HomeMortgageOnline mortgage tools

com.homemortgageonline由 homemortgageonline.com 發布官方發布者v1.0.0更新於 Oct 24, 2026

Read-only mortgage calculators and the site's published rate snapshot.

已驗證Streamable HTTP可網頁執行金融資料與分析

概覽

AI 產生的概覽

遠端 MCP 伺服器，提供 HomeMortgageOnline 的唯讀房貸計算機與已公布利率快照，讓助理估算月付、費用與稅務工作表。

可以做什麼
估算每月本金、利息、稅費、保險與 HOA，以及 PMI、LTV、PMI 取消時點和最長 360 個月的固定還款攤還表。計算可負擔房價、再融資回本月數，以及依過戶費估算的過戶所需現金。查詢已公布的全国利率、附情境標籤的 30 年固定利率展望，以及州別利率背景。執行房貸利息列舉扣除、點數、PMI 稅務處理、SALT 與稅後收入對比 PITI 等稅務工作表。依退伍軍人、鄉村、低自備款、高價、再融資或一般等目標回傳教育性貸款路徑說明。
適用情境
適合在規劃購屋、再融資或預算時，快速取得唯讀的房貸估算或網站已公布的利率資料，不必開啟網站。它是教育性計算機集合，並非個人化報價或貸款建議的來源。
執行需求
位於 homemortgageonline.com 的遠端 streamable HTTP 端點；未宣告套件、環境變數或標頭。未宣告身分驗證。需要能連線至該網站的網路。
安裝前請注意
結果為估算，並非報價或貸款估算表，PMI 利率也不是貸款機構報價。許多工具要求提供全部輸入，否則回傳不可用。稅務工作表使用你提供的假設，除非主動選擇，否則不模擬可扣除性或逐步遞減。結果為唯讀，不寫入資料。

安裝

在 SourceWeft 中

  1. 開啟 儀表板中的 HomeMortgageOnline mortgage tools，將其新增到工作區。
  2. 為需要使用其工具的對話啟用該服務。

Web executable，透過 Streamable HTTP。 遠端服務在工作區中設定後即可從網頁執行環境執行。

交給代理程式安裝

把這段提示詞貼上到 Claude Code、Codex、Cursor 等代理程式，或 SourceWeft 對話中。代理程式會讀取該伺服器的安裝指南，先向你展示發布者、端點和登入方式，經你同意後再把它新增到你的客戶端。金鑰不會寫進任何命令。

閱讀 https://sourceweft.com/mcp/com.homemortgageonline%2Fmortgage-tools/install.md，並按其中說明把這個 MCP 伺服器接入我的客戶端。修改任何設定之前，先告訴我它的發布者、端點和登入方式，等我確認。不要把 API 金鑰寫進命令或我會提交的檔案；問我金鑰應從哪裡取得。

檢視代理程式所依據的安裝指南

其他 MCP 客戶端

把它新增到你客戶端的 mcpServers 設定中。

{
  "mcpServers": {
    "homemortgageonline-mortgage-tools": {
      "type": "http",
      "url": "https://homemortgageonline.com/mcp"
    }
  }
}

README

該儲存庫沒有 README。

工具

15

mortgage_payment

Monthly principal, interest, taxes, insurance, and HOA from the HomeMortgageOnline mortgage calculator. Missing inputs return "not available". Not a quote.

輸入參數pricetermYearsmonthlyHoadownPaymentannualInsuranceannualPropertyTaxannualRatePercent

affordability

Home price search from the affordability calculator. Every input is required. The page defaults (36% DTI, 30 years, 7.28%) are not filled in. Missing inputs return "not available".

輸入參數termYearsdtiPercentdownPaymentmonthlyDebtsinsurancePercentannualRatePercentgrossAnnualIncomepropertyTaxPercent

refinance_break_even

Break-even months from the refinance page: closing costs divided by monthly savings, rounded up. Or pass both loans and the principal-and-interest formula supplies the savings. Missing inputs return "not available".

輸入參數newBalanceclosingCostsnewTermYearscurrentBalancemonthlySavingscurrentTermYearsnewAnnualRatePercentcurrentAnnualRatePercent

amortization_schedule

Fixed-payment amortization using the mortgage calculator payment and the PMI calculator's balance step. Pass loanAmount, or price and downPayment. Schedule rows over 360 months return "not available".

輸入參數pricetermYearsloanAmountdownPaymentannualRatePercent

pmi_estimate

Monthly PMI, LTV, and the removal walk from the PMI calculator. Missing inputs return "not available". The PMI rate is not a lender quote.

輸入參數pricetermYearsdownPaymentannualRatePercentpmiAnnualRatePercenthomeValueGrowthPercent

closing_costs

Cash to close from the closing-cost calculator. All fee inputs are required. Missing inputs return "not available". Not a Loan Estimate.

輸入參數pricecreditsprepaidsdownPaymentthirdPartyFeestitleFeePercentlenderFeePercent

loan_path_note

Educational loan-path note already coded on the site. goal is veteran, rural, lowdown, highprice, refi, or conventional. credit may be fair or thin. Unknown goal returns "not available".

輸入參數goalcredit

published_rates

Dated national rate prints already published on HomeMortgageOnline. Omit product for the full snapshot. An unknown product returns "not available". Not a quote.

輸入參數product

rate_outlook

30-year fixed history and scenario band from the rate outlook chart. Optional label such as 2024, Now, +1 mo, or +6 mo. An unknown label returns "not available".

輸入參數label

state_rate_context

Looks up a state on the rates-by-state page. stateSpecificRate is "not available" because the site does not publish a separate state rate. Unknown state returns "not available".

輸入參數state

tax_itemize

Mortgage-interest worksheet. Compares qualified interest plus other itemized amounts to a standard-deduction assumption you supply. No IRS table is filled in. Missing required inputs return "not available".

輸入參數filingStatusotherItemizedqualifiedInterestpointsPaidThisYearacquisitionIndebtednessstandardDeductionAssumption

tax_points

Points worksheet: straight-line amortization or the simplified purchase-year illustration. Missing required inputs return "not available".

輸入參數methodloanKindtermYearspointsPaidtermMonthssellerPointsloanPrincipalmonthsOutstanding

tax_pmi_treatment

PMI tax worksheet. Deductibility is not modeled unless optInCitedDeduction is true. No phaseout table is invented. Missing annual PMI returns "not available".

輸入參數annualPmioriginalLtvagiIllustrationtaxYearAssumptionoptInCitedDeduction

tax_salt

SALT worksheet. Property tax is a cash cost. A federal deduction is returned only when saltCapAssumption is supplied. Otherwise that deduction is "not available".

輸入參數propertyTaxsaltCapAssumptionstateIncomeOrSalesTax

tax_take_home_piti

Take-home versus PITI worksheet. Missing required housing or take-home inputs return "not available".

輸入參數monthlyHoamonthlyPmimonthlyTaxesannualTakeHomemonthlyInterestmonthlyTakeHomemonthlyInsurancemonthlyPrincipalotherDebtPayments

版本歷史

1
  1. v1.0.0最新Oct 15, 2026

評分

已滿足適用檢查項的 75%

該評分衡量此收錄條目的完整程度，依據註冊中心條目、端點與公開來源計算得出。它不是對伺服器本身的評價，也不表示伺服器安全或目前可用：可連通性是帶日期的檢查結果，評分也不包含安裝量或使用者評價。

  • 近 30 天內可連通必需25 分
  • 已宣告認證方式必需10 分
  • 已列出工具必需15 分
  • 描述必需15 分
  • 圖示10 分
  • 文件15 分

    請宣告包含 README 的 GitHub 儲存庫，或在 OAuth 受保護資源後設資料中提供 resource_documentation。

  • 授權條款10 分

    請在儲存庫或註冊中心條目中宣告授權條款。