
Acb Tax Mcp
io.github.haiiibin由 GitHub 帳號 haiiibin 發布v0.5.0更新於 Oct 24, 2026
Canadian ACB and capital gains: average-cost, per-disposition gains, superficial-loss detection.
概覽
本機 MCP 伺服器,依交易紀錄計算加拿大調整後成本基礎(ACB)與資本利得,包含逐筆處分損益與表面虧損偵測。
- 可以做什麼
- 依交易清單或 CSV/JSON 檔計算 ACB 與資本利得,回傳持倉、逐筆處分與按年度彙總
- 報告目前持倉與帳面成本,並以你提供的市價計算未實現損益
- 產生某一課稅年度的 Schedule 3 式資本利得報告,以及依證券彙總的 Schedule 3 摘要
- 依 30 天規則標示表面虧損,並列出每次事件被否認的金額
- 把券商原始活動匯出整理成乾淨的交易紀錄,並說明略過列的原因
- 適用情境
- 適合在加拿大非註冊(應稅)帳戶持有證券、希望讓助理依 CRA 平均成本法與表面虧損規則處理交易紀錄、而不想手動操作試算表的情境,例如查詢某年度資本利得或準備 Schedule 3 申報。
- 執行需求
- 以 stdio 在本機執行;需要 Python 3.10+ 與 MCP Python SDK 2.x,可用 uv tool install 或 pip install 安裝(套件 acb-tax-mcp)。未宣告任何帳號、API 金鑰或環境變數。交易需以清單或 CSV/JSON 檔案路徑提供,且須自行提供每筆交易的匯率,因為它不會取得匯率。
安裝
在 SourceWeft 中
- 開啟 儀表板中的 Acb Tax Mcp,將其新增到工作區。
- 為需要使用其工具的對話啟用該服務。
Desktop only,透過 STDIO。 STDIO 服務會啟動本機處理程序,因此需要 SourceWeft 桌面主機。
其他 MCP 客戶端
參照 儲存庫 中的啟動說明。
README
acb-tax-mcp
[CI] [PyPI] [PyPI Downloads] [Python] [Glama] [MCP Registry] [Listed in awesome-mcp-servers] [License: MIT]
An MCP server that computes Canadian adjusted cost base (ACB) and capital gains from your trade history: average-cost tracking, per-disposition gains, and superficial-loss detection, returned as structured JSON.
Ask your assistant "what are my capital gains for 2024?" or "did I trigger any superficial losses?" and it runs the CRA rules over your transactions instead of you wrestling a spreadsheet.
⚠️ This is a calculation aid, not tax advice. Verify every number before you file, and consult a professional for anything non-trivial. See Limitations.
Works with Claude Desktop, Claude Code, Cursor, or any MCP-compatible client.
Features
Implements the CRA average-cost method (all shares of a security pool into one ACB; gains are against the average, not FIFO) and the superficial-loss rule (loss denied and deferred into the ACB of substitute shares bought within 30 days before or after the sale). Commissions and per-trade CAD FX conversion are handled.
Install
No install needed to try it: open the Glama server page and use Try in Browser to call the tools against a sandbox with a couple of sample transactions.
Requires Python 3.10+.
Requires MCP Python SDK 2.x (mcp>=2,<3). SDK 1.x is feature-frozen upstream and no longer supported here; 0.4.0 is the last release that ran on it.
Run from source without installing:
Configure your client
Claude Desktop
In claude_desktop_config.json:
Claude Code
Transactions
Give the tools a list of transactions (or a path to a .csv / .json file).
CSV uses the same column names as a header row. If your broker's export uses different headers ("Trade Date", "Activity Type", "Symbol", "Quantity"...), run it through normalize_broker_csv first.
Want something to try immediately? examples/sample_trades.csv is a ready-made broker-style export with aliased headers, $-formatted numbers, a DRIP row, a dividend row (skipped with a reason), a USD trade with FX, and a superficial-loss scenario. Ask your assistant to clean it with normalize_broker_csv and run calculate_acb on the result.
Usage
- "Calculate the ACB and capital gains for the trades in
~/trades.csv." - "What's my capital-gains report for 2024?"
- "Did any of these sales trigger a superficial loss?"
- "What's my current book cost for XEQT?"
- "Here's my RBC activity export -- clean it up and compute my ACB."
- "XEQT is at $35.20 and VTI at $305.40 USD (1.37 CAD): what are my unrealized gains?"
Example
Superficial loss example
Buy 100 @ $10, sell 100 @ $8 (a $200 loss), then rebuy 100 @ $8 nine days later:
The $200 loss is denied and added to the ACB of the repurchased shares (new ACB per share becomes $10), so it is recovered on a future sale.
Limitations
Read these before relying on the output.
- Average-cost, per identical property. Feed all trades of the same security across your accounts together, since the CRA rule pools identical property at the taxpayer level. The tool pools by the
securitykey you provide. - Superficial losses use the standard least-of-three test with a single forward pass. Deeply chained or overlapping superficial losses can need case-by-case professional judgment.
- Not yet handled: return of capital, reinvested/notional distributions (ETF phantom distributions), stock splits, options, and other corporate actions. These affect ACB and are on the roadmap.
- FX must be supplied per transaction (use the transaction-date rate). The tool does not fetch exchange rates.
- Registered accounts (TFSA/RRSP) do not have capital gains; this tool is for non-registered (taxable) accounts.
- Not tax advice.
Development
License
MIT. See LICENSE.
來源:README.md,提交 3408d12
工具
0版本歷史
2- v0.5.0最新Oct 9, 2026
- v0.4.0Sep 16, 2026
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