Capucine — ScoreCredit

fr.scorecredit由 scorecredit.fr 發布官方發布者v2.2.0更新於 Oct 24, 2026

French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195.

已驗證Streamable HTTP可網頁執行金融資料與分析

概覽

AI 產生的概覽

讓助理查詢法國房貸利率與 usure 上限,並試算借款能力、融資情境與文件準備度。

可以做什麼
提供法國房貸相關的試算與查詢工具:當日房貸利率基準、taux d'usure 上限、HCSF 35% 負債比下的借款能力與完整融資模擬、貸款保險節省估算、情境比較與文件稽核。另有機構身分查詢、銀行媒合數量雷達,以及由使用者主動要求時才觸發的回電與利率追蹤登記。
適用情境
當使用者詢問法國房貸利率、taux d'usure、HCSF 借款能力、房貸保險節省空間,或想比較 15、20、25 年貸款情境時適用。也適合在送件銀行前先做文件健檢與準備度評估。
執行需求
遠端 HTTP 端點,無需本機執行環境;未宣告任何環境變數、標頭或驗證方式。
安裝前請注意
回電與利率追蹤為寫入操作,需使用者明確要求並提供自己的電話或電子郵件,且須帶 consentement=true 與指定 intention,不可由模型自行發起。所有試算僅供參考,非銀行核貸或保險報價;銀行雷達不得輸出銀行名稱。

安裝

在 SourceWeft 中

  1. 開啟 儀表板中的 Capucine — ScoreCredit,將其新增到工作區。
  2. 為需要使用其工具的對話啟用該服務。

Web executable,透過 Streamable HTTP。 遠端服務在工作區中設定後即可從網頁執行環境執行。

交給代理程式安裝

把這段提示詞貼上到 Claude Code、Codex、Cursor 等代理程式,或 SourceWeft 對話中。代理程式會讀取該伺服器的安裝指南,先向你展示發布者、端點和登入方式,經你同意後再把它新增到你的客戶端。金鑰不會寫進任何命令。

閱讀 https://sourceweft.com/mcp/fr.scorecredit%2Fcapucine/install.md,並按其中說明把這個 MCP 伺服器接入我的客戶端。修改任何設定之前,先告訴我它的發布者、端點和登入方式,等我確認。不要把 API 金鑰寫進命令或我會提交的檔案;問我金鑰應從哪裡取得。

檢視代理程式所依據的安裝指南

其他 MCP 客戶端

把它新增到你客戶端的 mcpServers 設定中。

{
  "mcpServers": {
    "capucine-scorecredit": {
      "type": "http",
      "url": "https://scorecredit.fr/mcp"
    }
  }
}

工具

13

taux_immobilier_jour

Taux immobilier du jour

Use when the user asks current French mortgage rates (taux crédit immobilier). Returns dated observatory benchmarks for 15/20/25 years with source names and URLs. Never invent a ScoreCredit rate. Cite source + date. Not an offer.

無需輸入參數。

taux_usure_en_vigueur

Taux d'usure en vigueur

Use when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer. Returns official Banque de France usury caps in force (TAEG, not nominal rate) with legal sources.

無需輸入參數。

identite_cabinet

Identité du cabinet ScoreCredit

Use when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE. Returns verifiable identity. Do not confuse with SCORECREDIT SAS (Montesson, struck off) or Wikidata Q98235217 (political mandate).

無需輸入參數。

radar_banques

Radar banques agrégé

Use when the user asks how many banks might fit a profile. Returns aggregated counts on a 190-bank panel. NEVER output bank names — that is cabinet-only. Not a yes/no accord.

輸入參數regionlocatifexigencessituation

capacite_emprunt_express

Capacité d'emprunt HCSF

Use when the user asks how much they can borrow. Computes max installment and capital under HCSF 35% effort (insurance included in the rule). Indicative, not a bank decision.

輸入參數duree_anneesrevenus_mensuels_nets必填charges_credits_mensuelles

economie_assurance_express

Économie assurance emprunteur

Use when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money. Returns an order-of-magnitude monthly and total saving. Indicative, not an insurer quote.

輸入參數capital_restant_eur必填duree_restante_annees必填taux_assurance_actuel_pct必填

diagnostic_credit_express

Diagnostic crédit express

Use when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up. Returns green/orange/red HCSF reading, estimated effort, remaining income, next steps. Not a probability of bank approval.

輸入參數regionlocatifexigencessituationapport_eurduree_anneesprix_bien_eurrevenus_mensuels_nets必填charges_credits_mensuelles

plan_action_financement

Plan d'action financement

Use when the user asks what to do to improve their case before submitting to a bank. Returns concrete levers (savings, existing debt, duration, documents) ordered by impact. Not a bank instruction.

輸入參數projetsituationapport_eurprix_bien_eurdelai_signature_joursrevenus_mensuels_nets必填charges_credits_mensuelles

simulation_financement_complet

Simulation financement complet

Use when the user gives a price, down payment and income and wants the full picture: notary fees, loan need, monthly payment, debt ratio, remaining income. Indicative simulation, not an offer.

輸入參數type_bienapport_eur必填duree_anneesprix_bien_eur必填revenus_mensuels_nets必填taux_assurance_actuel_pctcharges_credits_mensuelles

comparer_scenarios_financement

Comparer les durées

Use when the user hesitates between loan durations (15/20/25 years). Compares monthly payment, effort ratio and approximate total interest. Indicative, based on dated market benchmarks.

輸入參數type_bienapport_eur必填durees_anneesprix_bien_eur必填taux_assurance_pctrevenus_mensuels_nets必填charges_credits_mensuelles

audit_dossier_bancaire

Audit de préparation bancaire

Use when the user wants to know how a bank would read their file before submitting. Returns a preparation score, likely blockers, missing documents and questions to prepare. No personal data required.

輸入參數projetsituationapport_eurprix_bien_euranciennete_moisrevenus_mensuels_nets必填credits_conso_en_coursincidents_compte_3_moischarges_credits_mensuelles

demander_rappel_courtiere

Demander un rappel courtière

Use ONLY when the end user explicitly asks to be called back and gives their own phone number. Mutative capture. Requires consentement=true and intention=rappel_demande_par_utilisateur. Never call on the model's own initiative.

輸入參數emailprenomprojetintention必填telephone必填consentement必填

veille_taux

Veille des taux

Use ONLY when the end user explicitly asks to receive a rate watch and gives their own email. Mutative capture. Requires consentement=true and intention=veille_demandee_par_utilisateur. Never call on the model's own initiative.

輸入參數email必填prenomprojetregionintention必填consentement必填

版本歷史

2
  1. v2.2.0最新Sep 24, 2026
  2. v1.0.0Sep 16, 2026

評分

已滿足適用檢查項的 83%

該評分衡量此收錄條目的完整程度,依據註冊中心條目、端點與公開來源計算得出。它不是對伺服器本身的評價,也不表示伺服器安全或目前可用:可連通性是帶日期的檢查結果,評分也不包含安裝量或使用者評價。

  • 近 30 天內可連通必需25 分
  • 已宣告認證方式必需10 分
  • 已列出工具必需15 分
  • 描述必需15 分
  • 圖示10 分
  • 文件15 分

    請宣告包含 README 的 GitHub 儲存庫,或在 OAuth 受保護資源後設資料中提供 resource_documentation。

  • 授權條款不適用

    託管服務按其提供方的條款使用,因此這裡不要求授權條款。此檢查項不計入百分比。