calculate_life_insurance_coverage
Calculate life-insurance coverage
Calculates an indicative life-insurance coverage amount for a resident of Spain with PuntoSeguro's published method: five years of net annual income plus outstanding debts, minus existing life cover, rounded up to the nearest 10,000 EUR. Returns the amount and its breakdown. Informational only; not individualized financial advice, premiums or savings products.
輸入參數annual_net_income_eur必填outstanding_debts_eurexisting_life_cover_eur
open_life_insurance_quote_form
Open life-insurance quote form
Displays PuntoSeguro's life-insurance quote form, in which the user types an exact date of birth and chooses a coverage amount; submitting it shows the quotes available through PuntoSeguro. Optionally preselects a coverage amount. Sends and stores no personal data. Residents of Spain only.
輸入參數coverage_amount_eur
list_life_insurance_quotes
List life-insurance quotes
Returns the indicative annual life-insurance protection (vida riesgo) premiums available through PuntoSeguro for a resident of Spain, given an exact date of birth and a coverage amount: insurer ids, insurer names and premiums for death, death and disability, double and triple capital, and displays the comparison interface where supported. When the date of birth or the coverage amount is missing, it returns PuntoSeguro's quote form and the list of missing details instead of quotes. Results are limited to the insurers available through PuntoSeguro and are not a whole-market comparison.
輸入參數birth_daybirth_yearbirth_monthcoverage_amount_eur
get_life_insurance_quote_details
Get life-insurance quote details
Returns the coverage sections, included and excluded items, payment options and premium variants of one quote, identified by an insurer id from list_life_insurance_quotes for the same date of birth and coverage amount. Residents of Spain only.
輸入參數birth_day必填birth_year必填insurer_id必填birth_month必填coverage_variantcoverage_amount_eur必填
start_life_insurance_application
Start a life-insurance application
Returns the secure link to start an application on puntoseguro.com for one quote, identified by an insurer id from list_life_insurance_quotes, a coverage option, the date of birth and the coverage amount. The application, health questionnaire and signature are completed by the user on puntoseguro.com; this tool submits nothing and collects no personal data. The final premium is subject to the insurer's underwriting.
輸入參數birth_day必填birth_year必填insurer_id必填birth_month必填coverage_variantcoverage_amount_eur必填
get_life_insurance_prices_by_age
Get life-insurance prices by age
Returns annual life-insurance protection (vida riesgo) premiums available through PuntoSeguro for a resident of Spain, given an age in whole years and a coverage amount, without a date of birth: insurer ids, insurer names and premiums for death, death and disability, double capital, triple capital and death and disability plus 30,000 EUR for serious illnesses. Each premium is the highest that can apply at that age, so with the exact date of birth (list_life_insurance_quotes) the premium is the same or lower; the date of birth is also needed for the application link. Not a whole-market comparison.
輸入參數age必填coverage_amount_eur必填
list_health_insurance_quotes
List health-insurance quotes
Returns indicative monthly private health-insurance (seguro de salud) premiums available through PuntoSeguro for residents of Spain, given the age of each person to insure and their province: insurer, product, cover type (full, outpatient or reimbursement), copay, main covers, current promotion and a link to apply on puntoseguro.com, and displays the comparison interface where supported. When the ages or the province are missing, it returns PuntoSeguro's quote form and the list of missing details instead of quotes. Uses no medical information. Results are limited to the insurers available through PuntoSeguro and are not a whole-market comparison.
輸入參數provinceinsured_ages