check_merchant
Check merchant
Decide whether an autonomous agent should pay a merchant, host, or wallet. PayCheck returns a deterministic trust score for one target. It does not send money, does not sign transactions, and does not hold wallet keys. Use this immediately before a payment, a checkout redirect, or a transfer to a new 0x address. Pass the payee as a bare domain (api.openai.com), an https URL, or a 0x address with 40 hex characters. Do not use this tool to execute a payment. Do not use it to overturn a block. Do not call it again with a reworded category, purpose, or amount to fish for a better verdict: those fields are ignored and are not stored. Trusted is returned only for the published allowlist of known AI and developer APIs, served over https on port 443. A new or random domain is never trusted. A wallet is never trusted. Scoring v1 does not analyze on-chain history. If the URL contains an embedded 0x address, this scores the host only and will not return trusted; pass the bare address to score the wallet. Arguments: target (required string); amount_usd (optional number, ignored); category (optional string, ignored); api_key (optional pc_live_ key). You may also send Authorization: Bearer or X-API-Key. Omit the key for the anonymous allowance. Returns: score (integer 0-100), verdict (trusted | unknown | suspicious | block), reasons[], recommended_action (proceed | verify_out_of_band | require_human_review | do_not_pay), signals (host, allowlist, domain age, wallet flags, reason_codes; chain_analysis is always not_in_v1), checked_at (ISO-8601), policy_version ("1"). Free tier: 100 checks per UTC day anonymous, 1,000 per UTC day with a free pc_live_ key or a Toolweather bundle client whose x-tw-bundle-client is hex. A bundle client prefixed anon: stays at 100 per day. The same target for the same caller is idempotent for 60 seconds and does not consume a second check. Over the daily cap, each extra check is $0.001 USDC on Base (eip155:8453) via x402 and the PayAI facilitator.
targetrequiredapi_keycategoryamount_usd

