search_loans
Search FHA-insured apartment loans
Search every FHA-insured apartment loan in HUD's active multifamily file by state, city, program, note rate, years left, servicer or text. Returns HUD's figures (note rate, original amount, amortized balance, maturity, holder, servicer, Section of the Act) with a property page URL. Use it to find assumable low-rate loans, loans by a servicer, or a property's FHA number.
輸入參數qcitysortlihtclimitstateoffsetprogrammax_ratemin_rateservicermin_units另有 4 個
get_loan
Get one FHA-insured apartment loan
Look up one loan by its 8-digit HUD project (FHA) number: every field HUD publishes for it, plus years left, the property page URL, HUD physical inspection scores (latest and up to two prior, with release dates and REAC/NSPIRE scoring) and active Section 8 / rental assistance contracts (assisted units, expiration, latest renewal option), each with HUD as-of date and source.
輸入參數fha_number必填
program_facts
HUD multifamily program rules
Current rules for a HUD multifamily program (223f, 221d4, 223a7, 241a, 220, 231, 213): max LTV/LTC and DSCR tiers (ML 2025-03), term, MIP (0.25%/0.25%), prepayment, Davis-Bacon, fees, commercial limits, plus live counts from HUD's file. Each rule has a primary source URL. Omit program for the summary of all.
輸入參數program
statutory_limit
HUD statutory per-unit limit for a unit mix
Compute the CY2026 statutory mortgage limit for a unit mix: table amount per bedroom count (elevator or not) times the high cost percentage (270% standard for 2026, up to 315% project by project in High Cost Areas, 405% in Alaska, Hawaii, Guam and USVI). Also reports the ROAD to Housing Act base amounts, which are enacted but pending HUD implementation.
輸入參數programelevatorunit_mix必填high_cost_pct
size_223f
Size a HUD 223(f) loan (lowest of LTV, DSCR, statutory limit)
Estimate maximum 223(f) proceeds as the lowest of: LTV (87% market, 90% affordable or 90%+ assisted), DSCR (1.15x market, 1.11x affordable) with debt service including the 0.25% annual MIP, the CY2026 statutory limit for the unit mix, and the cost-to-refinance or cash-out cap. Returns each test, the binding one, payment and MIP. If note_rate is omitted it uses the median note rate on 223(f) loans HUD endorsed in the last 12 months (realized history, not a quote). An estimate, not a commitment.
輸入參數noi必填value必填purposecategoryelevatorunit_mixnote_raterequestedterm_yearshigh_cost_pctcost_to_refinance
hud_stats
HUD apartment loan portfolio statistics
Totals and medians for FHA-insured apartment loans in HUD's active file: loan count, units, balances, median note rate, the 12-month realized-rate benchmark, and breakdowns by program and state. Pass state or program to narrow it.
輸入參數stateprogram
