Portfolio Optimizer Pro

Runs the free Portfolio Optimizer Pro checkup on a list of holdings and weights. Returns the A+ to F structural grade, the 0-100 score, any structural ceiling (cap) applied, each factor's sub-score with its measured fact, the top findings that held the grade down, the price-history dates used, a disclaimer and full_breakdown_url, a link that opens the same graded checkup on the website. Grades describe diversification, cost and past risk; they are educational, not advice or a forecast. Unknown tickers are listed in unknown_tickers, never guessed.

Computes the weighted expense ratio of a list of holdings from dated issuer fee records, and the fee cost over 10 and 30 years on a flat $100,000 balance (before growth), using the same formula as the Portfolio Optimizer Pro expense ratio calculator. Single companies count as 0% fund fee. If any fund fee is not verified the weighted fee is null and the ticker is listed, rather than estimated.

Checks a list of holdings for known index overlap and related fund mandates, using issuer reference records (asset class, region, structure). Findings are worded exactly as the Portfolio Optimizer Pro grade states them. Overlap here is category-based (similar stated mandates); it is not a measured percentage of shared underlying holdings, and the result says so.

Returns how the Portfolio Optimizer Pro grade works: the four factors and how each is scored, how they combine, every structural ceiling (cap) with its threshold, the A-range criteria, the letter bands, the risk reference bands, the data source, limitations and pricing. Takes no input.

無需輸入參數。