (either byte order, as Excel on Windows saves it), CRLF, LF and CR-only line endings, quoted fields holding commas, quotes and newlines, 1.234,56 and 1,234.56, accounting parentheses (12.50) and a trailing minus 12.50- (both negative), and a mixture of currencies inside one file. A cell holding - or nothing is skipped and named in skipped_lines rather than read as zero. When the date column is ambiguous (03/04/2026 with no value above 12 anywhere), the assumed order is stated in the response instead of silently picking one.

60-second install

npm publish for @theluckystrike/mcp-bank-statement is pending. Until then, the .mcpb one-click bundle or a clone+build is the working path, both are verified below.

One-click (.mcpb): download bank-statement.mcpb from the latest release and double-click it in Claude Desktop: https://github.com/theluckystrike/mcp-servers/releases/latest

(claude_desktop_config.json):

json
{  "mcpServers": {    "bank-statement": {      "command": "npx",      "args": ["-y", "@theluckystrike/mcp-bank-statement"]    }  }}

Claude Code:

sh
claude mcp add bank-statement -- npx -y @theluckystrike/mcp-bank-statement

(.cursor/mcp.json):

json
{  "mcpServers": {    "bank-statement": {      "command": "npx",      "args": ["-y", "@theluckystrike/mcp-bank-statement"]    }  }}

The npx form above starts working the moment the package is published. Until then, use the .mcpb bundle above, or build from source with exactly these three commands:

sh
git clone https://github.com/theluckystrike/mcp-servers.git && cd mcp-serversnpm installnpm run build -w packages/mcp-license -w servers/spreadsheet -w servers/bank-statement

Then point your client's command at node with one arg: the absolute path to servers/bank-statement/dist/index.js.

To run in Pro mode set MCP_LICENSE_KEY in the same config block, or call license_activate once with your key.

Tools

ToolWhat it does
statement_importRead a bank CSV into the ledger. Detects the header row under any preamble, the date, description, amount (or debit and credit) and currency columns, the date order and the number locale. Reports what it detected, what it stored, how many lines were duplicates of what is already there, and every line it skipped with the reason
transactions_listList transactions in a date range, filtered by account, category or uncategorized, with totals per currency
transactions_searchFind transactions whose description, counterparty, category or account contains the query. Substring only, never a regex
category_rulesSet or list the rules that categorise transactions. An empty match is refused, because it would stamp one category on the whole ledger. A plain match is a case-insensitive substring; regex: true compiles the pattern only if it cannot backtrack exponentially, and (a+)+ is refused and used as a substring. Setting rules re-applies them to stored transactions
transaction_categorizeSet the category on transactions by id. Nothing changes unless every id exists
statement_summaryMoney in, money out and the net for a range, grouped by category, month, account or counterparty, always per currency
reconcile_expensesMatch bank debits against the receipts in mcp-expense-tracker: same currency, same amount, within a date window. Reports matches, bank lines with no receipt, and receipts that never reached the bank. The expense ledger is only ever read
recurring_detectFind subscriptions and recurring charges: the same counterparty, an amount that barely moves, a steady cadence. Reports the cadence, the typical amount, the next expected date and the annualised cost. Two charges are one interval, so the yearly cost is withheld (cadence_confirmed: false) until a third charge confirms it
statement_exportWrite a range to csv or json and return the path. Written atomically, so a failure never leaves a half file. Replacing an existing file is allowed and reported (overwrote_existing_file)
accounts_listThe imported accounts, with bank, currencies, transaction count, date range and last balance
license_statusShow free or Pro mode
license_activateActivate a Pro key (verified offline)

Resource bank://month returns this month's money in, money out and net, grouped by category, per currency. Prompt monthly_review drives the whole month-end pass: totals, uncategorised lines, subscriptions, reconciliation.

Free vs Pro

FreePro
Accounts2unlimited
History read backlast 12 monthsall of it
Category rules5unlimited
Import, list, search, summariseyesyes
reconcile_expensesyes, 31 days at a timeany date range
recurring_detectyes, last 3 months, 5 chargesfull history, every charge
statement_exportnoyes

Import always stores every row, whatever the tier: silently dropping lines on the way in would make the ledger disagree with the bank. The free limit is on what is read back.

Get Pro: https://mcp.zovo.one/buy/bank-statement, $19 one-time for this server, $39 for every server, lifetime. Keys are verified offline; nothing is sent anywhere.

Pairs with

  • mcp-expense-tracker, log the receipts and the mileage; reconcile_expenses reads that ledger and tells you which bank debits have no receipt behind them.
  • mcp-spreadsheet, this server parses your bank CSV with the spreadsheet server's own RFC 4180 reader and locale number parser, so 1 234,56 means the same thing in both. Use it to slice an exported range.
  • mcp-invoice, the income side: raise the invoice, then watch the payment land in statement_summary grouped by counterparty.

Privacy

Everything stays on your machine. Statements are parsed locally and stored in a plain JSON file under ${XDG_DATA_HOME:-~/.local/share}/mcp-servers/bank-statement/. The server makes no network calls at all, not for licensing, not for parsing, not for anything. Deleting that directory resets it.

Built by theluckystrike. Support: [email protected]

Use these docs as an MCP server

Any MCP client (Claude, Cursor, Windsurf, VS Code) can read this repository's documentation directly via GitMCP - no install:

来源:servers/bank-statement/README.md,提交 1bd9d69

工具

0
SourceWeft 尚未在沙箱中启动过该软件包,因此其工具未知。

版本历史

2
  1. v0.22.6最新Oct 14, 2026
  2. v0.22.1Sep 18, 2026

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