Gig Worker Tax Toolkit

io.github.tylerscomic-labv1.0.0更新于 Oct 2, 2026

2026 quarterly tax estimates, SE tax, safe harbor and mileage for 1099 gig workers.

已验证Streamable HTTP可网页运行FinanceProductivity & Workflow

概览

AI 生成的概览

为1099零工工作者估算2026年联邦季度税、自雇税、安全港和里程扣除。

功能
使用2026年官方数据为零工工作者和自由职业者提供确定性的联邦税务计算。工具包括estimate_quarterly_tax（自雇税、联邦所得税、QBI扣除、欠款金额及按到期日平均分摊）、calculate_mileage_deduction（按行程定价，处理年中费率从72.5美分变为76美分）、check_safe_harbor、compare_mileage_vs_actual和get_tax_constants。它处理了2026年7月商业里程费率变化，这是大多数计算器忽略的。
适用场景
适合需要规划季度税款、估算自雇税、检查安全港门槛或比较里程与车辆实际费用扣除的1099零工工作者和自由职业者。最适合仅联邦层面的规划估算，不适用于报税或专业税务建议。
运行要求
远程MCP端点位于 install和node server.js自托管，监听端口8080。
安装前请注意
托管端点需要MCPize的API密钥。仅限联邦估算；不包括抵免、分项扣除、退休供款和QBI逐步淘汰。不是税务建议。自托管需要Node.js并在端口8080上暴露本地服务器。

安装

在 SourceWeft 中

  1. 打开 控制台中的 Gig Worker Tax Toolkit，将其添加到工作区。
  2. 为需要使用其工具的对话启用该服务。

Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。

其他 MCP 客户端

把它添加到你客户端的 mcpServers 配置中。

{
  "mcpServers": {
    "gig-tax-mcp": {
      "type": "http",
      "url": "https://gig-tax-mcp.mcpize.run/mcp"
    }
  }
}

README

Gig Worker Tax Toolkit

Tax toolkit for 1099 gig workers and freelancers: 2026 quarterly estimates, self-employment tax, safe harbor check, and the mileage deduction with the July 2026 rate change (72.5 to 76 cents) handled correctly.

Know what to set aside, and when to pay it

For DoorDash, Uber, Lyft, Instacart, freelance and any 1099 income. Deterministic federal math using the official 2026 figures.

Tools

  • estimate_quarterly_tax: self-employment tax (92.35% of net, Social Security to the $184,500 base, Medicare, additional Medicare), federal income tax with 2026 brackets and standard deduction, the 20% QBI deduction when eligible, what is still owed, and an even split across the remaining real due dates (Apr 15, Jun 15, Sep 15, Jan 15).
  • calculate_mileage_deduction: priced per trip by date. The IRS changed the 2026 business rate mid-year: 72.5 cents through June 30, then 76 cents from July 1. Most calculators apply one rate to the whole year.
  • check_safe_harbor: the minimum you must pay to avoid an underpayment penalty (90% of this year or 100%/110% of last year).
  • compare_mileage_vs_actual: standard mileage against actual vehicle expenses, with the rules that lock the choice in.
  • get_tax_constants: every figure used and its source.

Limits

Federal only (optional flat state rate). Single and married filing jointly. Excludes credits, itemized deductions and retirement contributions, and does not apply the QBI deduction above the phase-out. An estimate for planning, not tax advice.

Use it

Hosted on MCPize with a free tier (10 calls a day). Remote MCP endpoint (streamable HTTP, API key from MCPize):

https://gig-tax-mcp.mcpize.run/mcp

Or run it yourself:

bash
npm installnode server.js   # listens on :8080, MCP at /mcp

MIT licensed.

来源：README.md，提交 daad72f

工具

0
工具元数据尚未被收录。

版本历史

1
  1. v1.0.0最新Oct 2, 2026