Takes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}
輸入參數modeyearsmonthsmonthlylumpSumsprincipal必填rateResetannualRate必填extraMonthly
Takes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}
輸入參數yearsdeltasmonthsprincipal必填annualRate必填
Takes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}
輸入參數foiryearsmonthsannualRate必填existingEmisnetMonthlyIncome必填
Takes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreciation":5,"investReturn":10,"years":20}
輸入參數rent必填price必填years必填months必填annualRate必填rentGrowth必填downPayment必填appreciation必填investReturn必填
Takes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000}
輸入參數newRate必填currentRate必填outstanding必填processingFeeremainingMonths必填
Takes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}
輸入參數price必填