Aggregate

finance.aggregate由 aggregate.finance 發布官方發布者v0.1.3更新於 Nov 3, 2026

用於銀行、銀行卡、帳簿和薪資的Finance MCP伺服器。記錄資金，從不轉移資金。

AI 翻譯由 AI 模型根據下方的原文描述翻譯，可能有誤。

原文描述

Finance MCP server for your banks, cards, books and payroll. Records money, never moves it.

已驗證Streamable HTTP可網頁執行金融資料與分析商業與電商

服務詳細資訊

識別碼: finance.aggregate/aggregate
傳輸: Streamable HTTP
執行環境: Web executable
信任: Verified
發布於: Oct 12, 2026

安全提示

MCP 服務會接收對話中的工具呼叫請求，並可能執行外部操作。啟用前請先了解該服務能做什麼，並只授予它所需的權限。

註冊中心已驗證此服務的命名空間屬於 aggregate.finance，且該網域同時執行其端點。這可以確認發布者，但並不代表該服務的工具是安全的。

SourceWeft 的檢查只涵蓋條目是否完整、端點是否回應；不審查伺服器的程式碼，也不審查其工具的行為。

在 README 中新增徽章

向讀者展示該 MCP 服務已收錄於 SourceWeft，徽章連結到本頁。

[![Listed on SourceWeft](https://sourceweft.com/badge/mcp/finance.aggregate%2Faggregate.svg)](https://sourceweft.com/mcp/finance.aggregate%2Faggregate?utm_source=readme&utm_medium=badge)

概覽

Aggregate 的託管 MCP 服務（app.aggregate.finance），由 aggregate.finance 發布；需要 OAuth 登入；Streamable HTTP。

暫無 AI 概覽：以下資訊來自註冊中心條目和服務本身。

發布者: aggregate.finance
端點: app.aggregate.finance
文件: app.aggregate.finance
最近檢查: 2026年11月3日

安裝

在 SourceWeft 中

開啟儀表板中的 Aggregate，將其新增到工作區。
連接所需的憑證。它們會被私密儲存，絕不會在公開頁面上展示。
為需要使用其工具的對話啟用該服務。

Web executable，透過 Streamable HTTP。遠端服務在工作區中設定後即可從網頁執行環境執行。

交給代理程式安裝

把這段提示詞貼上到 Claude Code、Codex、Cursor 等代理程式，或 SourceWeft 對話中。代理程式會讀取該伺服器的安裝指南，先向你展示發布者、端點和登入方式，經你同意後再把它新增到你的客戶端。金鑰不會寫進任何命令。

閱讀 https://sourceweft.com/mcp/finance.aggregate%2Faggregate/install.md，並按其中說明把這個 MCP 伺服器接入我的客戶端。修改任何設定之前，先告訴我它的發布者、端點和登入方式，等我確認。不要把 API 金鑰寫進命令或我會提交的檔案；問我金鑰應從哪裡取得。

檢視代理程式所依據的安裝指南

其他 MCP 客戶端

把它新增到你客戶端的 mcpServers 設定中。客戶端會在首次連接時完成 OAuth 登入。

{
  "mcpServers": {
    "aggregate": {
      "type": "http",
      "url": "https://app.aggregate.finance/mcp"
    }
  }
}

README

[Aggregate]

Ask your AI about your finances.

Aggregate is a read-only finance MCP server: an open-source double-entry ledger that connects your banks, cards, payment apps, books and payroll to your AI.
Every account, company and holding, in one link for Claude, ChatGPT or your own agents.
Reconciled to the cent, and your AI can never move money.

Website · Get started · Self-host · Safety · Docs

[License: AGPL-3.0] [MCP: remote and local] [Self-host with Docker] [OpenSSF Scorecard] [skills.sh]

English · 简体中文 · 日本語 · 한국어 · Español · Português (Brasil) · Deutsch · Français

[Claude Code asked “How much cash do we have?” calls Aggregate’s get_overview tool and answers with the cash in each company and in total.]

Does Aggregate see my bank password?	No. You sign in to your bank through Plaid, and to each app on its own page. Aggregate gets a token, encrypted with a key kept outside the database, and only ever uses it to read.
Does my data train AI models?	No. Aggregate never uses your data to train models and doesn’t let anyone else. What your AI reads is covered by your AI provider’s own policy.
Can it move money?	Never. There’s no tool and no connection that can pay, transfer, pay a bill or send anything.
How does it count cash, burn and runway?	The same way every time. Aggregate computes each figure from one written definition, not your AI, and says “unknown” instead of guessing.
What doesn’t it do yet?	Crypto, banks outside the US (upload statements instead), cash sales in Square, and more. Each is on Known limits, with what happens instead.

[Banks, payment apps, accounting, invoices, payroll, cap table and receipts all flow into Aggregate, which serves them to Claude, ChatGPT, Cursor and your own agents through one link.]

Who it’s for


Founders	Several companies side by side, and what each one owes you
Businesses	Banks, cards, payments, invoices, bills and payroll in one ledger
Investors	Your holdings, and the stakes you hold in companies
Individuals	Just your own accounts, cards and cash, in a private space

What you can ask

Once it’s connected, just ask:

“How much cash do we have across all our companies, and how many months of runway?”

“Which invoices are overdue, and who owes us the most?”

“How are my investments doing?”

“How much is in my personal accounts right now?”

“I paid a contractor $500 in cash for Harbor Coffee. Add it.”

“What does each company owe me personally?”

Get started

	Hosted (about 2 minutes)	Self-host (about 10 minutes)
Where it runs	app.aggregate.finance	Your machine or server, with Docker or Node
Connections	Set up for you	Bring your own provider keys, or upload statements
Backups and updates	Done for you	Yours
Cost	Free during early access	Free (AGPL-3.0)
Start	Sign up, then connect your AI below	Run it yourself

Connect your AI

One line for each AI:

AI	How
Claude Code	`claude mcp add --transport http agfn https://app.aggregate.finance/mcp`
Cursor, VS Code, Windsurf, Claude Code	`npx aggregate-finance setup` (shows what it would change; add `--yes` to write it)
Cursor	One click: [Add to Cursor]
Claude	Settings → Connectors → Add custom connector → paste the link below
ChatGPT	Add it as a connector and paste the link below

Or copy the link into any AI that supports MCP:

You sign in, then choose exactly what that AI can see in one plain sentence. Running your own server? Use https://<your-server>/mcp instead.

Agent skill. Teach your agent when to use these tools, the fixed definitions behind cash, burn and runway, and to stay read-only unless you ask (skills/aggregate/SKILL.md):

Bots and scripts that can’t sign in

Create a key in Connect your AI → Connect another AI → A bot or script. Keys look like agfn_live_…, are shown once and always expire. Send it as a header:

Or bridge it to a local MCP client over stdio:

The same tools are available as a REST API, described at /v1/openapi.json.

What it connects


Banks and cards	Any bank or card through Plaid or SimpleFIN Bridge, plus Mercury, Brex, Ramp and Wise directly
Payments	Stripe (multiple accounts), Square, Shopify, Paddle, App Store, Google Play · PayPal, Lemon Squeezy and Polar when you self-host (coming soon on hosted)
Accounting	QuickBooks, Xero, BILL (bills and payables)
Payroll	Deel, and payroll from Gusto, Justworks and others spotted in your bank data
Cap table	Built in. Imports Pulley’s cap-table export (Pulley shuts down Dec 8, 2026; the import stays for teams moving off it), Carta and Mantle OCX (.xlsx), CSV ledgers and Open Cap Table Format
Investments	Wefunder portfolios (for investors)
Everything else	Statements (CSV, OFX, QFX, QBO), PDFs and photos of receipts, bills sent by email, or just tell your AI
Coming soon	Finch and Rippling: built, and being tested with real accounts

Aggregate only ever reads from your providers and has no way to move money. On hosted, Stripe and Square access is read-only at the source too. QuickBooks, BILL, Lemon Squeezy and Expensify don't offer read-only access, so what they grant could do more than read; Aggregate only reads from all four. Every company you own lives side by side, plus a private Personal space.

[!NOTE] Aggregate is early. On hosted, Stripe has been on the Stripe App Marketplace since 2026-10-26 and Shopify on the Shopify App Store since 2026-10-22. Xero connects up to 5 organizations on hosted until Xero certifies the app. The other connectors are built to each provider’s documentation and are being verified with real accounts. Issues and fixes are very welcome.

How it compares

	Aggregate	One provider’s own MCP server	Personal finance app with AI
Several sources in one place (banks, payments, accounting, payroll, cap table)	✓	One provider	Banks and cards
Several companies side by side, plus personal	✓	One account	Personal
One double-entry ledger, transfers and payouts counted once	✓	—	Varies
Works with any AI that speaks MCP	✓	✓	Usually their own AI
Open source, self-hostable	✓ (AGPL-3.0)	Varies	Rarely
Can move money	Never	Some can	Varies

We also measured it. On our benchmark (100 questions about one made-up company, one model), answers through Aggregate were 100/100 correct. The same model reading tidy exported files with Python got 98/100 and cost less ($0.17 against $0.41). Read the caveats there before quoting it: a two-question gap is within run-to-run noise, Aggregate's tools were tuned on these same questions, and real exports are messier than the ones tested.

Safety

Money is the one place an AI can’t be sloppy, so control is the core of the product, not an add-on.

[Each AI’s permission written as one sentence, with a full activity log, undo, pause and revoke.]

Your AI can never move money. No payments, no bills paid, no invoices or emails sent. Ever.
Each AI gets its own permission, written as a sentence you can read: which companies, which kinds of data, read only or read and add, and when it expires. Checked on every single request.
Everything is logged and undoable. Every question an AI asks and every record it adds, labeled with who added it. Undo for 30 days, or turn on review so AI changes wait for you. Pause or revoke any AI in one click.
Your secrets stay encrypted. Provider tokens are encrypted with a key kept outside the database (KMS and 1Password supported). Bank logins go through Plaid and are never seen by Aggregate.
Built for prompt injection. Text from documents and memos is treated as untrusted, and a red-team suite of injection attacks runs on every change.
Passkeys (or a code sent by email) are required again before connecting accounts or giving an AI more access.

Read the threat model and security policy.

Run it yourself

Everything is open source, including every hosted feature. Self-hosting needs Node 22.18+ or Docker.

git clone https://github.com/Izzy-Gottz/aggregate-finance && cd aggregate-finance(umask 077; printf 'AUTH_SECRET=%s\nAGFN_MASTER_KEY=%s\n' "$(openssl rand -hex 32)" "$(openssl rand -base64 32)" > .env)docker compose up -d         # http://localhost:8787

git clone https://github.com/Izzy-Gottz/aggregate-finance && cd aggregate-finance(umask 077; printf 'AUTH_SECRET=%s\nAGFN_MASTER_KEY=%s\n' "$(openssl rand -hex 32)" "$(openssl rand -base64 32)" > .env)docker compose up -d         # http://localhost:8787

Without Docker

npm installnpm run -s keygen > .env     # -s keeps npm's own output out of the filenpm run build -w @agfn/webnpm start                    # http://localhost:8787

npm installnpm run -s keygen > .env     # -s keeps npm's own output out of the filenpm run build -w @agfn/webnpm start                    # http://localhost:8787

Copy .env somewhere safe, off this machine. Its AGFN_MASTER_KEY encrypts your stored bank tokens and your backups; without it neither can be read. Without email set up, sign-in links print to the server console (docker compose logs agfn). Each connector turns on when its keys are in .env (see .env.example). Postgres or SQLite, Fly.io and Railway configs included. Full guide: self-hosting.

Prefer not to run servers? Hosted Aggregate is the same code, with banking connections, backups and updates handled for you.

All 40 tools your AI gets

Read

Tool	What it does
`get_overview`	Cash and key numbers for every company
`list_accounts`	Accounts and balances
`search_transactions`	Search transactions
`query_transactions`	Add up transactions by month, category, vendor, company and more
`search_invoices`	Search invoices and bills
`query_invoices`	Add up invoices and bills, including how overdue they are
`get_reports`	Profit and loss, balance sheet, cash flow
`get_metric`	One defined metric, with how it was worked out
`get_mrr_movements`	Recurring revenue by month: new, expansion, churn
`list_upcoming`	Money expected in and out
`list_recurring`	Subscriptions and recurring bills, with price changes
`get_liabilities`	Credit cards and loans: rates, minimums, due dates
`get_holdings`	Investment positions and their value
`get_owner_balance`	What each company owes you, or you owe it
`get_counterparty`	One customer or vendor
`get_cap_table`	Cap table
`get_payroll`	Payroll
`list_buckets`, `get_bucket`	Money set aside, like rent or taxes
`list_documents`, `get_document`	Receipts, bills and statements
`get_coverage`	Which months of each account are complete, missing or off
`list_review_items`	Things waiting for a look
`get_activity`	Who did what, and when
`get_record`	Any record by id
`whoami`	What this AI is allowed to see
`refresh_balance`	Ask the bank for balances right now

Add (only with permission to add)

Tool	What it does
`add_entry`	Cash, an expense, owner money or a transfer
`add_invoice`	An invoice or bill
`record_payment`	Apply a payment to invoices or bills
`pin_balance`	A balance from a statement, checked against the records
`create_bucket`, `update_bucket`	Set money aside
`create_rule`	Teach it how to handle something next time
`update_record`, `void_record`	Fix or void a record
`record_equity_event`	Shares, options, SAFEs and rounds
`resolve_review_item`	Settle something waiting for review
`close_period`, `reopen_period`	Close the books through a date, or reopen them

How the code is organized

Path	What
`apps/server`	HTTP server: sign-in, OAuth for AI clients, connectors, documents, MCP, web app
`apps/web`	The interface (Preact)
`packages/core`	Double-entry ledger, matching, rules, buckets, metrics, reports
`packages/mcp`	MCP server and REST API: tools, permissions, write pipeline, activity log
`packages/connectors/*`	One package per provider, plus the SDK and registry
`packages/invoices`	Invoices, bills, payments, payroll
`packages/equity`	Cap table and rounds
`packages/cli`	The `agfn` command line
`packages/auth`, `db`, `security`, `sync`, `files`, `contracts`	Foundation

If Aggregate is useful to you, a star helps other people find it.

Contributing

Bug reports, new connectors and fixes are welcome. Start with CONTRIBUTING.md. Security issues go to SECURITY.md, never public issues.

License

AGPL-3.0-only (GNU Affero General Public License v3.0 only; no additional terms). Free to use, change and self-host. If you run a modified version as a service for others, share your changes under the same license.

來源：README.md，提交 9b791f1