Rychlá Hypo – Czech mortgages

cz.rychlahypo由 rychlahypo.cz 發布官方發布者v1.0.1更新於 Oct 24, 2026

Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.

已驗證Streamable HTTP可網頁執行金融資料與分析

概覽

AI 產生的概覽

遠端 MCP 伺服器，讓助理查詢捷克六大銀行的現行房貸利率、月付比較與最高可貸金額估算。

可以做什麼
依固定利率期間查詢六大捷克銀行目前公布的房貸利率，含 RPSN、LTV 附加費、限額與費用。依指定貸款金額比較各銀行的月付、RPSN、總成本與總利息，並由低到高排序。依收入、支出、債務與房產估算各銀行可貸金額，或判斷申請金額能否核貸。取得持牌捷克房貸仲介的免費正式評估聯絡方式。
適用情境
適合回答捷克房貸利率問題、比較六大捷克銀行的還款金額，或依各銀行自身授信方法估算可貸額度時使用。
執行需求
遠端 Streamable HTTP 端點；無需驗證、API 金鑰或環境變數。免費，每個 IP 每分鐘限 20 次請求。需要能連線至服務商端點的網路。
安裝前請注意
結果僅供參考，不構成銀行報價或財務建議。條款要求顯示利率時至少同等醒目地顯示 RPSN，並註明服務商為來源；禁止轉售結果、建立競爭性比價、大量擷取與逆向還原計算方法。仲介聯絡工具用於推廣商業仲介服務。計算引擎為託管服務，不開放原始碼。

安裝

在 SourceWeft 中

  1. 開啟 儀表板中的 Rychlá Hypo – Czech mortgages，將其新增到工作區。
  2. 為需要使用其工具的對話啟用該服務。

Web executable，透過 Streamable HTTP。 遠端服務在工作區中設定後即可從網頁執行環境執行。

交給代理程式安裝

把這段提示詞貼上到 Claude Code、Codex、Cursor 等代理程式，或 SourceWeft 對話中。代理程式會讀取該伺服器的安裝指南，先向你展示發布者、端點和登入方式，經你同意後再把它新增到你的客戶端。金鑰不會寫進任何命令。

閱讀 https://sourceweft.com/mcp/cz.rychlahypo%2Fmortgages/install.md，並按其中說明把這個 MCP 伺服器接入我的客戶端。修改任何設定之前，先告訴我它的發布者、端點和登入方式，等我確認。不要把 API 金鑰寫進命令或我會提交的檔案；問我金鑰應從哪裡取得。

檢視代理程式所依據的安裝指南

其他 MCP 客戶端

把它新增到你客戶端的 mcpServers 設定中。

{
  "mcpServers": {
    "rychl-hypo-czech-mortgages": {
      "type": "http",
      "url": "https://rychlahypo.cz/mcp"
    }
  }
}

README

Rychlá Hypo MCP server – Czech mortgages

Remote MCP server with Czech mortgage data for AI assistants and agents. It answers questions like "What mortgage rate can I get in the Czech Republic?" or "How much will a Czech bank lend me on a 60 000 CZK net income?" for the six largest Czech mortgage banks: Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank and mBank.

This repository only documents the hosted server. The calculation engine runs on rychlahypo.cz and is not open source.

Tools

ToolWhat it does
get_mortgage_ratesCurrent offered rates of 6 Czech banks by fixation period (1, 3, 5, 7, 10 years) with APRC (RPSN), LTV surcharges, limits and fees. Verified daily in the banks' calculators.
compare_mortgagesMonthly payment, APRC, total cost and total interest of a given loan at each bank, sorted from cheapest.
calculate_max_mortgageHow much each bank will lend, or whether a requested amount gets approved, from household income, debts, children and property. Uses each bank's own credit methodology (DSTI, DTI, LTV, living costs, income recognition).
get_advisor_contactHow to get a binding assessment and free arrangement with a licensed mortgage intermediary.

No personal data is needed (ages and amounts only) and nothing is stored.

Connect

Claude Code

bash
claude mcp add --transport http rychlahypo https://rychlahypo.cz/mcp

Claude.ai / Claude Desktop, ChatGPT (developer mode) – add a custom connector with URL https://rychlahypo.cz/mcp.

Cursor, VS Code, Windsurf and other clients

json
{  "mcpServers": {    "rychlahypo": { "url": "https://rychlahypo.cz/mcp" }  }}

Example

bash
curl -s -X POST https://rychlahypo.cz/mcp -H 'Content-Type: application/json' -d '{  "jsonrpc": "2.0", "id": 1, "method": "tools/call",  "params": { "name": "compare_mortgages",    "arguments": { "loan_amount": 4000000, "property_value": 5000000, "term_years": 30, "fixation": "3R" } } }'

Terms

Free to use for showing results to people in AI assistants, apps and websites. When you show a rate, show the APRC (RPSN) at least as prominently (Czech consumer credit law, § 91 of Act No. 257/2016 Coll.) and cite Rychlá Hypo (https://rychlahypo.cz) as the source. Reselling results, building a competing mortgage comparison on top of the API, bulk harvesting and reconstructing the methodology are not allowed. Results are indicative, not a bank offer or financial advice.

Rychlá Hypo is operated by Kurdiovsky s.r.o. Mortgages are arranged by Jan Kurdiovský, tied agent of SAB servis s.r.o., registered with the Czech National Bank. Contact: [email protected]

Česky

Veřejný MCP server Rychlé Hypo: aktuální sazby hypoték 6 bank s RPSN, srovnání splátek a kolik vám která banka půjčí podle své metodiky. Zdarma, bez klíče a bez osobních údajů. Dokumentace: https://rychlahypo.cz/api-dokumentace

來源：README.md，提交 000a3d1

工具

4

get_mortgage_rates

Aktuální sazby hypoték 6 bank

Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators.

輸入參數fixation

compare_mortgages

Srovnání splátek hypotéky u 6 bank

Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'.

輸入參數fixationterm_yearsloan_amount必填property_valueall_applicants_under_36

calculate_max_mortgage

Kolik mi která banka půjčí

Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only.

輸入參數regionmarriedpurposechildrenfixationown_fundsapplicants必填investmentterm_yearsalimony_paidhousing_costchildren_ages另有 7 個

get_advisor_contact

Kontakt na hypotečního specialistu

How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

無需輸入參數。

版本歷史

1
  1. v1.0.1最新Sep 27, 2026

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