Mcp Rapyd

io.github.codespar由 GitHub 帳號 codespar 發布v0.2.2更新於 Oct 24, 2026

MCP server for Rapyd — global collect + disburse across 100+ countries, cash pickup, wallets

已驗證STDIO僅桌面金融商業與電商

概覽

AI 產生的概覽

針對 Rapyd 的在地 MCP 伺服器，讓助理在 100 多個國家建立與管理全球收款、付款和託管錢包。

可以做什麼
建立、查詢、列出、更新與取消付款，包含託管結帳頁面與退款，並管理客戶名下已儲存的付款方式。建立、查詢、列出、確認與取消給收款人的付款（撥款）。建立、查詢、列出與更新託管錢包，驗證錢包聯絡人，並在錢包之間轉帳。依國家與幣別查詢支援的收款與撥款方式。
適用情境
適合需要透過 Rapyd 全球支付管道的場景：跨境收款與撥款、為沒有銀行帳戶的收款人提供現金提領，以及為市集平台或創作者付款提供託管子錢包。若主要需求是拉丁美洲的深度在地覆蓋，應優先考慮專注拉美的服務商。
執行需求
透過 npx 以 stdio 在地程序執行（需要 Node.js）；另有 HTTP 模式供伺服器間測試。需要 Rapyd 帳戶並設定 RAPYD_ACCESS_KEY 與 RAPYD_SECRET_KEY，可選設定 RAPYD_ENV 選擇 sandbox（預設）或 production。需要連線至 Rapyd API 端點的網路存取。
安裝前請注意
此伺服器會操作真實資金：付款、退款、撥款、錢包間轉帳與確認都是實際金融操作，production 模式連接 Rapyd 正式 API。RAPYD_SECRET_KEY 是簽章密鑰，應妥善保密；存取金鑰會隨請求標頭傳送。建議先在 sandbox 測試；README 另提到企業版提供治理與預算限制。

安裝

在 SourceWeft 中

  1. 開啟 儀表板中的 Mcp Rapyd，將其新增到工作區。
  2. 為需要使用其工具的對話啟用該服務。

Desktop only，透過 STDIO。 STDIO 服務會啟動本機處理程序，因此需要 SourceWeft 桌面主機。

其他 MCP 客戶端

參照 儲存庫 中的啟動說明。

README

@codespar/mcp-rapyd

MCP server for Rapyd — global collect + disburse across 100+ countries.

Rapyd is the global counterpart to dLocal. Where dLocal is LatAm-deep (15+ countries, Pix/OXXO/PSE/SPEI), Rapyd is worldwide-wide: Asia, Africa, Europe, the Middle East, and LatAm via a single API — and crucially covers two categories dLocal doesn't:

  • Cash pickup — OXXO Pay, 7-Eleven, and country-specific cash networks for unbanked recipients
  • Managed wallets — the merchant holds a master account and provisions sub-wallets per end user (marketplace balances, creator payouts, cross-border P2P without opening a bank account per user)

Use dLocal when LatAm depth is the requirement. Use Rapyd when global reach, cash pickup, or wallet infrastructure is the requirement.

Tools (22)

ToolPurpose
create_checkout_pageCreate a Rapyd hosted checkout page.
create_paymentCreate a direct payment with a fully-specified payment_method.
get_paymentRetrieve a payment by Rapyd payment id (payment_xxx).
cancel_paymentCancel a payment that has not yet been captured/completed.
create_refundRefund a completed payment.
create_payoutCreate a payout (disbursement) to a beneficiary.
get_payoutRetrieve a payout by Rapyd payout id (payout_xxx).
confirm_payoutSecond step of Rapyd's two-step payout approval.
list_payment_methods_by_countryList all inbound (collect) payment methods Rapyd supports for a given country + currency.
list_payout_methods_by_countryList all outbound (disburse) payout method types Rapyd supports for a given beneficiary country.
create_walletCreate a Rapyd managed wallet (user) for an end user.
list_paymentsList payments with optional filters.
update_paymentUpdate metadata / descriptor / receipt details on an existing payment.
create_payment_methodSave a reusable payment method (card token, bank account, wallet) against a Rapyd customer.
delete_payment_methodRemove a saved payment method from a Rapyd customer.
list_payoutsList payouts (disbursements) with optional filters.
cancel_payoutCancel a payout that is still in 'Created' state (before confirm_payout releases funds).
get_walletRetrieve a Rapyd ewallet (user) by id.
update_walletUpdate profile fields on a Rapyd ewallet (user).
list_walletsList Rapyd ewallets under the merchant account.
wallet_contact_verifySubmit a verification token (usually received via SMS/email) to verify a wallet contact's identity.
transfer_between_walletsMove funds between two Rapyd ewallets (source_ewallet → destination_ewallet).

Install

bash
npm install @codespar/mcp-rapyd

Environment

bash
RAPYD_ACCESS_KEY="..."   # Public access key (sent in the access_key header)RAPYD_SECRET_KEY="..."   # Secret key (used to sign requests; never transmitted)RAPYD_ENV="sandbox"      # Optional. 'sandbox' (default) or 'production'

Base URLs:

  • sandbox → https://sandboxapi.rapyd.net
  • production → https://api.rapyd.net

Authentication

Every request is signed with HMAC-SHA256 per Rapyd's signature recipe:

toSign    = http_method_lowercase + url_path + salt + timestamp + access_key + secret_key + body_stringhmac_hex  = HMAC-SHA256(secret_key, toSign).digest('hex')signature = Buffer.from(hmac_hex).toString('base64')   // hex → base64, not raw digest

Required headers on every request:

Content-Type: application/jsonaccess_key:   <access_key>salt:         <random 8-16 char string, unique per request>timestamp:    <Unix seconds, within 60s of server time>signature:    <computed per recipe above>idempotency:  <unique per request>

The server handles salt, timestamp, signature, and idempotency generation automatically — you only configure RAPYD_ACCESS_KEY, RAPYD_SECRET_KEY, and (optionally) RAPYD_ENV.

Gotchas the server handles for you:

  • body_string is the compact JSON body with no whitespace, or "" when empty — never "{}".
  • url_path includes the query string when present.
  • http_method is lowercased in the signature string but UPPERCASE on the wire.

Run

bash
# stdio (default — for Claude Desktop, Cursor, etc)npx @codespar/mcp-rapyd
# HTTP (for server-to-server testing)MCP_HTTP=true MCP_PORT=3000 npx @codespar/mcp-rapyd

When to use Rapyd vs dLocal

RequirementChoose
LatAm depth (Pix, OXXO, PSE, SPEI, Boleto)dLocal
Global reach (Asia, Africa, Europe + LatAm)Rapyd
Cash pickup for unbanked recipientsRapyd
Managed wallet infrastructureRapyd
Single-country PSP (BR-only, MX-only)Per-country server (Mercado Pago, Conekta, etc)

Enterprise

Need governance, budget limits, and audit trails for agent payments? CodeSpar Enterprise adds policy engine, payment routing, and compliance templates on top of these MCP servers.

License

MIT

來源：packages/payments/rapyd/README.md，提交 d0a519a

工具

0
SourceWeft 尚未在沙箱中啟動過該軟體包，因此其工具未知。

版本歷史

1
  1. v0.2.2最新Sep 16, 2026

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