money.tideline由 tideline.money 发布官方发布者v1.1.0更新于 Oct 27, 2026
Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.
免费个人理财计算器，让助手测算债务还款、现金跑道、订阅、发票账龄与期权到期风险。
Web executable，通过 Streamable HTTP。 远程服务在工作区中配置后即可从网页运行时运行。
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阅读 https://sourceweft.com/mcp/money.tideline%2Fmoney-tools/install.md，并按其中说明把这个 MCP 服务器接入我的客户端。修改任何配置之前，先告诉我它的发布者、端点和登录方式，等我确认。不要把 API 密钥写进命令或我会提交的文件；问我密钥应从哪里获取。把它添加到你客户端的 mcpServers 配置中。
{
"mcpServers": {
"tideline-money-tools": {
"type": "http",
"url": "https://mcp.tideline.money/mcp"
}
}
}Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.
debts必填extra_monthlyMonths of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.
owner_drawcash_on_hand必填monthly_expenses必填monthly_income_probablemonthly_income_committedFind recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.
transactions必填Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.
collected必填work_entries必填Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.
todayinvoices必填What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data.
sideright必填strike必填premiumcontractsaccount_typeshares_ownedexpected_moveaccount_equitycash_availableunderlying_price必填Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data.
cards必填offers必填payoff_monthsmonthly_budget已满足适用检查项的 72%
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