analyze_mortgage_scenario
Analyze mortgage scenario
Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
輸入參數citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount
get_financing_options
Explore financing categories
The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
輸入參數citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount
estimate_home_equity
Estimate home equity
The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents. Results include the assumptions and caveats behind them. A preliminary scenario only, not an eligibility decision, a lender offer or an approval.
輸入參數citytimingpurposeprovincepropertyTyperenewalMonthemploymentTypehouseholdIncomeRangeestimatedPropertyValueselfReportedCreditRangeexistingMortgageBalancesrequestedAdditionalAmount
search_published_mortgage_rates
Search published mortgage rates
Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lender's own rate wording with its conditions, check date and source link, and a notice that goes with them. Useful when someone asks what rates lenders are publishing. It takes filters only, not names, contact details or dollar amounts. Published information, not a quote, offer, recommendation or eligibility assessment.
輸入參數feessorttermlimitkeywordpurposepositionminimumLtvmortgageType
get_open_financial_broker_help
Reach an Open Financial mortgage professional
Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.
無需輸入參數。
