com.optimayield由 optimayield.com 發布官方發布者v1.1.0更新於 Nov 5, 2026
Look up US banks and run rate-shock, margin, maturity-wall and reserve calculators. Free, no key.
免費的遠端 MCP 伺服器，用於美國銀行財務分析：依 FDIC 證書號查詢銀行，並執行利率衝擊、利差、到期與撥備計算器。
Web executable，透過 Streamable HTTP。 遠端服務在工作區中設定後即可從網頁執行環境執行。
把這段提示詞貼上到 Claude Code、Codex、Cursor 等代理程式，或 SourceWeft 對話中。代理程式會讀取該伺服器的安裝指南，先向你展示發布者、端點和登入方式，經你同意後再把它新增到你的客戶端。金鑰不會寫進任何命令。
閱讀 https://sourceweft.com/mcp/com.optimayield%2Fbank-tools/install.md，並按其中說明把這個 MCP 伺服器接入我的客戶端。修改任何設定之前，先告訴我它的發布者、端點和登入方式，等我確認。不要把 API 金鑰寫進命令或我會提交的檔案；問我金鑰應從哪裡取得。把它新增到你客戶端的 mcpServers 設定中。
{
"mcpServers": {
"optimayield-free-bank-treasury-tools": {
"type": "http",
"url": "https://www.optimayield.com/api/mcp"
}
}
}Find a bank's FDIC certificate number
Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state.
limitquery必填stateBank profile: size, capital, margin, liquidity
Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every value.
certificate必填Net interest income rate-shock calculator
Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
regimefedMoveBpcertificate必填loanBetaOverridedepositBetaOverrideMargin capture report: loan beta versus deposit beta
Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
cyclecertificate必填Maturity wall refinancing calculator
Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
certificate必填retentionPercentwholesaleSpreadBprenewalRatePercentDeposit pricing decision: Defend, Match, or Lead
Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
categorycertificate必填leadPremiumBpmarketRatePercentreplacementSpreadBprepricedSharePercentbaselineRunoffPercentrunoffPerPointPercentLoss and reserve scenario: charge-offs, provision, and capital
Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.
certificate必填reserveBuildBptaxRatePercentloanGrowthPercentcapitalFloorPercentstressNcoRatePercentearningsOffsetPercent已滿足適用檢查項的 83%
該評分衡量此收錄條目的完整程度，依據註冊中心條目、端點與公開來源計算得出。它不是對伺服器本身的評價，也不表示伺服器安全或目前可用：可連通性是帶日期的檢查結果，評分也不包含安裝量或使用者評價。
請宣告包含 README 的 GitHub 儲存庫，或在 OAuth 受保護資源後設資料中提供 resource_documentation。
託管服務按其提供方的條款使用，因此這裡不要求授權條款。此檢查項不計入百分比。