You Finance

by youdotcom-ossa692b6f34facMITListed Oct 8, 2026Updated Oct 8, 2026

Answer finance questions through the You.com you-finance MCP tool, with payment-aware fallbacks for keyless hosts.

AI-generated overview

Answers finance questions via the You.com you-finance MCP tool, with payment-aware fallbacks for keyless hosts.

What it does: This skill instructs an agent to route finance questions to the You.com you-finance MCP tool, which covers company financials, SEC filings, earnings, guidance, analyst context and valuation comparisons. It describes authentication options, including bearer API key, OAuth, or MCP payment-header pass-through, and how to retry after a 402 payment-required challenge. It also points to a reference file for composing the You.com MCP server with the Coinbase Payments MCP server for keyless payment. Answering rules require dates for market-sensitive data, citations for factual claims, and flagging of uncertainty.
When to use it: Use it for stock price or ticker lookups, company financials, filings, earnings, guidance, analyst context or valuation comparisons. It also fits market, sector, ETF, macro, rates, commodities or crypto questions where finance-specific sources are expected. It is not intended for general web search, reading arbitrary URLs, non-financial deep research, or quick lookups where you-web or you-search suffices.
Requirements: Requires network access and a You.com MCP host with the you-finance tool reachable at the stated server URL. Authentication is via a YDC_API_KEY bearer token, OAuth login, or an MPP/x402-aware MCP client; keyless payment requires composing the You.com MCP server with the Coinbase Payments MCP server. No scripts are shipped; it is instructions only, plus one reference document.

You.com Finance Research

Use this skill to answer finance-specific questions through the You.com you-finance MCP tool.

The You.com finance MCP endpoint must be reachable from the host:

Server URL: https://api.you.com/mcp/finance
Auth: either YDC_API_KEY bearer auth, OAuth login into the server, or an MPP/x402-aware MCP client. For bearer auth, set Authorization: Bearer ${YDC_API_KEY} in the host MCP client.
Required tool: you-finance

Call the you-finance MCP tool with the finance question. It covers company financials, SEC filings, earnings, guidance, analyst context, and valuation comparisons.
you-finance supports You.com auth via YDC_API_KEY bearer auth, OAuth, or MCP payment-header pass-through. If the MCP client receives a 402 payment-required challenge, let the client pay externally and retry with payment headers. Do not handle wallets or signing in this skill.
For keyless payment with no API key and no manual signing, compose the You.com MCP server with the Coinbase Payments MCP server; see Coinbase Payments MCP path [blocked] for setup.
If the you-finance tool is unavailable, tell the user what is missing, provide the setup options from the prerequisites above, and request approval before installing, connecting, or changing configuration.

Stock price or ticker lookup.
Company financials, filings, earnings, guidance, analyst context, or valuation comparisons.
Market, sector, ETF, macro, rates, commodities, or crypto questions where finance-specific sources are expected.

General web search: use you-web and you-search.
Reading arbitrary URLs: use you-web and you-contents.
Non-financial deep research: use you-research.
Quick non-research finance lookups where you-web or you-search is sufficient.

License: MIT

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