check_rural_eligibility
USDA rural eligibility for an address
Checks one US street address against USDA Rural Development's ineligible-area map for its single family and multifamily housing programs (which governs Section 538): eligible or not on the current map, the proposed 2020-census map and the previous map, plus the matched address, county and place (Census Bureau geocoder, or OpenStreetMap and the FCC when Census does not answer).
输入参数address必填
get_538_income_limits
Section 538 income limits and rent caps
FY2026 USDA Section 538 income limits (115% of area median income, 1 to 8 persons, effective July 13, 2026) for a county or USDA area in one state, with the per-unit rent cap (30% of the limit / 12) and the approximate project-average cap. Without county or area, lists every area in the state, paged.
输入参数arealimitstate必填countyoffsethousehold_size
list_538_loans
Section 538 loans in a state
USDA's public Section 538 guaranteed loans in one state (file as of October 19, 2026): count, total amount, apartments, tax credit deals, median loan-to-cost and lenders, then loan rows (project, city, lender, closing date, amount, loan-to-cost, units, rents) newest first, paged and filterable by lender or fiscal year.
输入参数limitstate必填lenderoffsetmin_fiscal_year
get_538_lender_table
Section 538 lenders nationwide
National Section 538 lender table from USDA's public file (as of October 19, 2026): each lender's loan count, total loan amount and latest fiscal year, ranked by loan count, plus the total portfolio and how many loans each state has. Paged.
输入参数limitoffset
find_usda_rural_rentals
USDA Section 515 and 514 rentals in a county
Active USDA Section 515 rural rental and 514 farm labor housing properties in one county from USDA's file (as of October 19, 2026): name, address, housing type, bedroom mix, units, rental assistance units, recorded vacancies, accessible units, opening year, restriction end date and management company. Optional town filter; paged.
输入参数citylimitstate必填county必填offset
size_538_loan
Size a Section 538 guaranteed loan
Sizes a USDA Section 538 loan the way the site's loan sizer does: the 90% (for-profit) or 97% (nonprofit or public) cap on the lower of cost or value against the DSCR cap (1.15x default), with NOI, debt service, loan-to-cost and the 2026 guarantee fees. Arithmetic on your inputs, not a quote.
输入参数dscrunits必填borrowervacancy_pctfee_categoryappraised_value必填interest_rate_pct必填amortization_yearsopex_per_unit_year必填rent_per_unit_month必填total_development_cost必填other_income_per_unit_month