Mcp Open Finance

io.github.codespar由 GitHub 帳號 codespar 發布v0.2.2更新於 Oct 24, 2026

MCP server for Open Finance Brasil — accounts, transactions, consents, credit, loans, investments

發布方自己的服務：Finance Foundation

已驗證STDIO僅桌面金融商業與電商

服務詳細資訊

識別碼: io.github.codespar/mcp-open-finance
傳輸: STDIO
執行環境: Desktop only
信任: Verified
發布於: Sep 16, 2026

安全提示

MCP 服務會接收對話中的工具呼叫請求，並可能執行外部操作。啟用前請先了解該服務能做什麼，並只授予它所需的權限。

註冊中心已驗證此條目所屬的 GitHub 帳號 codespar。這並不表明該帳號就是產品方。

SourceWeft 的檢查只涵蓋條目是否完整、端點是否回應；不審查伺服器的程式碼，也不審查其工具的行為。

在 README 中新增徽章

向讀者展示該 MCP 服務已收錄於 SourceWeft，徽章連結到本頁。

[![Listed on SourceWeft](https://sourceweft.com/badge/mcp/io.github.codespar%2Fmcp-open-finance.svg)](https://sourceweft.com/mcp/io.github.codespar%2Fmcp-open-finance?utm_source=readme&utm_medium=badge)

概覽

AI 產生的概覽

一個本機 MCP 伺服器，讓助理介接 Open Finance Brasil 介面，查詢銀行帳戶、交易、授權、信用卡、貸款與投資。

可以做什麼: 列出銀行帳戶、餘額、交易與透支額度，讀取信用卡帳戶、帳單與交易。檢視貸款與融資合約及其還款排程，列出投資商品。讀取個人與企業客戶的資格資料，例如收入與職業。取得、建立與撤銷資料存取授權。建立支付發起授權並發起 PIX 等支付。
適用情境: 當你往來的巴西金融機構提供 Open Finance Brasil 介面，並希望助理讀取客戶的帳戶、卡片、貸款與投資資料、管理授權或發起支付時適用。
執行需求: 透過 npx 在本機執行，需要 Node.js。需要參與機構提供的 OAuth2 用戶端憑證，以 OPEN_FINANCE_BASE_URL、OPEN_FINANCE_CLIENT_ID 與 OPEN_FINANCE_CLIENT_SECRET 設定，並需能連線該機構的 API。

安裝前請注意

保存可存取金融資料的 OAuth2 用戶端憑證，勿放入共用設定。多個工具會建立或撤銷授權並發起支付，可能動用真實資金，使用前請確認。帳戶、卡片、貸款與資格資料會傳送至所設定的機構 API 及模型供應商。沙箱可用性因機構而異。

安裝

在 SourceWeft 中

開啟儀表板中的 Mcp Open Finance，將其新增到工作區。
為需要使用其工具的對話啟用該服務。

Desktop only，透過 STDIO。 STDIO 服務會啟動本機處理程序，因此需要 SourceWeft 桌面主機。

其他 MCP 客戶端

參照儲存庫中的啟動說明。

README

@codespar/mcp-open-finance

MCP server for Open Finance Brasil — open banking standard for accounts, transactions, and consents

[npm] [License: MIT]

Quick Start

Claude Desktop

Add to ~/.config/claude/claude_desktop_config.json:

json

{  "mcpServers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

{  "mcpServers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

Claude Code

Cursor / VS Code

Add to .cursor/mcp.json or .vscode/mcp.json:

json

{  "servers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

{  "servers": {    "open-finance": {      "command": "npx",      "args": ["-y", "@codespar/mcp-open-finance"],      "env": {        "OPEN_FINANCE_BASE_URL": "https://api.institution.com.br",        "OPEN_FINANCE_CLIENT_ID": "your-client-id",        "OPEN_FINANCE_CLIENT_SECRET": "your-client-secret"      }    }  }}

Tools (18)

Tool	Purpose
`list_accounts`	List customer bank accounts via Open Finance
`get_account_balance`	Get account balance via Open Finance
`list_transactions`	List account transactions via Open Finance
`get_account_overdraft_limits`	Get account overdraft (limites) via Open Finance
`get_consent`	Get consent details by ID
`create_consent`	Create a new consent request for data access
`revoke_consent`	Revoke an existing consent (data or payment)
`list_credit_cards`	List credit card accounts via Open Finance
`get_credit_card_bills`	Get credit card bills (faturas) via Open Finance
`get_credit_card_transactions`	Get credit card transactions via Open Finance
`list_loans`	List loan contracts (empréstimos) via Open Finance
`get_loan_payments`	Get loan payment schedule via Open Finance
`list_financings`	List financing contracts (financiamentos) via Open Finance
`list_investments`	List investment products via Open Finance
`create_payment_consent`	Create payment-initiation consent (e.g., PIX) via Open Finance
`create_payment`	Initiate a payment using an authorized payment consent
`get_personal_qualifications`	Get personal customer qualifications (income, occupation) via Open Finance
`get_business_qualifications`	Get business customer qualifications via Open Finance

Authentication

Open Finance Brasil uses OAuth2 client credentials. Each financial institution provides its own base URL and credentials.

Sandbox / Testing

Sandbox availability varies by institution. Contact your financial institution for Open Finance sandbox access.

Get your credentials

Go to Open Finance Brasil
Register with a participating financial institution
Obtain your OAuth2 client credentials
Set the environment variables

Environment Variables

Roadmap

v0.2 (planned)

revoke_consent — Revoke a data sharing consent
list_payments — List initiated payments
create_payment_consent — Create a payment initiation consent
initiate_payment — Initiate a payment via Open Finance
get_payment_status — Get payment initiation status

v0.3 (planned)

insurance_products — List insurance products from institutions
pension_products — List pension products from institutions

Want to contribute? Open a PR or request a tool.

Enterprise

Need governance, budget limits, and audit trails for agent payments? CodeSpar Enterprise adds policy engine, payment routing, and compliance templates on top of these MCP servers.